Spencer Tracy is a financial advisor at Principium Investments LLC in Boulder, CO, holding a Series 65 designation with four years of industry experience. He has been with Principium Investments since 2019, following an extended period as a student. Principium Investments is a fee-only, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, corporations, and employer-sponsored retirement plans. The firm employs an actively managed allocation process across proprietary risk profiles, combining ETFs, individual stocks, and mutual funds, and provides services including investment management, financial planning, estate and philanthropic planning, and consulting.

John Morris is a financial advisor at Seraphim Capital Management, LLC with 48 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Seraphim Capital Management since 2014 and previously at Young America Capital from 2020 to 2024. Outside of his advisory role, Mr. Morris serves as Senior Vice President and Regional Manager for The Gottesman Company, a business broker specializing in mid-market mergers and acquisitions, and he consults for Dynamic Alternative Finance LLC, a business loan and financing firm. Seraphim Capital Management provides discretionary portfolio management and financial advisory services to individuals, retirement plans, family offices, trusts, foundations, and hedge funds. The firm combines diversified stock and fixed income portfolios with a specialist event-driven strategy and offers wealth management, socially responsible investing, 401(k) plan advisory, and asset protection strategies.

Tron Welch is a CFP® with 24 years of industry experience and currently serves at Welch Financial Planning, LLC. His prior experience includes roles at WealthPLAN Partners and Cambridge Investment Research Advisors. Outside of advisory work, he volunteers as a Membership Lead for Team Rubicon, assisting in training and disaster relief efforts. Welch Financial Planning advises individuals, trusts, estates, charitable organizations, and business entities with a focus on retirement investing and income generation. The firm employs a “Bucket System” for asset allocation and offers integrated financial planning alongside discretionary and non-discretionary portfolio management.

Mark Gaffney is a financial advisor with Gulfstream Capital in Nederland, CO, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has previously managed Gaffney Capital Management and worked at Diamond Peak Capital LLC. Since 2015, Gaffney has also been a self-employed financial writer focusing on investing, hedge funds, and SEC filings analysis. Gulfstream Capital is a boutique registered investment adviser serving affluent families through discretionary wealth management and a flat-fee subscription service for self-directed investors. The firm uses a combination of fundamental and quantitative analysis to construct diversified portfolios and offers additional services including financial planning, family-office support, and employer retirement-plan consulting.

Kirsten Roeber is a CFP® and holds a Series 65 license, currently serving as an advisor at Silverpeak Wealth Advisors in Boulder, CO. She has 13 years of industry experience, including seven years at Colorado Capital MGT Inc prior to joining Silverpeak in 2018. Silverpeak Wealth Advisors provides discretionary portfolio management to individual and high-net-worth clients, utilizing long-term, model-based strategies grounded in fundamental analysis and modern portfolio theory. The firm offers access to complex and less liquid investments, including private equity, hedge-style managers, and non-traded real estate vehicles.

Jesse Grimes is a financial advisor at MIFI Wealth, LLC in Boulder, CO, with 17 years of industry experience. He holds a Series 65 designation and has been associated with Highlander Wealth Services, LLC since 2008. MIFI Wealth provides discretionary investment management to a diverse client base including high-net-worth individuals, retirement plans, trusts, and institutions. The firm employs an open-architecture allocation approach, utilizing both in-house models and third-party strategies, and offers customized portfolios with selective use of structured products and private investments.

Reid Mcintyre is a financial advisor at Financial Mountain Inc in Boulder, CO, holding a Series 65 designation with 10 years of industry experience. He has been with Financial Mountain since 2007. Financial Mountain serves individual and high-net-worth clients with discretionary asset management and standalone financial planning, offering customized portfolios and written plans that address cash flow, retirement, tax, and estate matters. The firm uses a range of investment techniques under discretionary authority and manages over $100 million for approximately 127 clients.

Solomon Halpern is a financial advisor at MIFI Wealth, LLC with 24 years of industry experience. He holds a Series 65 designation and has worked at Highlander Wealth Services, LLC since 2009. MIFI Wealth, LLC provides discretionary investment management to individuals, corporate retirement and profit-sharing plans, charities, foundations, trusts, and other institutions. The firm employs an open-architecture approach utilizing in-house models, sub-advisors, and third-party managers, and may pursue active strategies including fundamental and technical analysis.

Marion Steward is a CFP® with 30 years of industry experience. She is a principal at Financial Steward Associates, LLC, where she has worked since 2001, and also maintains a long-term affiliation with LPL Financial. Steward is involved in educational activities including running a scholarship program and conducting fee-based public seminars on financial topics. Financial Steward Associates, LLC provides comprehensive financial planning and limited-scope consulting to individual clients, focusing on estate, tax, cash flow, charitable, and wealth-transfer objectives. The firm operates as a planning-only boutique, delivering written, goal-oriented financial plans without investment management or discretionary authority.

Henry Nicholson is a financial advisor at Silverpeak Wealth Advisors in Boulder, CO, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Silverpeak Wealth Advisors since 2014. Silverpeak Wealth Advisors provides discretionary portfolio management to individual and high-net-worth clients, utilizing long-term, model-based strategies grounded in fundamental analysis and modern portfolio theory. The firm manages a concentrated discretionary book and offers access to complex investment solutions including private equity, hedge-style managers, and non-traded real estate vehicles.

