Mark Lyons is a financial advisor at Cetera with 22 years of industry experience and holds a Series 66 designation. He has operated his own firm, Mark R. Lyons, Inc., since 2013 and has also been affiliated with Cetera Advisors LLC since that time. Lyons is also involved as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program options and affiliated and third-party managers.

Nathan Blotter is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial since 2002. He operates a tax preparation and accounting business under Nate Blotter & Associates, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives, offering a range of financial planning and advisory programs with both discretionary and non-discretionary management options.

John Forsgren is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory role, Forsgren serves on the Cornish Town Council and is a board member of the Mountain Valley Ranch Horse Association. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides a range of portfolio management options and access to both proprietary and third-party investment strategies.

Clayton Mc Murdie is a financial advisor at Edward Jones with 16 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2009. Outside of his advisory role, he tests fitness equipment for Icon Health and Fitness in Logan, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operates under a fiduciary standard, and maintains a large nationwide network of advisors and branch offices.

Jarin Murray is a financial advisor with Primerica Advisors in Logan, Utah, holding Series 63 and Series 65 credentials and 18 years of industry experience. His work history includes roles at PFS Investments, Inc., Primerica Financial Services, and involvement in construction and flooring businesses. Outside of finance, he owns Inspire and Create Gifts and works as a draw inspector for NW Monitoring. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options within a wrap-fee structure.

Shawn Roghaar is a financial advisor with Fidelity and holds the Series 66 designation. He has 16 years of industry experience and has been with Fidelity Investments and its affiliates since 2010. Outside of his advisory role, he serves as a guide at Bear River Gun Club, a privately owned hunting club in Utah. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Brad Hess is a CFP® professional with 25 years of experience in the financial industry. He has been with LPL Financial since 2011 and is also involved with Hess Industries Inc., a business entity he operates outside of his advisory work. LPL Financial is a national investment adviser and broker‑dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research.

Daniel Kennedy is a financial advisor with Edward Jones in Brigham City, UT, holding a Series 66 license and 11 years of industry experience, all of which has been with Edward Jones since 2015. Outside of finance, he is a co-owner of Kennedy Voice Studio, a voice teaching business. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options, with a nationwide network of approximately 23,701 advisors and $1.01 trillion in assets under management.

Michael Carmichael is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at OSAIC, Sagepoint Financial, and Voya Financial Advisors. He also operates Carmichael Financial, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party research, and various investment strategies.

James Macfarlane is a financial advisor at Morgan Stanley with 15 years of industry experience. His prior roles include positions at Goldman Sachs & Co. from 2014 to 2019 and leadership at Certeza Fund Advisors and Certeza Asset Management between 2019 and 2022. He holds Series 66 and Series 63 licenses. Outside of his advisory work, Macfarlane is involved as a partner in real estate ventures through two entities based in Providence, Utah. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by structured processes and firm-approved tools.

Zachary Arnell is a financial advisor at Edward Jones in Providence, UT, holding the Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at White Knight Pest Control and Bear Lake Landscape, and spent several years at Utah State University and the Church of Jesus Christ of Latter-Day Saints. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a broad range of advisory programs and investment solutions with over $1 trillion in assets under management.

David Zook is a financial advisor at Edward Jones in Logan, UT, holding a Series 66 designation. He has prior experience at Measure, LLC, Cache County Corporation, and Nibley City Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Jan Lofthouse is a financial advisor with Raymond James Financial Services Advisors, Inc. in Logan, Utah, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining Raymond James in 2025, Jan worked for 16 years at D.A. Davidson & Co. Outside of advisory work, Jan is an associate at Holbrook Wealth Strategies, providing support to a financial advisor in a non-investment role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm employs a non-discretionary, client-tailored approach using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Nathan Odette is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior roles include positions at CUSO Financial Services, America First Credit Union, and Northwestern Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Jeremy Day is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. His prior work includes positions at Eye Care of Rigby, Turfco, and The Eye Institute of Wyoming. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Sterling Widmer is a CFP® professional with 20 years of experience, currently affiliated with MassMutual Investors Services in North Logan, UT. He has served at MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Widmer is also the owner of Atlas Wealth Management, a business involved in the sales of new financial products and servicing of existing contracts. MassMutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved analytical tools and offers a range of investment programs and educational seminars.

Ken Kennedy is a financial advisor with Edward Jones in Brigham City, UT, holding the CFP® and ChFC® designations along with Series 63 and 66 licenses. He has 41 years of industry experience and has been with Edward D. Jones & Co., L.P. since 1984. Outside of his advisory role, he is involved with family ranch interests through registered LLCs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

John Mcfarland is a financial advisor with LPL Financial in Logan, Utah, holding a Series 66 designation and 19 years of industry experience. He has worked at LPL Financial since 2018 and previously spent 12 years with Waddell & Reed, Inc. Mcfarland also served as a Cub Scout leader with the Boy Scouts of America from 2013 to 2017. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Adam Andersen is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has worked previously at Cytiva, DKS LLC, and Integra Financial Services. Outside of advising, he owns a retail e-commerce business specializing in home goods. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Haleigh Austin is a Series 66 licensed financial advisor with Edward Jones in Brigham City, Utah, where she has worked since 2014. She has seven years of industry experience. Outside of her advisory role, she is a partner in a family-owned cattle farm and has involvement in a rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with a nationwide network of over 23,000 advisors. The firm offers a range of investment strategies and affiliated products, operating under a fiduciary standard.