Rand Borresen is a CFP® professional with 25 years of experience in financial advising. He has been with Ascend Financial Advisers, Inc. since 2000 and also maintains a legal practice as an attorney since 1988. His dual career includes providing non-investment-related legal services. Ascend Financial Advisers, Inc. offers personal financial planning and investment management to individuals, families, trusts, estates, and related entities. The firm employs a customized, tactical asset-allocation approach combining passive and active investments, and provides both ongoing and project-based planning services.

William Oconnor is a financial advisor with Applied Financial Planning, Inc. in Irvine, CA, holding a Series 63 designation and over 40 years of industry experience. His career includes roles at LPL Financial and Midland National Life, and he currently owns and operates several financial and tax-related businesses. He also hosts a radio program called The Money Guys, which promotes local news and financial planning ideas. Applied Financial Planning, Inc. provides tax preparation and tax planning services to individuals, institutions, and various organizations, focusing on tax-efficiency and long-term investment considerations. The firm bills on a fixed-fee or hourly basis and does not manage client investment accounts directly.

Park Randazzo is a CFP®-certified financial advisor with 16 years of industry experience. He is the principal of Randazzo Capital Management, LLC, an independent advisory firm he founded in 2018. Prior to establishing his firm, Randazzo worked at SELECT Money Management, Inc., Select Portfolio Management, Inc., and Securities Equity Group from 2012 to 2018. He is also a licensed independent insurance agent in California. Randazzo Capital Management provides discretionary investment management and financial consulting to individuals and small businesses, managing approximately $23 million in client assets. The firm employs a core-and-satellite investment approach combining passive index funds and ETFs with selective active managers and offers formal periodic communications including quarterly comprehensive portfolio reviews and market updates.

Richard Jensen Jr. is a financial advisor at Baker Jensen Investment Advisors, LLC with 31 years of industry experience. He has been with the firm since 1995 and holds the Series 63 designation. In addition to his advisory role, Mr. Jensen is an insurance agent, dedicating a small portion of his time to insurance sales. Baker Jensen Investment Advisors, LLC is an independent, single-advisor firm that provides discretionary portfolio management and access to third-party asset managers. The firm primarily serves individual investors but also accepts pension and profit-sharing plans as well as corporate clients, utilizing a Risk Optimize Portfolio Management program based on Modern Portfolio Theory.

Puneet Sahi is a CFA® charterholder with 13 years of industry experience. He is the sole advisor at Iron Horse Capital, Inc., an independent firm based in Irvine, CA. His prior roles include positions at Palo Capital, GenSpring Family Offices, and SunTrust Bank. Iron Horse Capital, Inc. provides discretionary portfolio management, financial planning, and consulting primarily to individual and high-net-worth clients, as well as pooled vehicles and institutional clients. The firm manages a focused client base with tailored advice and model portfolios across varying risk tolerances, employing derivatives and related strategies within its investment approach.

Nicholas Covyeau is a CFP® with 11 years of industry experience, currently serving as the sole advisor at Swell Financial. His prior roles include positions at K2 Financial Inc., Lincoln Investment Planning, and First Republic Investment Management. He is also a co-host of the Real Personal Finance podcast, offering general financial education. Swell Financial is an independent registered investment adviser providing discretionary portfolio management and comprehensive financial planning to individuals, charitable organizations, and employer-sponsored plans. The firm employs a strategic asset allocation approach that favors passive funds with selective active management and offers pension and profit-sharing plan consulting services.