Michele Osterberg is a financial advisor with Bonsai Advisors LLC in Boulder, CO, holding Series 65 and Series 63 licenses and five years of industry experience. She has worked at Bonsai Advisors LLC since 2022 and is also associated with The Leaders Group Inc and BONSAI LLC. Outside of advisory work, she is an independent consultant for Rodan+Fields, a skincare company. Bonsai Advisors LLC provides discretionary portfolio management, comprehensive financial planning, and model-portfolio services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a discretionary approach across various asset classes and utilizes proprietary software to document client engagements through Investment Policy Statements.

Timothy Barnett is a financial advisor at Caledonia Wealth Management, Ltd. in Boulder, CO, holding a Series 66 designation with 27 years of industry experience. He has been with Caledonia Wealth Management since 2009. Caledonia Wealth Management provides investment management and financial planning to individuals, families, trusts, estates, pension plans, small businesses, and charitable organizations. The firm operates on a fee-only basis and employs discretionary portfolio management through a variety of in-house investment programs ranging from conservative to aggressive, including Traditional and Sustainable (ESG-integrated) options.

Joshua Blanchfield is a Series 65 licensed advisor at Avos Capital Management, LLC with five years of industry experience. He previously worked at Bridgewater Associates from 2007 to 2018 and is also the owner and consultant of West Ridge Partners, providing management consulting services primarily to technology companies. Avos Capital Management offers discretionary investment management and advisory services to individuals, institutional clients, pension and profit-sharing plans, trusts, estates, and privately offered pooled investment vehicles. The firm employs diversified, strategic portfolios using publicly traded securities and ETFs, supplemented by actively traded overlays to enhance risk-adjusted returns, and manages a private commodity-focused fund as well as a global equities ETF.

Gina Gentilini is a financial advisor at Finer Wealth Management, Inc. with a Series 65 designation and one year of industry experience. Prior to entering the financial sector, she managed chiropractic and wellness services for 15 years and has been involved with 429 Bridge St Investments, LLC since 2007. Finer Wealth Management provides financial planning, consulting, investment management, and comprehensive wealth management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm employs a variety of analytical methods and offers tailored portfolios that include both long-term and short-term strategies across multiple asset classes.

David Day is a CFP® professional with 10 years of industry experience, currently advising at Gold Medal Waters, Inc. in Boulder, CO, where he has worked since 2017. He previously worked at Diversified Asset Management, Inc. and had a brief period of non-employment. Gold Medal Waters provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, high net worth clients, retirement plans, charitable organizations, and businesses. The firm employs a long-term, strategic asset-allocation approach, focusing on mutual funds—especially Dimensional Fund Advisors funds—and offers both discretionary and non-discretionary portfolio management alongside ongoing financial planning.

Peter Locke is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at InSight, Corp. since 2020. His prior experience includes roles at TD Ameritrade Investment Management, LLC and Scottrade. InSight, Corp. provides financial planning and discretionary asset management to individuals, high-net-worth clients, retirement plan sponsors, and trusts, generally requiring a $250,000 minimum relationship. The firm employs an investment approach based on fundamental analysis and internally constructed model portfolios, offering both standardized and fully customized portfolio management with discretionary oversight.

Todd Lebor is a CFP® certificant with over 21 years of experience in the financial industry. He is the principal advisor at Snowball Wealth Management, where he has worked since 2003. Outside of his advisory role, he manages a family real estate holding company. Snowball Wealth Management serves individuals, families, trusts, estates, charitable organizations, and business entities, providing portfolio management and comprehensive financial planning. The firm integrates external assets into holistic plans and employs a blend of fundamental and cyclical analysis with modern portfolio theory, including the use of derivatives in separately managed accounts.

Katelyn Palone is a financial advisor at InSight, Corp. in Boulder, CO, holding a Series 65 designation with approximately two years of experience in the industry. Her prior work includes roles at Net Energy, Aledade, and Legacy Health, among others. InSight, Corp. provides financial planning and discretionary asset management to individuals, high-net-worth individuals, retirement plan sponsors, and trusts, typically serving clients with a minimum of $250,000 in assets. The firm employs a fundamental analysis-based investment approach using four internally constructed model portfolios, with management generally conducted on a discretionary, buy-and-hold basis tailored to client risk profiles.

David Baines is a financial advisor at Pantile Investments in Boulder, CO, holding a Series 65 designation with five years of industry experience. Prior to founding Pantile Investments, he worked at Verizon for seven years. Pantile Investments offers discretionary asset management and standalone financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm utilizes a systematic, value-oriented investment strategy combining fundamental and technical analysis, with both long-only and long-short approaches.

Gary Shirman is a financial advisor at Boulder Wealth Advisors, LLC with 25 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining Boulder Wealth Advisors in 2021, he worked at Ludwick & Shirman, LLC for 24 years. Boulder Wealth Advisors offers personalized financial planning and discretionary investment management to a diverse client base including individuals, families, trusts, and charitable organizations. The firm manages approximately $338 million in assets and employs a range of investment strategies including model portfolios and third-party tax-aware and overlay solutions.