Elizabeth Mc Sparran is a financial advisor with Edward Jones in Murrieta, CA, holding a Series 66 credential and three years of industry experience. Prior to joining Edward Jones in 2023, she worked in the automotive collision repair industry for over two decades and had a period of retirement from 2018 to 2022. She is also associated with COMPASS ROYAL MANAGEMENT LLC, an oil drilling company based in Addison, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of investment advisory programs and maintaining a large national network of financial advisors and branch offices.

Dana Baik is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Jackson National Life Distributors, Banc of America Investment Services, and Citigroup Global Markets. Outside of financial advising, he is CFO and member of an industrial cleaning business, New England Eco Wash, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Victor Collins is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Edward Jones from 2003 to 2017 before joining Raymond James in 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers a range of advisory programs alongside specialized municipal and public-finance services.

Ron Benoit Jr. is a financial advisor at Stifel with 18 years of industry experience. He has held positions at Stifel Nicolaus & Co Inc since 2019, following ten years at Merrill and one year at Banc Of America Investment Services, Inc. Benoit holds the Series 66 designation. Stifel serves a wide range of clients including individuals, institutional entities, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Felix Torres is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes positions at JPMorgan Chase Bank, N.A., JP Morgan Securities, LLC, and Wells Fargo Clearing Services LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations and incorporates ESG considerations within a non-discretionary program.

Marcelino Talavera is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and four years of industry experience. His work history includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as positions at Bank of America and Merrill. Prior to entering financial services, he spent nine years at Pala Casino Spa Resort. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process integrates quantitative and qualitative research with centralized due diligence and incorporates ESG criteria within a non-discretionary investment framework.

Cheryl Stutler is a financial advisor with Edward Jones in Menifee, CA, holding a Series 66 designation and over 13 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Michael Mair is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase, Bank of America/Merrill Lynch, U.S. Bank, and the Office of the Comptroller of the Currency. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Carlos Benites is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in long-term, consultative, and goals-based wealth management strategies. He provides integrated and customized services to a select group of high net worth families and business owners, including discretionary portfolio management, stock-option analysis, retirement planning, concentrated equity position strategies, life insurance analysis, and wealth preservation and transfer strategies. Carlos serves both domestic and international clients, helping them navigate complex financial needs with tailored solutions. Carlos holds a Bachelor of Science degree in Mechanical Engineering with a concentration in Nuclear Engineering from the United States Naval Academy, where he graduated with honors and played soccer. He also earned an MBA from American University’s Kogod School of Business, graduating as a member of Beta Gamma Sigma. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Carlos is fluent in English, Spanish, and French. Outside of his professional work, Carlos is an avid sports enthusiast who enjoys coaching and resides in Boca Raton with his wife and four children. He participates in community activities through Habitat for Humanity and the Naval Academy Alumni Foundation. His client focus areas include corporate executive services, education planning, family wealth management strategies, services for endowments, foundations, non-profits, investment consulting for defined contribution plans, employee financial health, managing new wealth, and personal retirement planning.

Christopher Hart is a financial advisor with Raymond James Financial, holding a Series 66 credential and bringing 12 years of industry experience. His prior work includes roles at Thrivent Financial and Thrivent Investment Management. He serves as a board member of The Baptist Foundation of California, participating in decisions on church financing and financial policies for the Southern Baptist Convention. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored non-discretionary planning and uses analytical tools to guide clients, supporting municipal and public-finance work through unique affiliations and specialized advisory programs.

Rohaib Hamid is a Financial Consultant currently working at Fidelity Investments since 2019. He has previously served as a Financial Advisor at Morgan Stanley from 2013 to 2019. Rohaib focuses on providing client-centric service and emphasizes goals-based financial planning. He holds a California Insurance License, supporting his ability to offer comprehensive financial advice. Rohaib draws on his personal experience as a family person to partner with clients in creating personalized financial roadmaps aligned with their aspirations and family security. Outside of his professional work, Rohaib has interests in board games, cars, comedy, music, and pets.

Travis Wiltgen is a Series 66-licensed financial advisor with six years of industry experience. He is currently with LPL Financial and has held previous roles at CUNA Mutual Group, Cuna Brokerage Services Inc., Retirement Income Strategies, Cottingham & Butler, and LifePro Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a wide network of advisors. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with extensive non-advisory financial offerings.

Jennifer Stewart is a financial advisor at Morgan Stanley with 32 years of industry experience. She has held roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling to support client decision-making.

Karl Johnson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at Cambridge Investment Research since 2007 and had a brief tenure at Edward Jones. Outside of advising, he is an independent insurance agent and co-owner of an insurance S-corporation. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals, managing multi-billion dollars in assets across various platforms and custodians.

Scott Chon is a ChFC®-designated financial advisor with 39 years of industry experience. He is currently with Osaic Wealth, having joined in 2024 after 26 years at Securities America and its affiliate firms. In addition to his advisory work, Chon serves as CEO of News Financial & Insurance Services, an independent insurance agency based in Murrieta, CA. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services with an investment approach that emphasizes model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Michael Beiter is a financial advisor with LPL Financial holding a Series 66 designation and 17 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services Inc. for nearly two decades before joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while also providing extensive non-advisory financial products and services.

James Weems is a financial advisor at Edward Jones in Temecula, CA, with four years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. His previous work experience includes roles at The Home Depot, Webster University, and Parker Hannifin. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Robert Hickox is a financial advisor at Edward Jones in Lake Elsinore, CA, holding the ChFC® and Series 66 designations with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jennifer Jackson Horn is a Series 66 licensed financial advisor with Edward Jones in Murrieta, California, and has 10 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she owns an equestrian accessories business called Savvy Show Mom. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory strategies and affiliated investment options, supported by a nationwide network of more than 23,700 financial advisors.

Larry Price is a financial advisor at LPL Financial with 32 years of industry experience. He holds the Series 63 designation and has worked at LPL since 2012, following prior roles at CUSO Financial Services and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services supported by proprietary and third-party investment strategies and technology tools.