Garth Gipson is a Series 66-registered financial advisor with Ameriprise in Visalia, CA, and has 16 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, Gipson is a managing partner at Center Street Holdings, where he provides leadership and strategic direction for the business. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, generally with significant investable assets, combining research, modeling, and tax-efficient strategies to produce personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

David Sarkisian is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Ameritas Investment Company, Harvest Wealth Group, and Valley Strong Credit Union. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Thuy Nguyen is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 credentials and 15 years of industry experience. Prior to joining J.P. Morgan in 2021, Nguyen worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America/Merrill from 2014 to 2021. Nguyen was also involved with Eagle Fleet LLC from 2009 to 2018. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Penney Sick is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 25 years of industry experience. Since 2013, Penney has worked with various entities within the Raymond James organization. Outside of advising, Penney Sick is also the CEO of a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals while maintaining specialized services in municipal advisory and SIMPLE IRA consulting.

Devon Taylor is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Nunes is a financial advisor with LPL Financial in Visalia, CA, holding a Series 66 designation and 21 years of industry experience. He has been with LPL Financial since 2006 and operates Nunes Wealth Management as a related business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide, offering a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Jason Coddington is a financial advisor with LPL Financial, holding a Series 63 designation and over 30 years of industry experience. Prior to joining LPL in 2019, he worked at Ameriprise Financial Services for 14 years. Outside of his advisory work, he owns a consulting business in the hospitality sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from LPL and third-party providers.

Eric Todd is a Series 66-licensed financial advisor with Morgan Stanley in Visalia, CA, and has 11 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Douglas Ruby is a financial advisor with OSAIC and holds the ChFC® and Series 63 designations. He has 39 years of industry experience and has been affiliated with Fortis Investors, Inc. and Principal Mutual Life Insurance Co for over 39 and 40 years, respectively. Outside of his advisory work, he serves as chairman of an S-corp family farm. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate clients through a large network of advisers and offers integrated brokerage, investment advisory services, and multiple managed account platforms. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to build portfolios that include a range of securities and alternative investments.

Grant Kincade is a CFP® with 17 years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. He previously worked with BancWest Investment Services and Bank of the West starting in 2017, and spent a year at Sorrento Pacific Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and advanced technology solutions.

Reginald Findley is a CFP®-designated financial advisor with 25 years of industry experience, currently serving at Cetera since 2004. He also operates a CPA and tax practice, which he has owned since 1985. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 independent advisors. The firm serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services through multiple program platforms and third-party managers.

Catharine Hobbs is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she co-owns a citrus ranch in Visalia, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is grounded in modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Charles Sick is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and seven years of industry experience. He has held roles at Sick Investment Strategies Inc. and Sick Investment Partners since 2020 and previously worked at Tesla and Lyft. In addition to his advisory work, he serves as CEO and officer of both Sick Investment Strategies Inc. and Sick Investment Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal finance through a unique municipal advisor affiliation.

Shaun Pedroncelli is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked with J.P. Morgan Securities since 2012, including roles at JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Janet Martinusen is a financial advisor at Ameriprise with 38 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for the Catholic Professionals & Business Club Tulare-Kings as President Emeritus and Secretary. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide clients with tailored, non-discretionary recommendations delivered through a centralized consulting team.

Jacob Cordeniz is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018. Prior to his advisory role, he was employed at GEA Farm Technologies for three years and has operated a personal business since 2004. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tim Lippincott is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he owns Get Carded, LLC, a sports cards and memorabilia business managed online by his spouse. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Jonathan Hoskins is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Wells Fargo Advisors from 2012 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, Hoskins serves as treasurer for the Visalia Open House Fellowship. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Scott Heron is a CFP®, ChFC®, and Series 63-registered financial advisor with Ameriprise in Visalia, CA, bringing 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in independent insurance brokering through Anthem Blue Cross. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored, non-discretionary retirement planning advice through a centralized consulting team.

Jeffrey Crookston is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds the Series 63 and Series 65 designations and has worked within various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services, using proprietary research and planning tools to develop tailored recommendations. The firm provides a broad menu of planning services, including niche areas such as business-owner transition and special-needs planning.