Hi, I’m Dwight. Thanks for stopping by. I am a CPA and fee-only financial advisor in Lafayette, Colorado, and I specialize in tax-efficient financial planning for retirees and those about to retire in Colorado or elsewhere in the United States. My clients are typically age 50 or older and have successfully launched their kids. They are either retired or planning to retire within the next five years or less. Most are property owners, U.S. citizens, and have liquid assets above $750,000. They want comprehensive financial guidance—not just an investment salesperson—and need support as they approach one of the biggest financial transitions of their lives. They prefer to delegate the heavy lifting of investments, financial planning, and tax planning to a professional on an ongoing basis rather than seeking one-time projects. Just as important, they are genuinely nice people. While it may sound cliché, I only work with clients where there is mutual respect and a strong long-term relationship Winding Trail Financial Planning is a fee-only financial planning firm based in Lafayette, Colorado, serving retirees and small business owners who want more than just investment management. We specialize in tax-aware financial planning—helping clients make smarter decisions around retirement income, business structure, and long-term wealth strategies. Our approach integrates tax planning, investment management, and cash flow into a cohesive strategy designed to reduce lifetime taxes and improve financial clarity. Many of our clients are business owners, pre-retirees, or recently retired households who want a proactive advisor that looks around corners—not just reacts at tax time. As a fee-only fiduciary firm, we do not sell products or earn commissions. Advice is objective, transparent, and aligned with your goals. We aim to serve as a long-term partner—helping clients simplify complexity, make confident decisions, and stay on track throughout retirement. • Tax planning and proactive tax strategy • Retirement income planning and distribution strategies • Financial planning for small business owners and S-Corp optimization • Investment management integrated with tax efficiency • Cash flow and balance sheet planning • Coordination with CPAs and attorneys • Ongoing comprehensive financial planning (not one-time plans) Our process emphasizes forward-looking planning—identifying opportunities before year-end and aligning financial decisions with long-term tax outcomes.

Hi, I’m Leyder “Aiden” Murillo, CFP®, AWMA®, SE-AWMA®, MBA, Founder of Wolfpack Wealth Management LLC. I am a CERTIFIED FINANCIAL PLANNER®, an Accredited Wealth Management Advisor™, and a Sports & Entertainment Accredited Wealth Management Advisor™ professional. I founded Wolfpack Wealth Management to offer accessible, flat-fee financial planning services to individuals and families who need them most. Whether you’re a professional athlete, student-athlete, entertainer, educator, young professional, a married couple, small business owner, or someone seeking financial peace of mind, I’m here to help. I believe the easiest way to reduce financial stress is through casual conversation and genuine connection, which creates a safe space. I also view all my clients as friends, which is why I’ve adopted the moniker Your Friendly Neighborhood Wealth Management Advisor. I combine personalized strategies with a focus on transparency and fiduciary duty. I serve clients in Denver, Los Angeles, and virtually nationwide via Zoom. For those who need it, I’m happy to meet in person, wherever you are. I’m proud to offer services in English and Spanish to ensure that language is never a barrier to achieving financial clarity. Let’s build your financial future with confidence together. Ready to take the next step? Let’s connect and start your journey toward peace of mind and long-term success.

Steven Nading is a CFP® professional with nine years of industry experience. He is the sole advisor at Outbound Financial, where he has worked since 2017. Outbound Financial, Inc. provides wealth management, comprehensive and focused financial planning, and income and gift tax preparation to individuals, high-net-worth clients, not-for-profit entities, and business interests. The firm employs a passive wealth management approach using diversified portfolios of index mutual funds and ETFs, integrating tax preparation and planning with investment advice.

Sally Lieb is a CFP®, ChFC® with 31 years of industry experience. She is the principal advisor at Curated Wealth Solutions, LLC in Denver, CO, a firm she has led since 2022. Prior to founding Curated Wealth Solutions, she held advisory roles at Kestra Advisory and Kestra Investment Services. Lieb also operates a sole proprietorship, Sally Brandt Lieb, which she has maintained since 1998. Curated Wealth Solutions, LLC provides discretionary asset management and comprehensive financial planning to individuals and high-net-worth clients. The firm’s investment approach relies on modern portfolio theory and market efficiency, focusing on diversified, passively oriented asset-class funds and strategic asset allocation.

