Robert Siddoway is a CFP® with 14 years of industry experience, currently serving as the sole advisor at Tetrant Financial in Queen Creek, AZ. His prior experience includes a role at Dana & Associates and involvement with Tetrant Legal and Tetrant LLC, through which he manages estate planning, insurance brokering, and philanthropic consulting activities. Tetrant Financial provides investment portfolio management and modular personal financial planning for individuals, high-net-worth families, trusts, foundations, and corporate clients. The firm combines quantitative, technical, and fundamental analysis with tactical cash management and risk management, integrating investment advice with estate-planning and insurance services through affiliated businesses.

Monica Felton is a CFP® with 15 years of experience in financial advising, currently serving as the sole advisor at The Elliott Group in Scottsdale, AZ. She has been with The Elliott Group Financial Solutions since 2011 and also operates as an independent insurance agent. The Elliott Group offers financial planning and consulting services to individuals and high-net-worth clients, focusing on retirement, tax, estate, and investment planning. The firm uses a co-advisory model with a third-party manager for portfolio management while maintaining direct client relationships and personalized financial guidance.

Raymond Kelsey is a financial advisor at Finco Investment Services, Inc. in Gilbert, AZ, holding a Series 65 designation with 20 years of industry experience. He has been with Finco since 2012. Finco Investment Services, Inc. serves individuals, trusts, estates, charitable organizations, corporations, and other business entities, providing discretionary portfolio management along with financial consulting and planning services. The firm employs a proprietary screening process combining fundamental and technical analysis to tailor investment allocations based on client risk tolerance and time horizon.

Cortney Giles is a CFP® professional with 12 years of experience in the financial industry. She has worked at Archstone Wealth Advisors, LLC since 2019 and previously spent five years at MMWKM Advisors, LLC. Archstone Wealth Advisors provides wealth management planning, investment management, tax preparation, and educational seminars to individuals, families, trusts, businesses, estates, and other advisers. The firm offers discretionary portfolio management and coordinates with independent managers as needed, integrating tax planning into its advisory process and using a flat, net-worth-and-complexity-based fee structure.

At CURRENTS Wealth Strategies, we believe transitioning into retirement should feel like an exciting milestone, not a source of stress. We provide total transparency and partnership so you can step away from work and focus on your highest values. Combining modern digital tools with tailored human guidance, we help families with $1M+ in assets streamline complex balance sheets into a confident, sustainable retirement plan. How we serve you: Your "Retirement Paycheck": We unify diverse income streams into a steady, tax-efficient monthly income stream, giving you total freedom to enjoy life after work. Proactive Tax Optimization: We design multi-year strategies to minimize your lifetime tax burden, keeping more of your hard-earned wealth under your control. Focused Investments: Your portfolio is strategically managed to thrive across market cycles while prioritizing downside protection for your core capital. Legacy & Impact: We structure your estate and gifting strategies to support future generations and the causes closest to your heart.

Cristina Perez is a CFP® professional with seven years of experience in financial advising. She is the sole advisor at Mindful Millions Management PLLC in Phoenix, AZ. Her prior roles include positions at Endeavor Advisors LLC, Nectarine, and Bayntree Wealth Advisors, among others. In addition to her advisory work, she provides paraplanning services as an independent contractor. Mindful Millions Management serves growth-oriented individuals and households through holistic financial planning and portfolio management. The firm emphasizes long-term asset allocation using primarily low-cost ETFs and mutual funds, offering both ongoing and project-based advisory services within a solo-practitioner model.

Michael Furois is a CFP® and Series 65 registered advisor with 28 years of industry experience. He has been the sole advisor at The Planning Associates, Inc. in Phoenix, AZ since 1991. The Planning Associates provides fee-only, fiduciary financial planning and investment advisory services to individuals and various institutional clients, including pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs a long-term investment philosophy using fundamental, technical, and cyclical analysis, and emphasizes pension consulting and individualized planning through a sole CFP®-credentialed principal.

David Gerszewski is a financial advisor with Vivere Wealth Management LLC in Chandler, AZ, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has concurrently maintained roles at Citadel Law Firm PLLC as an estate-planning attorney and at Gerszewski Insurance as an insurance agent. Vivere Wealth Management serves individuals, married couples, trusts, and estates by offering financial planning, investment advisory services, and portfolio management. The firm follows a Modern Portfolio Theory-based approach with diversified, low-cost mutual funds and ETFs, periodic rebalancing, and optional tax-loss harvesting, while also providing educational seminars and newsletters.

Ryan Larson is a financial advisor with Firstline Financial LLC in Gilbert, AZ, holding a Series 66 designation and 14 years of industry experience. Prior to joining Firstline Financial in 2020, he worked at Kalos Management, Inc. and Kalos Capital, Inc. Larson is also the owner of Strkn LLC, a business focused on designing and fabricating custom machined parts. In addition to his advisory role, he has worked as an engineer for the City of Phoenix since 2005. Firstline Financial LLC provides discretionary asset management and financial planning primarily for individual clients, including retirement, tax, estate, and cash-flow planning. The firm manages a private fund and employs a combination of fundamental, technical, and charting analysis to tailor portfolios to client goals and risk tolerance.

Stephen Pomeroy is a financial advisor with RLT Capital, LLC in Phoenix, AZ, holding a Series 65 license and seven years of industry experience. He has been with RLT Capital since 2014 and also serves as principal of Sin Nombre Holdings, LLC, a general holding company involved in buying and selling domain names and collectibles. RLT Capital, LLC acts as investment manager to a privately pooled investment vehicle and selectively manages separate accounts for high net worth clients. The firm employs a research-intensive, value-driven investment approach that focuses on long-term conviction and concentrated equity positions.

