Michael Lyon is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and possessing 13 years of industry experience. He has been with First Command in various capacities since 2012 and operates his advisory business through M Lyon LLC, where he serves as President and CEO. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Blake Manuel is an advisor with First Command Advisory Services holding Series 63 and Series 65 designations and one year of industry experience. His prior work includes roles at First Command Insurance Services, Inc., First Command Advisory Services, Inc., and First Command Brokerage Services, Inc. since 2023, alongside over two decades of service in the U.S. Air Force. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and various wrap-fee asset management programs using model portfolios constructed from mutual funds, ETFs, and managed accounts, with investment decisions centralized through its Investment Management Team and Wealth Portfolio Managers.

Boyd Curtis is a financial advisor with Transamerica Financial Advisors in Layton, Utah, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His background includes roles with multiple healthcare and insurance companies, and he is involved in a variety of business activities such as serving as president of Stratospheric LLC and owner of Strong Families 101.com. Curtis also works as a ski instructor at Snowbasin Ski Resort. Transamerica Financial Advisors serves a diverse client base including individual investors, pensions, trusts, and charitable organizations, offering advisory and broker-dealer services with a range of proprietary and third-party investment models, as well as managed and non-discretionary program options.

Scott Gonzales is a financial advisor with Key Investment Services LLC in Ogden, UT, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked with Key Investment Services since 2016 and previously held positions at U.S. Bancorp Investments and Edward Jones. Key Investment Services LLC serves a diverse client base including individuals, trusts, estates, and corporate clients through wrap-fee advisory programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection and provides oversight and due diligence of third-party advisory products while operating within the KeyCorp group alongside affiliated banking and capital markets entities.

Andrew Lovan is a financial advisor at Empower Advisory Group with 26 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Empower Advisory Group, he worked for Wells Fargo in various roles from 2001 to 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Joseph Pond is a CFP® professional with 12 years of industry experience, currently serving at CWM, LLC since 2024. His prior roles include positions at Crest Wealth Partners and United Planners Financial Services. He is also president of JP Summit, Inc., a fixed insurance sales business that provides life, health, disability, annuities, and long-term care insurance. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through a large network of advisors. The firm offers portfolio management, financial planning, and retirement-plan services, using model portfolios and a combination of fundamental and technical analysis along with third-party strategies.

Matthew Fisher is a financial advisor at First Command Advisory Services with one year of industry experience. He holds Series 63 and Series 65 licenses. Fisher serves as a Chemical, Biological, Radiological, and Nuclear Warrant Officer in the United States Army Reserve and also teaches yoga at multiple studios in the Salt Lake City area. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs, delivering investment management through a centralized team and Wealth Portfolio Managers who select model portfolios and third-party managers from prescreened lists.

Benjamin Nolen is a financial advisor at Transamerica Retirement Advisors, LLC with 11 years of industry experience. He holds Series 63 and Series 66 licenses. His career includes roles at Fidelity Investments and Fidelity Brokerage Services LLC before joining Transamerica in 2023. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with managed advice programs and investment education services, relying on Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale, serving over 200,000 clients with a focus on non-discretionary asset management.

Paul Crookston is a financial advisor with Eagle Strategies (NY Life) based in Kaysville, Utah. He holds Series 63 and Series 65 licenses and has over 21 years of industry experience. His career includes long-term roles at New York Life Insurance Company and Nylife Securities Inc. In addition to his advisory work, he assists family members with a seasonal commercial fishing operation in Alaska. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored advice, with the majority of assets managed on a non-discretionary basis within the integrated New York Life structure.

Pilar Soledad Zosa is a financial advisor with Eagle Strategies (NY Life) in Kaysville, Utah, holding Series 63 and Series 66 licenses and three years of industry experience. Her background includes roles at Fidelity Investments, NYLIFE Securities LLC, and New York Life Insurance Company. From 2017 to 2022, she was involved with Chloe Jewelry and Accessories Inc. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives, with a significant portion of assets managed on a non-discretionary basis.

Daniel Trujillo is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 credentials and has 16 years of industry experience. His career includes roles at multiple firms and businesses, as well as service as an aircraft engine mechanic at Hill Air Force Base. Outside of advisory work, he assists clients with administrative claims services under power of attorney and is involved in marketing activities for affiliated companies. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers to implement their advisory strategies. The firm serves individual investors, employer-sponsored plans, trusts, estates, and organizations through various program platforms and an extensive advisor network.

Faye Wilson Holmes is a financial advisor at Empower Advisory Group with Series 66 and Series 63 credentials and approximately one year of experience. Her prior work includes roles at BambooHR and Edward Jones, as well as multiple positions with E*TRADE Securities and E*TRADE Capital Management. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.

Scott Teuscher is a financial advisor at Key Investment Services LLC with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Key Investment Services and affiliated entities since 2018, including a brief tenure at JPMorgan Chase Bank and J.P. Morgan Securities in 2024. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various fee-based advisory programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection supported by non-binding recommendations and ongoing monitoring, while leveraging its affiliations within the KeyCorp group to provide integrated financial services.

Darren Peterson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. His career includes roles in both financial services and construction, with ongoing involvement in businesses such as Comfort Construction and Comfort Solutions, where he works in fleet management and duct design. He is also the owner of Total Powerhouse LLC, a photography and business management venture. Transamerica Financial Advisors serves a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through various proprietary and third-party investment programs.

Mark Curtis is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC and Amazon. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated model emphasizes long-term portfolio returns, annual rebalancing, and savings rates through both standalone planning and managed account solutions.

Joseph Heines is a financial advisor at Empower Advisory Group with four years of industry experience and holds a Series 66 designation. His prior experience includes roles at Morgan Stanley, Fidelity Investments, and Uber. In addition to his advisory work, he is engaged as a contractor with Uber in the automotive and transportation sector. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, delivering point-in-time financial plans and optional managed account solutions.

Greg Jeppsen is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with Fidelity since 2011 in various roles, including Fidelity Personal and Workplace Advisors. Outside of his advisory work, he is a partner in Lille Dal Farm, where he contributes labor and provides guidance on farm income management. Greg is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including model portfolios delivered to intermediary platforms.

Victor Caron is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab Bank and Caron Wealth Management. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Amy Moss is a financial advisor at Merrill with a Series 66 credential and five years of industry experience. Her background includes roles at Deloitte and Bank of America, N.A. She is involved with the Song Summit Foundation, managing activities at their annual event focused on music and wellness, and serves on the Women in Business Executive Committee of the Weber Ogden Chamber of Commerce. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm’s approach includes strategic asset allocation and tax-aware options, supported by internal and third-party investment managers.

Stanford Smith is a financial advisor at UBS Financial Services with 38 years of industry experience. He has worked at UBS since 1994 and holds Series 63 and Series 66 credentials. Outside of his advisory role, he serves as a high school football referee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.