Nicholas Raffin is a financial advisor at The Raffin Group LLC with 11 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Merrill from 2016 to 2020. Outside of advisory work, Raffin is an independent licensed insurance agent and serves as an advisor and strategic partner to an AI startup, Rowzzy, focusing on corporate governance, venture capital engagement, and business development. The Raffin Group is an independent advisory firm serving individuals, high-net-worth clients, corporations, and charitable organizations with tailored portfolio management and financial planning. The firm employs a range of investment approaches, including fundamental, quantitative, and technical methods, and sponsors a wrap-fee program while emphasizing diversified, low-cost ETFs and mutual funds.

Mira Ma is a CFP® professional with 25 years of experience in financial planning. She is the principal advisor at Marim Wealth Planning, where she has worked since 2023, following eight years at Aspire Planning Associates, Inc. Marim Wealth Planning serves individual and high-net-worth clients with fee-only financial planning and discretionary investment management, offering tailored services including retirement, estate, insurance, tax, and rental real estate planning. The firm combines fundamental and technical investment analysis with a focus on personalized asset allocation and risk management.

Edward So is the sole advisor at Golden State Advisors, LLC in San Mateo, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Wells Fargo Investments, LLC, and Prudential Equity Group, LLC. Outside of his advisory work, he is licensed as an independent insurance agent and has experience as a real estate salesperson. Golden State Advisors, LLC is a California-registered investment adviser that provides discretionary, asset-based portfolio management to individuals, trusts, corporations, and charities. The firm constructs diversified portfolios using mutual funds, ETFs, individual stocks, and bonds, employing growth, growth and income, and income-oriented strategies across U.S. and international markets.

Lorne Abramson is the principal of Abramson Financial Planning, LLC, an independent firm based in Burlingame, CA. He holds the CFP® and CFA® designations and has 23 years of industry experience, including 17 years at Elm Advisors, LLC. Abramson Financial Planning provides comprehensive financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm offers written and electronic financial plans without providing investment management or custody of client assets, focusing instead on investment recommendations and coordinated retirement planning using third-party software.

Helen Zha is a CFA® charterholder and financial advisor at EnvisionX Capital, LLC with 17 years of industry experience. She previously worked at Menta Capital LLC from 2009 to 2020 before joining EnvisionX Capital. EnvisionX Capital is a small independent advisory firm that manages discretionary portfolios primarily for individual investors. The firm employs a pooled long-short strategy using stocks, ETFs, and options, combining global macro analysis with fundamental and quantitative research to guide asset allocation and stock selection.

Michael Hannon is a CFP® and ChFC® with 33 years of industry experience. He is the sole advisor at Delta Capital Investments, LLC, an independent firm he has led since 1995. In addition to his advisory role, Mr. Hannon works as a Captain and pilot for Alaska Airlines/Virgin America Airlines, spending about one-third of his time in that capacity. Delta Capital Investments advises approximately 140 clients with a focus on model-based asset allocation and financial planning, including pension consulting and 401(k) plan assistance. The firm utilizes third-party managers for portfolio management and trade execution, emphasizing Modern Portfolio Theory and broad diversification over discretionary trading.

James Wang is a financial advisor at Bixy Wealth LLC with one year of industry experience. He holds a Series 65 designation and has held roles at OKTA, Inc., BILL Holdings, Velocity Global, 317 Labs, Twilio, and Cisco Systems. Outside of advising, he serves as Senior Director of Revenue Strategy at OKTA, Inc. Bixy Wealth LLC provides fee-only financial planning services to individuals and high-net-worth clients, emphasizing Modern Portfolio Theory, strategic asset allocation, and passive investment vehicles. The firm offers comprehensive planning without discretionary management or custody of client assets.

Shuyi Kong is the principal of Shuyi Kong Wealth Management, Inc. in Millbrae, California, with 26 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at several firms including Kovack Advisors, Cue Financial Group, and Wamu Investments. In addition to her advisory role, she operates as an independent insurance agent. Shuyi Kong Wealth Management, Inc. provides non-discretionary asset management services to individual and high-net-worth clients, tailoring portfolios to their goals, time horizons, and risk tolerances. The firm manages approximately $47.3 million in assets across about 153 client relationships, developing investment strategies based on fundamental, technical, and cyclical analysis and conducting regular account reviews.