Austin is Founder and Owner of Lee Financial Group LLC, an independent, Fee-Only™ advisory firm. He graduated with a bachelors in Mathematics and Economics from the University of California, Irvine. He graduated with a Master’s in Business Administration from the University of Southern California and a is Certified Financial Planner™ professional. Prior to LFG, Austin served as a financial planner for The Ayco Company, the Personal Financial Management branch of Goldman Sachs. Many of his clients were executives for Fortune 500 company and involved complex planning strategies around investment, tax, and estate planning. Most recently, he served as an Investment Advisor for Transamerica Financial Advisor, working with families of diverse financial backgrounds to determine the best solution for each household. Austin’s experience also extends to being a Corporate Finance business partner for various medical device companies. Throughout his tenure, he has had the opportunity to connect with various colleagues and health care providers, specifically, physicians and dentists. It was in those conversations that he discovered the unique financial planning challenges each group encountered and how he is able to leverage his experience in both Corporate Finance and Financial Planning to assist.

Aalok Devkota is the principal of Devkota Capital Advisors in Irvine, CA, holding a Series 65 designation and bringing 10 years of industry experience. His prior roles include positions at Markel Corp., Strategic Advisors, Inc., and Abundance Insurance Solutions, Inc. Devkota Capital Advisors is an independent investment adviser serving individuals, high-net-worth clients, trusts, endowments, and corporate and small-business clients. The firm offers discretionary asset management, model portfolios, and sub-advisory services, utilizing a multi-strategy approach that includes growth-equity, tactical ETF, and income-focused models.

Sagar Parikh is a financial advisor at PMA Wealth Management with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Silber Bennett Financial, Woodbury Financial Services, and Emerson Equity. Parikh is also a partner at Parikh, Mehta & Associates, a CPA firm providing tax preparation and business management services. PMA Wealth Management offers portfolio management services to individuals, high-net-worth clients, and charitable organizations. The firm employs a diverse investment approach that includes fundamental analysis, modern portfolio theory, and both long- and short-term trading strategies, with a focus on ETFs and alternative investments such as private placements and venture capital funds.

Jason Micheli is the principal advisor at Einstok Wealth Management LLC in Irvine, CA, with eight years of industry experience. He holds the Series 65 and Series 66 licenses. In addition to his financial advisory roles, he is involved in executive leadership as the General Presbyter for the Presbytery of Santa Barbara. Einstok Wealth Management provides discretionary portfolio management and investment advice to individuals, trusts, charitable organizations, and businesses. The firm employs a primarily passive investment approach based on Modern Portfolio Theory, utilizing low-cost index funds and ETFs, with a proprietary algorithm to tactically adjust allocations.

Peter Strzelecki is the sole advisor at Philadelphus Capital, an independent registered investment adviser. He holds a Series 65 designation and has 10 years of industry experience, including roles at PJ9K Advisors, Muntz Financial, NYLife Securities LLC, and New York Life Insurance Co. Outside of his advisory work, he serves as an account executive involved in wholesale lending through AHL Funding. Philadelphus Capital offers discretionary portfolio management and tailored investment advice primarily to qualified and accredited investors. The firm employs a core-and-satellite investment strategy using low-cost ETFs along with individual securities and options, with accounts managed on a discretionary basis and client restrictions incorporated through written investment policy statements.

Bradley Johnson is a financial advisor at Evergreen Capital Holdings, LLC with five years of industry experience. He holds a Series 65 designation and has worked previously at Park Street Partners. Outside of Evergreen Capital Holdings, he serves as Managing Partner of Evergreen Capital Management, LLC, focusing on private fund investments, and as Minority Partner of BID, LLC, which manages private real estate investments. Evergreen Capital Holdings, LLC provides discretionary portfolio management primarily to high-net-worth individuals and a limited number of registered investment advisers. The firm emphasizes equities, including publicly traded REITs and real estate-related companies, and employs long-term, short-term, and options strategies as part of a formalized investment process.

Mahesh Jain is a financial advisor at Kuber Investments with seven years of industry experience. He holds a Series 65 designation and has worked as the CEO of Gray Matrix Inc., an IT consulting and software development business, since 2011. Kuber Investments is a boutique independent firm providing discretionary portfolio management to individuals and small businesses. The firm employs an active, fundamental investment approach with relatively concentrated and customized portfolios focused on large- and mid-cap stocks, selective ETFs, and tactical risk management.

