Steven Prescott is a CFP® with nine years of industry experience, currently serving as an advisor at Harvesting Gains Corporation in San Diego, CA. His prior work includes positions at Wells Fargo Clearing and Merrill. Prescott also has a background in real estate capital, having worked with Kingsbarn Real Estate Capital since 2016. Harvesting Gains Corporation provides investment and planning services to individuals, high-net-worth clients, business owners, and trusts and estates. The firm offers tailored advisory services including portfolio management, 1031 exchange advisory, private placement advice, and comprehensive financial planning with a focus on long-term, tax-efficient strategies.

Alison Farrin is a financial advisor with DBA Seaside Financial & Insurance Services in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has held roles at Fortune Financial Services, Inc. since 2014 and at Seaside Advisory since 2011, alongside her longstanding presidency of Innovative Pension Strategy & Design. Farrin also conducts educational seminars focused on helping participants understand 401(k) terminology and operations. Seaside Financial & Insurance Services provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, businesses, charitable organizations, and trusts and estates. The firm emphasizes fundamental analysis and a long-term investment approach, offering portfolio management, ongoing financial planning, pension consulting, and access to a broad range of securities and insurance products.

Wesley Melbrod is a financial advisor at M Wealth Management, LLC with 12 years of industry experience. He holds a Series 65 designation and has worked at M Wealth Management since 2015, following earlier experience at Melbrod Financial Services. He also provides tax preparation services for existing advisory clients through Melbrod Financial Services. M Wealth Management offers discretionary asset management and financial planning to individuals, high-net-worth clients, and businesses. The firm employs an evidence-based, long-term investment approach that emphasizes diversification across asset classes and return streams, tax-aware implementation, and behavioral coaching, supported by its affiliation with an accounting and tax preparation practice.

Edward Buchan is a CFP® professional with 24 years of experience in financial advising. He has been with Ted Buchan & Company since 2006. The firm provides investment advice and financial planning primarily to individual and high-net-worth clients, managing portfolios through tailored models that combine fundamental and technical analysis. Ted Buchan & Company oversees a substantial asset base with a focus on discretionary and non-discretionary portfolio management and standalone financial plans.

Juliana Guerra is a financial advisor at Dean Roland Russell, LLC with a Series 65 designation and two years of industry experience. She previously worked at AlphaCore Wealth Advisory for one year and was a full-time student for eight years prior to entering the financial industry. Dean Roland Russell, LLC serves individual and high-net-worth families, including related entities such as trusts and estates, providing fee-only wealth management and financial planning services. The firm creates customized portfolios using a variety of asset classes and incorporates tax, cash-flow, and estate planning considerations alongside security-level analysis.

Derek Long is a financial advisor at Intelligence Driven Advisers, LLC with three years of industry experience. He holds a Series 65 designation and previously worked in real estate, serving as President of Derek Long Realtor Corp since 2019 and with Signature Real Estate Group from 2015 to 2019. Outside of advising, he continues to be involved in residential real estate transactions through his role at Derek Long Realtor Corp. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm offers financial planning, discretionary investment management using model and custom portfolios, and retirement plan consulting, with an investment approach centered on risk management and fundamental analysis.

Ryan Gibbs is a CFP® with 12 years of experience in the financial services industry. He has been with Heritage Wealth Management, Inc. since 2014 and is also President and CEO of Heritage Advanced Tax Strategies, Inc., where he oversees tax planning and preparation. His background includes roles at The Kocen Financial Group and Financial Goal Securities, Inc. Heritage Wealth Management is a SEC-registered advisory firm serving individuals, small businesses, trusts, estates, pooled investment vehicles, and institutional clients. The firm employs a variety of portfolio construction methods including global allocation, tax-sensitive strategies, ETFs, option-enhanced strategies, and private placements, with ongoing monitoring and rebalancing aligned to client objectives.

Jeanni Harrison is a CFP® professional with 11 years of industry experience, currently serving as an advisor at American Money Management, LLC since 2021. Prior to that, she worked at Wealth Quest Partners, Inc. for seven years. She is also the principal of RJ Financial Partners, LLC, an investment-related business. American Money Management, LLC provides discretionary portfolio management and 401(k) advisory services to individuals, pension plans, trusts, and corporations. The firm employs a team-based approach with tailored asset-allocation strategies and incorporates alternative investments where appropriate.

David Reyes is a CFP® professional with four years of industry experience. He currently serves at Intelligence Driven Advisers, LLC and previously worked at Pure Financial Advisors, Inc. for six years. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for a variety of clients, including individuals, institutions, retirement plans, trusts, estates, and Native American sovereign entities. The firm provides financial planning, discretionary investment management through model and custom portfolios, retirement plan solutions, consulting, and held-away account management, with an investment process centered on risk management and fundamental analysis.

Gabriel Wisdom is a financial advisor at American Money Management, LLC with 41 years of industry experience. He has been with American Money Management since 1999 and is also involved with CBS-FM Talk Radio and the Business News Network. Wisdom is a shareholder and director of Monterey Financial, a finance company. American Money Management serves individual clients, including high-net-worth households, as well as institutional clients such as pension plans and corporations. The firm employs an investment committee to implement customizable, asset-allocation oriented strategies and offers discretionary portfolio management, 401(k) advisory services, and financial planning.