Adrien Vanpoperinghe is a financial advisor with Lybis Investing and holds a Series 65 designation. He has five years of industry experience, including prior roles at CNA Insurance. Lybis Investing, LLC is a single-advisor investment management firm based in Colorado that serves individuals, high-net-worth clients, trusts, estates, small businesses, and charitable organizations. The firm employs a defined investment process focused on asset allocation and typically uses passive index ETF strategies with an emphasis on sustainability factors, incorporating ESG scores alongside macroeconomic indicators.

Kyle Simmons, CFP®, CRPC®, worked for over 13 years in the tech industry as an engineer. When you work with him, you’re not working with a product salesman, but rather someone who works and talks like you, taking a logical and efficient approach to investment management and retirement planning. He understands the financial and intellectual benefits of being a highly compensated employee as well as the challenges and frustrations. He thinks like an engineer and has the integrity of one too. We are a fiduciary, fee-only firm, which means we're required to always put your interests ahead of our own. We don't sell products, get paid commissions, or receive referral fees. Many advisors or financial salespeople work for a brokerage or insurance company and are paid commissions or are "fee-based". We believe that our fee-only, fiduciary structure allows us to have a more objective relationship with our clients because it reduces the possible conflicts of interest.

Beulah Messick is a financial advisor with A2Resources LLC, holding a Series 65 designation and two years of industry experience. She has worked for the State of Colorado since 2004, currently serving as Controller with responsibilities including financial reporting, budget administration, and audit response. A2Resources LLC provides financial planning and consulting services to individuals and employer groups, offering comprehensive planning that includes investment, retirement, tax, education, estate, charitable, and risk management components. The firm does not manage client accounts or recommend individual securities, focusing instead on creating individualized financial plans and accepting negotiable or hourly fee arrangements.

Kirk Peterson is the sole advisor at Peterson Financial Services LLC in Denver, CO, holding a Series 63 designation with 27 years of industry experience. He has worked at The Crosby Group Ind. since 1986. Peterson also maintains a licensed insurance practice as part of his service offerings. Peterson Financial Services provides investment portfolio management, financial planning, and insurance services primarily to individual clients and retirement plans, while also managing non-retirement corporate accounts and trusts. The firm focuses on mainstream liquid investments and manages most accounts on a discretionary basis, using a combination of fundamental and technical analysis without third-party managers or wrap programs.

Justin Arnold is a CFP® with 17 years of industry experience and is the sole advisor at Washpark Capital, LLC in Denver, CO. He has led Washpark Capital since 2015. Washpark Capital provides discretionary investment management and comprehensive financial planning primarily for individual and high-net-worth clients, focusing on retirement income transition and distribution planning. The firm employs a blend of fundamental analysis and Modern Portfolio Theory to construct diversified, long-term model portfolios, often using lower-cost funds that incorporate ESG metrics.

Paula Fleming is a CFA® charterholder and holds a Series 63 license with six years of experience in the financial industry. She has worked at Next Chapter Financial, LLC since 2020 and previously held positions at Janus Henderson Investors and ArrowMark Partners. Next Chapter Financial, LLC provides investment management and financial planning services primarily to individuals and high-net-worth clients. The firm uses client-specific investment policies and a combination of fundamental, cyclical analysis, and modern portfolio theory to construct portfolios, often incorporating both passive and active strategies, and also manages allocations to outside managers through a formalized selection and supervision process.

William Byk is a financial advisor at Stableford Capital Partners in Denver, Colorado, holding a Series 65 designation with one year of industry experience. His prior experience includes roles at Vida Capital and Optas, LLC. Stableford Capital Partners provides fee-based, discretionary investment management to a diverse client base including individuals, trusts, and institutional clients. The firm employs a tactical allocation strategy, using fundamental and cyclical analysis to tailor portfolios across various asset classes such as listed securities, fixed income, options, and private equity.

Brian Minturn is a financial advisor at Norton Barkley Asset Management in Denver, Colorado, with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Norton Barkley since 2000. Norton Barkley Asset Management provides discretionary portfolio management and financial planning for individuals, high-net-worth households, trusts, family offices, and institutional clients including ERISA profit-sharing plans and foundations. The firm uses a financial planning process to develop tailored asset-allocation strategies implemented through individual securities and funds, combining fundamental research with technical analysis and portfolio-optimization tools.

Frederick Ravid is a financial advisor at MoneyGrow.com® in Denver, CO, with 39 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Since 1994, he has been associated with Chartered Financial Services, Inc. Outside of his advisory work, he curates a blog for ProOrganic.org, which focuses on organic and local food production and gardening. MoneyGrow.com® provides financial planning, investment management, and consulting services to individuals, families, trusts, estates, corporations, and plan trustees. The firm offers family-office style services and uses a sector-rotation investment approach with a conservative tilt, favoring ETFs and quarterly portfolio adjustments.

