Kenneth Hammond is a financial advisor at CreativeOne Wealth, LLC with six years of industry experience. He holds the ChFC® designation and has previously worked at Northwestern Mutual in various capacities from 2017 to 2025. Kenneth is also the founder and owner of Sage Street Wealth, a financial planning and wealth management firm based in Reno, NV. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting services to individuals, corporations, charitable organizations, and other RIAs. The firm employs a mix of proprietary ETF-based models, third-party managers, and option-based strategies, supporting tailored suitability assessments and discretionary investment management.

Kevin Bertonneau is a financial advisor at Portfolio Medics, LLC with two years of industry experience. He holds a Series 65 designation and has worked at Horizon Capital and Portfolio Medics since 2023. In addition to his advisory role, Mr. Bertonneau is an attorney specializing in estate planning, probate, trust administration, and general business through his own law firm. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for around 3,700 clients through a team of 75 advisors. The firm serves both non-high-net-worth and high-net-worth individuals, offering investment management, financial planning, and consulting services using a blend of strategic and tactical approaches.

Eugene Hoover is a CFP® and holds a Series 65 license with three years of industry experience. He currently works at Savvy and has previously been employed at Farther Finance Advisors, FourStar Wealth Advisors, and Universal Value Advisors, where he also serves as a financial analyst. Outside of advisory roles, he was involved with Pinocchio's Bar & Grill for six years. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and corporations. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, leveraging proprietary technology and third-party platforms.

Adam Melville is a financial advisor with Hilltop Securities Inc. in Reno, NV, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Hilltop Securities since 2008. Hilltop Securities Inc. provides brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm manages approximately $2.25 billion in assets and offers a range of advisory programs through an open-architecture platform that includes adviser-managed and model-based solutions, supported by unique operational features such as integrated custody and municipal bond strategies co-advised with Franklin Templeton Group.

Gregory Yrigollen is a Series 66-licensed financial advisor with Mutual of Omaha Investor Services, Inc., where he has worked since 2012. He has 39 years of industry experience and is based in Reno, NV. Outside of his advisory role, he has a minor involvement as a partner in rental property investments, with his spouse managing the operations. Mutual of Omaha Investor Services, Inc. provides advisory and retirement-plan services to a diverse client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, third-party money manager programs, managed accounts, and retirement plan consulting, operating through a network of Investment Advisor Representatives who utilize approved products and managers on its platform.

David Ruff is a CFA® charterholder with 35 years of industry experience. He has worked at Advisors Capital Management, LLC since 2018 and previously spent 10 years with Forward Management LLC. Based in Reno, NV, Ruff holds Series 63 and Series 65 licenses. Advisors Capital Management, LLC provides discretionary portfolio management and proprietary model strategies to both individual and institutional clients. The firm serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, corporations, and government entities, employing a combination of top-down macro analysis and bottom-up fundamental, quantitative, and qualitative research.

Adam Hicks is a CFP® professional with four years of industry experience. He has worked at Empower Advisory Group since 2025 and previously held roles at Fulcrum Capital, LLC and TCI Wealth Advisors, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates in its planning services.

Timothy Viancourt is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at JPM Chase N.A. and Recreational Equipment Inc. Outside of his advisory role, he was involved with Hoof Hearted Brewery for two years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

John Mason Jr. is a financial advisor at First Command Advisory Services with 11 years of industry experience. He holds the ChFC® designation and Series 66 license. In addition to his advisory role, he is the manager and owner of Battle Born Planning Services LLC, a non-investment-related business. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized investment team and wealth portfolio managers using approved third-party managers and proprietary models.

William Willson is a financial advisor with Money Concepts Capital Corp in Reno, NV, holding the CFP® designation and Series 63 and 66 licenses. He has 30 years of industry experience, including ten years at Greater Nevada Credit Union prior to joining Money Concepts in 2018. He is also the owner of Willson Wealth Management, LLC. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm utilizes a variety of managed programs and portfolio strategies, combining fundamental and technical analysis with modern portfolio theory across discretionary and non-discretionary account structures.

Matthew Erbentraut is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 designation and four years of industry experience. His prior roles include positions at Equius Partners and Dimensional Fund Advisors. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active strategies overseen by an internal Investment Committee.

Mitchell Laughton is a financial advisor with Kestra Advisory, holding the ChFC® designation along with Series 63 and 65 licenses. He has 43 years of experience in the financial services industry, including long-term roles at Kestra Investment Services and ownership of The Laughton Company. Outside of his advisory work, he serves on the board of the JUSTin Hope Foundation and is vice president of The Prospectors Club. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including large plan sponsors. The firm offers services such as fiduciary consulting, plan-level investment advice, and employee education, supporting investments with due diligence and serving clients that include sovereign wealth funds.

Willie Hayes III is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 66 and Series 63 licenses and has worked with multiple firms, including CollegeInvest and Mass Mutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

Enda Washington is a financial advisor with Empower Advisory Group in Sparks, NV, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. His work history includes roles at Gwfs Equities, Inc. since 2021 and both MML Distributors LLC and Massachusetts Mutual Life Insurance Company from 2016 to 2021. Washington served in the U.S. Army Reserve for 38 years, from 1986 to 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning services and operates at a large scale with close integration to affiliated Empower entities.

Joe Macaluso is a Series 66 credentialed financial advisor with Valic Financial Advisors, where he has worked for 23 years. He has 25 years of industry experience and also serves as an agent for non-securities insurance products with Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm utilizes discretionary unified managed accounts and emphasizes centralized technology and model solutions across its extensive client base.

Steven Rose is a CFP® with 21 years of industry experience, currently serving as a financial advisor at CWM, LLC and Art of Wealth Management since 2022. His prior experience includes roles at Legacy Wealth Planning, LLC and LPL Financial, LLC. Outside of advisory work, he is involved in the sale of health, life, disability, and other insurance products through an insurance agency and operates S Rose LLC. CWM, LLC is an SEC-registered investment adviser with over 600 advisors serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients. The firm manages portfolios primarily on a discretionary basis using model portfolios, combining fundamental and technical analysis, third-party sub-advisors, and customization tools, with a strong focus on retirement-plan services and fiduciary processes.

John Verducci is a financial advisor at Voya Financial Advisors, Inc. with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Voya Retirement Advisors since 2021. Prior to that, he was with Nylife Securities LLC and New York Life Insurance Co from 2018 to 2020. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and retirement plan consulting through a variety of program structures, primarily offering non-discretionary recommendations.

Raymond Joakimson is a financial advisor with Money Concepts Capital Corp and holds Series 63 and Series 65 designations. He has 38 years of industry experience and has worked at Money Concepts Capital Corp since 1993 and Summit Financial Group since 1992. Outside of his advisory work, he serves as an election poll manager. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a range of managed programs and investment strategies, including proprietary retirement model portfolios and third-party sub-advisers, serving approximately 14,700 clients with about $3.33 billion in assets under management.

Bryton Lewis is a financial advisor with TIAA-CREF in Reno, NV, holding Series 63, Series 65, and Series 66 licenses and having 14 years of industry experience. He has worked at TIAA-CREF since 2018 and was previously with LPL Financial from 2016 to 2018. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm operates a vertically integrated advisory model that includes both point-in-time financial planning and ongoing discretionary portfolio management.

Alycia Smelser is a financial advisor with Empower Advisory Group holding Series 63 and Series 66 designations and three years of industry experience. Her work history includes roles at Empower Financial Services, Wells Fargo Bank, and Summit Funding, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through integrated platforms that emphasize long-term portfolio returns and annual rebalancing.