Raymond Prospero is a financial advisor at Mariner Independent with 15 years of industry experience. He holds the ChFC® and Series 66 designations. His prior work includes ten years at Merrill Lynch and two years at AdvicePeriod, LLC. He serves on the boards of Lifestream and Circle City Rotary. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm delivers services through independent advisers on the Mariner platform, offering portfolio management, access to model portfolios and third-party managers, as well as specialized planning and tax engagements.

Norberto Carmona is a financial advisor at Navy Federal Investment Services, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at firms including Wescom Financial Services, Schoolsfirst Federal Credit Union, LPL Financial, and JP Morgan Chase & Co. Carmona’s background also includes service in the US Army Reserve. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm utilizes model portfolios managed by third-party portfolio managers and provides account monitoring, rebalancing, and optional tax and impact overlay services.

Jason Golembeski is a financial advisor at Prospera Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Painter, Smith and Amberg Inc for six years and Hangar 24 Brewery LLC for seven years. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through 207 advisors and offers a range of investment advisory and financial planning services across multiple platforms.

Lloyd Engleman is a financial advisor at Accelerate Retirement with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at multiple firms, including Alkeme Financial Services, NFP Retirement, and LPL Financial. Outside of his advisory role, he serves on the board of the Victoria Country Club and is an insurance broker with Backnine Insurance. Accelerate Retirement provides retirement plan consulting, investment management, financial planning, and fiduciary services to individual and institutional clients. The firm emphasizes a long-term investment approach and utilizes a wide range of securities and third-party managers to tailor portfolios for its clients.

Thomas Steele is a Series 65-licensed financial advisor at Gradient Advisors, LLC with seven years of industry experience. He previously worked at Jack Keeter & Associates and has been involved with Wealth Preservation Concepts for over 30 years. Outside of his advisory role, Steele is part owner of WPC Executive Services Inc., which provides executive services to small business owners. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, utilizing a largely non-discretionary model that emphasizes client approval of transactions and a combination of fundamental, technical, and cyclical portfolio analysis.

Enrico Tolson is a financial advisor at Virtue Capital Management, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Axa Advisors, and Lincoln Financial Group. Tolson also maintains a role as an independent insurance agent. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, and qualified/ERISA plans. The firm employs active tactical, strategic, and dynamic investment strategies combined with quantitative analysis and third-party manager selection to customize portfolios based on clients’ objectives and risk tolerance.

Eberardo Mariscal is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 credential and 19 years of industry experience. He has worked with Manulife Asset Management (US) LLC since 2012 and with John Hancock entities since 2009. Outside of his advisory role, he is a social media influencer on TikTok, where he advertises products and creates content related to music. John Hancock Personal Financial Services provides financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities, covering both non-high-net-worth and high-net-worth clients. The firm utilizes third-party financial planning software to deliver generally framed recommendations, with implementation decisions made by clients, and operates an Emergency Savings program through Apex Clearing.

Blake Isaeff is a financial advisor with Golden State Wealth Management, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. He has worked with Golden State Wealth Management since 2018 and has held roles at Renaissance Wealth Management and LPL Financial, LLC since 2017. Prior to his advisory career, he was involved with Canyon Crest Country Club and the University of California, Riverside. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses, offering asset management, financial planning, retirement plan consulting, and access to third-party managers. The firm emphasizes discretionary portfolio management and uses a range of analytic approaches and model portfolios while primarily billing based on assets under management.

Reginald Jackson is a CFP® with 42 years of industry experience, currently affiliated with OSAIC. He has worked with NWF Advisory Services and operates his own advisory practice. Jackson serves as a board member for two nonprofit organizations, The Unforgetables Foundation and Living Systems Health. OSAIC is a large financial services firm serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm combines risk-tolerance assessments with advanced portfolio management tools and offers a wide range of investment options through its extensive network of advisors.

Christopher Palmer is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked for Wells Fargo Advisors for 10 years prior to joining Prospera. Outside of his advisory role, he is involved in managing family business interests, including serving as a director and secretary of Palmer General Corporation, which is in the process of selling a family ranch, and co-owning Sabinas Mountain Ranch, where he engages in farming activities. Prospera Financial Services is a large enterprise-scale adviser and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion across about 207 advisors and offers a range of investment advisory and financial planning services using multiple platforms and models tailored to client needs.