James Elliott is a CFA® charterholder and holds a Series 65 license, with nine years of industry experience. He is the sole advisor at Alpine Crest Private Wealth LLC, having previously worked at Aspen Grove Capital, LLC for eleven years. Alpine Crest Private Wealth LLC is an independent, fee-only firm that serves individuals and high-net-worth clients with investment management and financial planning. The firm advises across traditional and alternative investments, including private equity, hedge funds, and potential cryptocurrency exposure, combining passive and active strategies aligned with modern portfolio theory.

Jeffrey Hoag is the sole advisor at Three Circles Capital Management, LLC, an independent firm based in Denver, CO. He holds a Series 65 credential and has 20 years of industry experience, including over two decades with his current firm. Hoag serves on the boards of Compass Bank of Colorado and ACI Electronics, a distributor of electronic components. Three Circles Capital Management provides discretionary portfolio management for individuals, trusts, corporations, and banking institutions, managing both separate accounts and a private pooled investment vehicle. The firm uses a proprietary analytical process to select global equity investments based on value, growth, and momentum, employing long and short positions as well as options strategies to manage risk and generate income.

Tyler Peterson is a financial advisor at Kindred Financial LLC in Lakewood, CO, holding Series 63 and Series 66 designations with 20 years of industry experience. He has been with Kindred Financial and its predecessor entity since 2013. Kindred Financial LLC provides portfolio management and financial planning services to individuals, corporations, and a small number of institutional clients, including insurance companies and retirement plans. The firm employs a range of analytical techniques and offers both discretionary and non-discretionary management, with a client base that notably includes insurance and retirement-plan clients.

Gabe Luna is the sole advisor at LUNA Investment Services Inc. in Denver, CO, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has worked at LUNA Investment Services since 2012 and concurrently at Axa Advisors, LLC since 2011. LUNA Investment Services provides discretionary asset management and financial planning services primarily to individual clients, employing a tactical investment approach focused on global mutual fund managers with low turnover and risk aversion, combined with fundamental and technical stock analysis. The firm manages accounts under discretionary authority while allowing clients to retain proxy voting rights.

Dennis Haberkorn is the principal of Haberkorn Financial Services, Inc. in Louisville, CO, with 26 years of experience in the financial industry. He has operated his firm since 1999 and holds credentials as a Certified Public Accountant. Haberkorn Financial Services provides portfolio management and related advisory services to individuals, charitable organizations, corporations, and trusts. The firm combines investment advisory services with accounting, tax, and business-management offerings, focusing on strategic asset allocation, diversification, and long-term portfolio management.

Audrey has enjoyed a successful 30 year career in the corporate world as a business leader and executive coach. After going through her own divorce and moving to Colorado, she started a nonprofit to help educate and empower women in the divorce process. Helping these women has been so personally fulfilling, Audrey decided to leave her corporate position and create a high touch financial planning firm focused on helping women and their families navigate the financial aspects of their busy, messy and exciting lives. She enjoys helping her clients plan and strategize on how to recover financially from a divorce or losing a spouse to death, figure out how to afford college for the kids and save for a well deserved retirement. Audrey’s is a CERTIFIED FINANCIAL PLANNER ™ and a CERTIFIED DIVORCE FINANCIAL ANALYST™. Her background includes an accounting degree and an MBA from Northwestern’s Kellogg School of Management. She worked in finance and operations for GE and GE Capital for 15 years; and in management consulting at Accenture and smaller NYC firm for 10 plus years. She has three teen children, her oldest is currently attending University of Colorado in Boulder, plus twins in high school. She is the founder and Board President of the Colorado nonprofit, Blue Iris. In her free time Audrey enjoys hiking with her dog, trying fun new restaurants in Denver, reading (always too many books going at the same time) and movies. She is active her children's school and attending their sporting events.

Linda Towe is a financial advisor with Heritage Planning & Investing Services, LLC in Louisville, CO, holding a Series 65 credential and 25 years of industry experience. She has been with Heritage Planning & Investing Services since 1999. Heritage Planning & Investing Services is an independent, single-advisor firm serving individuals, trusts, and small business owners with hourly consulting, comprehensive financial planning, and discretionary portfolio management. The firm’s investment approach emphasizes fundamental analysis combined with technical analysis, diversification, and a mix of long-term and shorter-term positions, with ongoing portfolio monitoring and annual reviews of investment policy statements.