Robert Westerhoff is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Edward Jones in Prescott, AZ. He previously worked for J.P. Morgan Securities LLC for five years and has held roles in various other sectors including education and hospitality. Westerhoff also operated Prayerful Art, an entrepreneurial venture, from 2017 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Michael Clarke is a financial advisor at Edward Jones in Prescott, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles in the entertainment and digital production sectors, including positions at Nickelodeon and multiple production studios. Outside of financial advising, his background includes entrepreneurial and creative work within media and post-production companies. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of managed account strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors, providing both discretionary and non-discretionary investment services under a fiduciary standard.

Kayanne Baker is a financial advisor with LPL Financial and holds a Series 66 designation. She has 20 years of experience in the industry, having previously worked at Cambridge Investment Research Advisors, Geneos Wealth Management, and Tomlinson Wealth Management. She is also involved with Schott Financial Management in Prescott, AZ. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, and third-party asset management, supported by advisor-facing tools and a broad network of over 22,800 advisors.

Barbara Espinoza is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at JP Morgan Securities and JP Morgan Chase Bank since 2017. Outside of her financial career, she has been involved with Lyft since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Clark Snitko is a financial advisor with Ameriprise in Prescott, AZ, holding Series 65 and Series 63 licenses and 13 years of industry experience. He previously worked with MML Investors Services LLC and MassMutual Life Insurance Company for 10 years. Outside of his advisory role, Snitko is involved in independent insurance brokering, specializing in term life, long term care, whole life, and disability income insurance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Alexander Bacci is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at United Christian Youth Camp and Home Depot. Outside of his advisory role, he is involved with Bacci Investments Group, Inc., an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kelly Mc Shane is a CFA® charterholder with Series 63 and Series 66 licenses and has 11 years of industry experience. Mc Shane has worked at Edward Jones since 2022 and was previously with The Vanguard Group Inc for eight years. Mc Shane is also self-employed, a role held since 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and pension plans. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Christopher Kissel is a financial advisor with Morgan Stanley in Prescott, Arizona, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Kissel is involved as a partner in a real estate venture and participates in the investment committee of a technology and biotechnology company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of financial advisory and estate planning strategies.

George Panagos is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Edward Jones from 2011 to 2024 before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by a large network of advisors and advanced operational tools.

Samuel Dias is a financial advisor at Edward Jones in Prescott, AZ, with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016, including prior self-employment in 2016. Outside of finance, he is involved in music performance and production as a singer/songwriter and performer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 advisors.

Anthony Glodava is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He worked at Morgan Stanley for 11 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Gary Wardein is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. His prior work includes roles at Merrill for 30 years and Bank of America for 11 years. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that oversees approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by proprietary research and multiple portfolio management styles.

Henry Goldstone is a financial advisor with LPL Financial in Prescott, AZ, holding a Series 66 designation and 27 years of industry experience. He has worked with LPL Financial since 2003 and previously was associated with Financial Planning Consultants, LLC and Centaurus Financial, Inc. Outside of his advisory role, he operates Goldstone Financial Services, a related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives.

James Helfinstine is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has worked previously at LPL Financial and National Planning Corporation. Outside of advising, he owns a personal business entity, Helfinhacker, LLC. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations in partnership with its financial advisors.

Michael Doty is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Vetrano Financial Services, Principal Securities Inc, and Principal Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, supporting advisors with proprietary research and technology tools.

Joseph Colosimo is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He previously worked at Woodbury Financial Services and LPL Financial. Outside of advisory work, he is a published author of books on public education and success strategies, and he volunteers for the Town of Prescott Valley Planning and Zoning Commission. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using asset-allocation tools and third-party managers to construct diversified portfolios across various asset classes.

Lee Iredell is a financial advisor with LPL Financial, holding the Series 63, Series 65, and Series 66 designations and 26 years of industry experience. His prior roles include positions at Edward Jones, Triton Pacific Securities, and Four Springs Capital, as well as running Iredell Consulting Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jennifer Spanbauer is a financial advisor with Edward Jones in Tempe, AZ. She holds the Series 66 designation and has 17 years of experience, all with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Paul Freudenberger is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as an alternate power of attorney for Wells Fargo clients in Pinetop, Arizona. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Billy Elmer is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. He has worked within various J.P. Morgan entities since 2013. Outside of his advisory role, he is a partner and account signer for High Desert Nursing LLC, a medical services business operated by his wife. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative modeling and centralized due diligence with an ESG framework in its recommendations.