John O'Connell is the principal of John G. O'Connell, a firm he founded in 2022. He holds Series 63 and Series 65 licenses and has 46 years of experience in the financial industry, with prior roles at firms including J Alden Associates, National Securities Corporation, and Fsic. John G. O’Connell provides investment advisory and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm manages approximately $24 million on a discretionary basis for about 30 clients, applying a qualitative and fundamental investment process that incorporates sector and cyclical analysis along with multiple asset allocation strategies.

John Dunham is the sole advisor at Focused Capital Investment, LLC in Irvine, CA, holding Series 65 and Series 66 licenses with six years of industry experience. His background includes six years at Santiago Canyon College and over two decades associated with Focused Capital Investment. In addition to his advisory role, he serves as a principal tutor within the firm. Focused Capital Investment offers discretionary investment management and financial planning services to individuals, high-net-worth clients, pension plans, and corporate clients. The firm employs a primarily long-term investment approach based on fundamental and technical analysis, incorporating options strategies in separately managed accounts while maintaining specific operational practices such as accepting corporate clients and providing pension plan advisory services.

Prabhu Mogulla is a financial advisor with Peaceful Advisors LLC in Tustin, CA, holding a Series 66 designation and 12 years of industry experience. He has managed his own advisory firm since 2017 and has also served as president of Profcon Inc., a staffing services company, since 2001. Peaceful Advisors LLC provides portfolio management and one-time financial planning services to individual and high-net-worth clients, employing a range of analytical techniques and preparing customized Investment Policy Statements. The firm offers both discretionary and non-discretionary account management and conducts regular account reviews.

Mark Robertson is a CFP® professional with 39 years of experience in financial advising. He is the principal advisor at Maxim Capital Advisors, Inc., where he has worked since 1999. He previously worked at Royal Alliance Associates, Inc. from 1998 to 2023. Robertson is also president of Maxim Capital Insurance Services, a life insurance and annuities business serving financial planning clients. Maxim Capital Advisors, Inc. provides financial planning and portfolio management services to individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm uses Modern Portfolio Theory combined with strategic, fundamental, and tactical analysis, employing Morningstar tools for portfolio optimization. It manages primarily non-discretionary accounts and offers wrap fee and non-wrap investment options.

Arthur Wiederman is the sole advisor at Wiederman & Associates with 18 years of industry experience. He has been associated with Wiederman & Associates since 1984. In addition to his advisory work, he is the managing partner of Wiederman Madurowicz Partnership, a dental practice brokerage business in California, where he is involved in listing, marketing, and selling dental practices. Wiederman & Associates is a state-registered adviser providing comprehensive financial planning services to individuals and high-net-worth clients. The firm does not manage assets directly but refers clients requiring investment management to an unaffiliated adviser based on factors such as account size and risk tolerance.

Scott Doll is a financial advisor with Doll Capital Advisors Incorporated in San Juan Capistrano, CA, holding a Series 63 designation and 42 years of industry experience. He has worked at Doll Capital Advisors since 1998 and was previously with LPL Financial for 30 years. Doll Capital Advisors serves individuals, high-net-worth clients, and charities by providing comprehensive financial planning, single-issue consulting, discretionary portfolio management, and advice on retirement accounts. The firm constructs customized portfolios using six proprietary model portfolios and incorporates technical analysis alongside a mix of mutual funds, ETFs, stocks, and selective options strategies.

Jonathon Cohen is a financial advisor at Pacific Shores Investment Advisors with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has served as a financial advisor for In-N-Out Burger, Inc. since 2009, providing investment advice to principals. Pacific Shores Investment Advisors offers investment management services primarily to pooled or institutional accounts and high-net-worth clients. The firm employs a combination of fundamental and technical analysis within a Modern Portfolio Theory framework to construct diversified portfolios including individual securities, ETFs, and mutual funds.