Lawrence Innes Jr. is the sole advisor at The Innes Associates, Ltd. in Tempe, AZ, with 13 years of industry experience and Series 63 and 65 credentials. He has been associated with The Innes Associates, Ltd. since 1990. Outside of his advisory work, he is involved with several businesses related to cabin rentals and shuttle services in the Grand Canyon area. The Innes Associates, Ltd. provides discretionary investment management and pension and trust accounting services primarily to clients in Arizona, including individuals, trusts, estates, charitable organizations, pension plans, corporations, and municipal governments. The firm utilizes model portfolios grounded in modern portfolio theory, incorporates both fundamental and technical analysis, and offers specialized pension consulting and retirement-plan trust accounting services.

Michelle Moses is a Certified Financial Planner® with 21 years of industry experience, currently serving as the sole advisor at Me Financial, PLLC in Phoenix, AZ. Her prior experience includes roles at ON Investment Management CO and Innovative Advisory Group, LLC. She is also involved part-time in life insurance and annuities, assisting clients with needs assessment and application processes. Me Financial, LLC is an independent registered investment adviser serving individuals, including high-net-worth clients, as well as corporations and business entities. The firm offers financial planning, portfolio management, and the use of third-party advisers, focusing on individualized asset allocation and fundamental analysis through a range of investment vehicles including ETFs, stocks, and Reg D private placements.

Janel Durfee is a financial advisor at Wealth Resource Investment Advisors LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Tribeca Financial, LLC. Durfee is also a licensed insurance agent and manages Turnkey Management LLC, a family office. Wealth Resource Investment Advisors LLC provides portfolio management services primarily to high-net-worth individuals and charitable organizations, offering customized investment strategies across a broad range of asset classes including private placements and venture capital funds. The firm employs a variety of analytical methods and trading strategies tailored to client objectives and risk tolerances.

Andrew Mulindwa is a CFA® charterholder and the founder of Cognis Retirement Group LLC, where he has worked since 2013. He has 11 years of industry experience and serves as a director and co-founder of Cognis Private Markets. Mulindwa is also a visiting professor at local universities. Cognis Retirement Group provides fiduciary advisory and investment management services to retirement plan sponsors and private investors, focusing on plan governance, investment-menu construction, and participant education. The firm utilizes fundamental analysis for asset allocation and manager selection and offers various managed account and retirement income planning solutions, including third-party manager implementations and educational seminars.

Jeremy Mcclymonds is a financial advisor at FORM Prosperity Wealth Advisors, LLC in Chandler, AZ, with 17 years of industry experience and a Series 66 designation. His background includes roles with Clarus Wealth Advisors, Crown Capital Securities, and Ash Brokerage, among others. Outside of his advisory work, he manages a real estate business focused on buying and selling land. FORM Prosperity Wealth Advisors, LLC is an independent registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm offers discretionary asset management and integrated financial planning tailored to each client’s goals, time horizon, and risk tolerance, managing over $100 million for more than 300 clients.

Guilford Nergard is a CFP® professional with 33 years of industry experience, currently serving as the sole advisor at Nergard Wealth Management, LLC. His prior experience includes roles at SB Advisory, Newbridge Financial Services Group, Newbridge Securities Corp., and Raymond James & Associates. He is also active as an insurance agent specializing in variable life and annuity products. Nergard Wealth Management provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, business owners, and estates. The firm employs a blend of fundamental, technical, charting, and cyclical analysis to manage portfolios that include mutual funds, equities, ETFs, fixed income, and options.

Bruce Benham is the sole advisor at Baron Capital Management, LLC in Scottsdale, AZ, where he has worked since 2001. He holds Series 63, 65, and 66 licenses and has 24 years of industry experience. Outside of his advisory role, he maintains a limited position as a designated broker with Showhomes Luxury Staging, a company that places home managers into real estate properties for sale. Baron Capital Management, LLC provides discretionary portfolio management and investment advice primarily to individual clients and a limited number of private business clients. The firm uses a combined top-down and bottom-up analytical approach across global asset classes and manages accounts on an event-driven basis.

Kelly Johnson is a CFP® and Series 63-registered financial advisor with 16 years of industry experience. She is the sole advisor at Deborah Wealth Advisory LLC, an independent firm she founded in 2026. Her prior experience includes roles at Schwab Wealth Advisory Inc., Charles Schwab, Facet Wealth, and Vanguard Group. Deborah Wealth Advisory LLC provides fee-only wealth management services to individuals and high net worth clients, combining portfolio management with financial planning. The firm uses a blend of passive and active funds within a long-term, asset-allocation framework and incorporates client-directed values-based screening when requested.

Frank Molinar is a CFP®-certified financial advisor with 39 years of industry experience, currently leading Molinar & Co Financial Advocates. His prior roles include positions at Retirement Consultants, Inc., Verus Capital Partners, LLC, and Securities America, Inc. Molinar provides pro bono financial counseling to veterans and active military members and serves as president of the Arizona chapter of the National Speakers Association, where he supports professional and aspiring speakers. Molinar & Co Financial Advocates offers investment management and financial planning services to institutional and organizational clients, including retirement plans, as well as individuals and corporations. The firm combines financial planning with portfolio construction using both passive and active strategies and is notable for its focus on retirement-plan consulting and ERISA fiduciary services.

Becki Sutton is a CFP® and CFA® charterholder with 24 years of industry experience. She is the principal of BKS Wealth LLC, a firm she founded in 2024 after working at JBL Wealth Strategies and Financial Sense. The firm serves individuals, high-net-worth clients, trusts, estates, and corporations, providing discretionary asset management and integrated financial planning. BKS Wealth LLC employs a combination of strategic and tactical asset-allocation strategies, incorporating fundamental, technical, and charting analyses, and accepts corporate business clients, which is uncommon for independent single-advisor firms.