Angel Rodas Pablo is a Series 65-credentialed advisor at Accelerate Retirement with one year of industry experience. His prior work includes roles at Target, Alkeme Insurance Services, and various educational institutions. Accelerate Retirement serves individual and institutional clients, providing retirement plan consulting, investment management, financial planning, and fiduciary services with a focus on long-term investment strategies and customized portfolio construction.

Melanie Blakney is a Series 65-licensed financial advisor with eight years of industry experience. She currently works at McAdam LLC, where she has been since 2024. Her prior roles include positions at Pacific Wealth Management, LLC, Holstrom, Block and Parke, and Breckinridge Capital Advisors, Inc. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers a multi-advisor platform providing financial planning, investment management, and retirement-plan consulting, utilizing fundamental analysis and a range of investment strategies tailored to clients’ risk tolerance and objectives.

Kyle Smith is a financial advisor at Prospera Financial Services, Inc. He holds a Series 65 designation and has experience working in financial services since 2019, including roles at Farmers Insurance and Interac. Prospera Financial Services, Inc. serves a diverse client base, including individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through over 200 advisors. The firm offers a range of advisory and financial planning services using multiple platforms and combines firm models, third-party sub-advisers, and customizable allocations for portfolio management.

Scott Stephan is a financial advisor with Portside Wealth Group, LLC, holding a Series 63 designation and bringing 32 years of industry experience. His prior roles include positions at Townsquare Capital LLC, DFPG Investments, INC, and Allegis Investment Services. Outside of advising, he is president of Forethought Medical Resources, LLC, a company that distributes medical instruments and supplies for surgery. Portside Wealth Group is a multi-advisor wealth management firm serving individuals, retirement and pension plans, charitable organizations, and corporate entities. The firm offers discretionary portfolio management, financial planning, pension consulting, and other services, using a combination of fundamental, technical, and modern portfolio theory in its investment approach.

Larry Etzweiler is a financial advisor with Eagle Strategies (NY Life) based in Redlands, CA. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has 43 years of industry experience. He has been affiliated with Fox Financial and Insurance Services since 2009 and has longstanding relationships with Nylife Securities Inc. and New York Life Insurance Co. since the late 1970s. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and works extensively with insurance and annuity products within an integrated New York Life affiliate structure.

Peter Lupone is a CFP® professional with 37 years of industry experience, currently serving at Valic Financial Advisors since 2010. He also holds Series 63 and Series 65 licenses and has been associated with Agia since 2022, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet UMA models to construct client portfolios.

Thomas Elsea is a financial advisor with Transamerica Financial Advisors who holds a Series 66 designation and has eight years of industry experience. He has worked at Transamerica Financial Advisors and Wfgia since 2018. His other business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors, Inc. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services through a variety of proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Christian Schank is a financial advisor with Integrated Wealth Concepts LLC in Riverside, CA, holding one year of industry experience. He is also the owner and practicing attorney at the Law Offices of Christian Schank & Associates, APC, a role he has maintained since 2003. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, consulting, family office, and retirement plan advisory services, employing a long-term investment approach alongside customized portfolio construction.

Yuming Su is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 credentials and two years of industry experience. Prior to joining Citigroup, Su held positions at several firms including U.S. Bancorp, J.P. Morgan Securities LLC, and Bank of America. Citigroup Global Markets serves individual and institutional clients encompassing workplace, high-net-worth, and ultra-high-net-worth segments. The firm employs multi-asset, multi-manager investment strategies across discretionary and non-discretionary programs and maintains significant institutional capabilities, including in-house research and specialized market roles.

Alexis Reynoso is a financial advisor with Centaurus Financial, Inc. in Riverside, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. He has been with Centaurus Financial since 2017 and is also a junior partner at Empire Financial Benefits, Inc. Outside of advisory work, Reynoso is a certified tax preparer and works part-time assisting clients with medical insurance placement for Blue Shield and Kaiser. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with a blend of fundamental and technical analyses, accommodating both discretionary and non-discretionary arrangements.