Kevin Sevier is a financial advisor with Dark Horse Advisors LLC in Rancho Santa Fe, CA, holding the Series 63 and Series 65 licenses and 22 years of industry experience. His career includes roles at DFPG Investments, Inc., Advanced Wealth Planning, First Allied Securities, Inc., and Osaic FA, Inc. Additionally, he is involved in a life insurance business. Dark Horse Advisors, LLC provides discretionary portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, and employer plans. The firm uses a multi-method investment approach combining fundamental, technical, quantitative, and macroeconomic analysis, employing both active and passive strategies and offering clients access to affiliated CPA services.

Justin Read is a Series 65 licensed financial advisor at PracticeCFO Investments in San Diego, CA, with six years of industry experience. He worked at RSM US LLP for eleven years before joining PracticeCFO Investments in 2019. PracticeCFO Investments offers investment management, strategic personal and business financial planning, retirement plan advisory, insurance placement, and tax and accounting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and employer-sponsored retirement plans. The firm manages approximately $401.6 million for about 211 clients and employs a hybrid investment approach combining low-cost passive ETFs with tactical asset allocation guided by formal Investment Policy Statements.

Brian Peterson is a financial advisor with Intelligence Driven Advisers, LLC in Carlsbad, CA. He holds Series 65 and Series 63 licenses and has seven years of industry experience. His prior roles include positions at Mutual of America and Tri Ad. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a risk-managed investment process using primarily low-cost mutual funds and ETFs, and offers services such as financial planning, discretionary investment management, retirement plan solutions, and consulting.

Stephanie Provost is a financial advisor at Invicta Financial Group in San Diego, CA, holding a Series 65 designation. She has one year of industry experience, with prior roles at BDT & Associates, Inc., Trippe, Apex Construction, and several other companies dating back to 2012. Invicta Financial Group provides financial planning and advisory services to individuals, high-net-worth clients, and business entities, emphasizing written financial action plans tailored to client goals. The firm refers clients to third-party money managers for portfolio management and focuses on non-discretionary advisory assets, a structure that is uncommon among multi-advisor firms.

Robert Paterson is a financial advisor at Intelligence Driven Advisers, LLC with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Labrum Wealth Management, LLC and Beta Wealth Group, Inc. Outside of advising, he is also involved as an insurance agent with LWM Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team firm managing approximately $882 million for individual and institutional clients. The firm offers financial planning and discretionary investment management through model portfolios and custom accounts, emphasizing risk management and fundamental analysis.

James Puplava is a CFP® with 44 years of experience in the financial services industry. He is the founder of Financial Sense Advisors, Inc. and has held prior roles at Puplava Securities, Inc. and Puplava Financial Services, Inc. Puplava is also involved in media through Financialsense.com, where he participates in podcasts and writes articles. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for individuals, retirement plans, trusts, and other entities. The firm employs a team of nine advisors and uses a combination of fundamental and technical analysis to provide discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting tailored to client-directed investment objectives.

Jacob Montes is a financial advisor at Dark Horse Advisors LLC with two years of industry experience. He holds a Series 65 designation and has worked at Dark Horse Advisors since 2023, following a role at DFPG Investments, LLC. Dark Horse Advisors LLC serves individual and high-net-worth clients, retirement plan sponsors, trusts, estates, and business entities by providing discretionary portfolio management, financial planning, and retirement plan advisory services. The firm’s investment approach combines fundamental, technical, quantitative, sentiment, and cyclical analysis with tax-aware strategies and third-party managers, and it operates as a subsidiary of an accounting firm, offering both asset-based and subscription-style fee arrangements.

Aaron Kaplan is a CFP® with seven years of experience in the financial industry. He is currently with Telos Capital Management, Inc. and previously worked at Nylife Securities LLC and New York Life Insurance Company. Kaplan also has experience at Harkham-GAON Academy and UCLA Anderson. Telos Capital Management provides discretionary investment management and financial planning to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment approach that integrates bottom-up company analysis with macroeconomic assessments, emphasizing asset allocation, diversification, and periodic rebalancing across various asset classes.

Peter Campbell is a CFP® professional with nine years of industry experience. He has worked at Bull Oak Capital, LLC since 2022 and previously held roles at Wealth Analytics Partners and Cambridge Investment Research Advisors. Outside of finance, he was involved with the Aviara Golf Academy for three years. Bull Oak Capital serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management. The firm employs a diversified investment approach using primarily exchange-traded funds, tailoring portfolios to client goals, and manages approximately $261.6 million in discretionary assets across a multi-adviser team.

Rene De Charon is a CFP® and Series 63 credentialed advisor with 26 years of industry experience. He has worked at American Money Management, LLC since 2021 and previously spent seven years at Wealth Quest Partners, Inc. He is also the principal of RJ Financial Partners, LLC, a financial services business. American Money Management, LLC serves individual clients, including high-net-worth households, as well as institutional clients such as pension plans and trusts. The firm offers discretionary portfolio management, 401(k) advisory services, and financial planning, with an investment committee overseeing customizable, asset-allocation oriented strategies.