Catharine Hobbs is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she co-owns a citrus ranch in Visalia, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is grounded in modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Charles Sick is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and seven years of industry experience. He has held roles at Sick Investment Strategies Inc. and Sick Investment Partners since 2020 and previously worked at Tesla and Lyft. In addition to his advisory work, he serves as CEO and officer of both Sick Investment Strategies Inc. and Sick Investment Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal finance through a unique municipal advisor affiliation.

Shaun Pedroncelli is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked with J.P. Morgan Securities since 2012, including roles at JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Janet Martinusen is a financial advisor at Ameriprise with 38 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for the Catholic Professionals & Business Club Tulare-Kings as President Emeritus and Secretary. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide clients with tailored, non-discretionary recommendations delivered through a centralized consulting team.

Jacob Cordeniz is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018. Prior to his advisory role, he was employed at GEA Farm Technologies for three years and has operated a personal business since 2004. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jonathan Hoskins is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Wells Fargo Advisors from 2012 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, Hoskins serves as treasurer for the Visalia Open House Fellowship. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Scott Heron is a CFP®, ChFC®, and Series 63-registered financial advisor with Ameriprise in Visalia, CA, bringing 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in independent insurance brokering through Anthem Blue Cross. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored, non-discretionary retirement planning advice through a centralized consulting team.

Jeffrey Crookston is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds the Series 63 and Series 65 designations and has worked within various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services, using proprietary research and planning tools to develop tailored recommendations. The firm provides a broad menu of planning services, including niche areas such as business-owner transition and special-needs planning.

Manuel Mendonca is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and 30 years of industry experience. He has been with Ameriprise since 2016, including six years at Ameriprise Financial Services, LLC. Outside of advisory work, Mendonca is involved in independent insurance brokering with Genworth Life and Anthem Blue Cross. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ryan Purkiss is a financial advisor with LPL Financial in Visalia, CA, holding a Series 66 designation and 25 years of industry experience. His prior work includes roles at Morgan Stanley, A.G. Edwards & Sons, Wells Fargo Clearing, and First Allied Securities. Purkiss has been with LPL Financial since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Salem Faulkner is a financial advisor with LPL Financial in Visalia, CA, holding a Series 66 designation and nine years of industry experience. He has worked at LPL Financial since 2017 and has been employed with Valley Strong Credit Union since 2002. Faulkner also holds a non-investment role with Kern High School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of investment strategies and advisor support tools.

Hayden Hobbs is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and two years of industry experience. His prior experience includes roles at Fidelity Investments and Wells Fargo Advisors. Outside of finance, his background includes entrepreneurial and city government work. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large team of advisors and utilizes research-driven strategies based on diversification principles and modern portfolio theory.

Adam Zachary is a Financial Advisor at Merrill Lynch Wealth Management, where he works with individual families and business leaders to develop strategies aimed at achieving their financial objectives. He is a member of a dynamic team that employs a collaborative approach, combining diverse experience to deliver customized solutions in wealth management, investment planning, estate preparedness, and retirement planning. Adam leverages Merrill Lynch’s resources to build comprehensive, goal-oriented strategies tailored to the unique needs of each client. Adam’s expertise includes college education planning, family wealth management, corporate benefits, legacy planning, retirement income, portfolio management, and small business strategies. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). He holds a high school diploma from Oakdale High School and has completed an accredited certificate program at Modesto College. Outside of his professional role, Adam is involved with the Kuna Youth Softball and Baseball Association. He enjoys a variety of personal interests, including adventure sports, baseball, camping, football, golfing, hunting, music, softball, spending time with his family, and traveling.

Teresa Nino is a financial advisor at LPL Financial with 25 years of industry experience. She holds the CFP® designation and Series 63 and 66 licenses. Her prior experience includes roles at Bank of America, Merrill, and Foresters Financial Services. Outside of her advisory work, she is involved as a coach in a multi-level marketing business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and various institutional platforms.

Nicholas Ruiz is a financial advisor at LPL Financial with three years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining LPL Financial, he worked at Ameriprise and the Department of Veterans Affairs, among other roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.