Michael Goody is a Series 65-credentialed financial advisor with seven years of industry experience. He is the sole advisor at Sodium Advisors Inc., an independent firm based in Santa Clara, CA, where he has worked since 2018. Prior to founding Sodium Advisors, he was associated with Scharf Investments, LLC from 2014 to 2019. Sodium Advisors Inc. provides discretionary portfolio management primarily to high-net-worth individuals, overseeing a limited number of client accounts. The firm builds customized Investment Policy Statements and employs strategies including long-term equity positions, options, and short sales, utilizing performance-based fees with a high-water mark for qualified clients.

Asif Suria is the principal advisor at Inside Arbitrage Advisors, LLC, based in Foster City, CA, with eight years of industry experience. He holds a Series 65 designation and has worked previously at Mindful Health Solutions and Signal Partners, LLC. In addition to his advisory role, he is president of Eugene Software Solutions, a software business serving non-profits and startups, which he operates outside of trading hours. Inside Arbitrage Advisors provides combined financial planning and discretionary investment management primarily to individuals and small businesses. The firm uses a proprietary planning tool to develop permanent portfolio allocations and employs a blend of permanent-portfolio strategies alongside event-driven merger-arbitrage and derivative techniques in separately managed accounts.

Edmond Chen is a CFA® charterholder and financial advisor at Talanton Capital Management, LLC with seven years of industry experience. He has been with Talanton Capital Management since 2017 and also works as an independent consultant for non-public small businesses, focusing on business strategy. Talanton Capital Management provides discretionary portfolio management and advisory services to individuals, high-net-worth clients, charitable organizations, foundations, small businesses, and family wealth offices. The firm employs an opportunistic global value investing approach with concentrated, long-biased portfolios and uses margin and derivatives for hedging and cash management.

Leslie Smith is a financial advisor with Coronado Financial Group L.L.C. in San Mateo, CA, holding Series 63 and Series 65 designations and possessing 38 years of industry experience. She has worked at Osaic Wealth, Inc. and Sagepoint Financial, Inc., and serves as managing member and owner of Coronado Financial Group. In addition to her advisory role, Smith provides insurance products as an agent and offers consulting services to boards and supervisory committees on financial report analysis. Coronado Financial Group provides financial planning, portfolio advice, and retirement plan consulting to individuals, trusts, estates, charitable organizations, and businesses. The firm serves a small client roster with tailored, non-discretionary advisory services, emphasizing fundamental analysis and utilizing mutual funds and third-party managed portfolios.

David Magnuson is a CFP® professional with eight years of experience in financial advising at Burlingame Wealth Management, LLC and a prior year at Dan Goldie Financial Services. He is also an attorney and owner of the Law Offices of David Magnuson, where he has provided legal advice since 2010. Burlingame Wealth Management serves individuals, high-net-worth clients, and a pooled investment vehicle through a small independent advisory model. The firm employs an evidence-based, long-term investment approach using broadly diversified institutional funds and manages client accounts on a non-discretionary basis.

Mark Muntean is the sole advisor at Windy Hill Ventures, Inc. in Redwood City, CA, with 29 years of industry experience. He has been with Windy Hill Ventures since 1993. In addition to investment advisory services, Mr. Muntean provides consulting and manages a staff of personal assistants, and also offers photography services under the firm. Windy Hill Ventures delivers investment advice and portfolio management to individuals, high-net-worth clients, private investment companies, and corporate and nonprofit entities. The firm emphasizes fundamental analysis and uses model portfolios with typical holding periods of one to three years, offering both ongoing discretionary management and project-based advisory engagements.

Roland Chow is a financial advisor with Optura Advisors, Inc. in Burlingame, CA, holding a Series 65 designation and 11 years of industry experience. He has been with Optura Advisors since 2013 and is also involved in independent insurance sales through Optura Insurance Solutions and consulting and tax preparation for new businesses via Optura Ventures, LLC. Optura Advisors, Inc. is an independent registered investment adviser serving individual clients, corporate retirement plan sponsors, and charitable organizations. The firm offers wealth management, financial planning, and retirement consulting, combining model-driven portfolio management with tailored reviews of alternative investments and providing educational workshops for employers and participants.

Harry Whelan III is a financial advisor at Whelan Capital Management with 28 years of industry experience. He has been with Whelan Capital Management since 1991. Outside of his advisory work, he is involved with Miramar Restaurant in Half Moon Bay, California. Whelan Capital Management provides investment advisory services primarily to high-net-worth families through individualized discretionary accounts and private funds. The firm focuses on long-biased, growth-oriented investments in small- and mid-cap public equities, using a combination of fundamental and technical analysis along with flexible strategies including long and short positions, leverage, and hedging.

Kent Grealish is a CFP® professional with 26 years of experience in the financial services industry. He is the sole advisor at Grealish Investment Counseling LLC, having previously worked at Garrett Investment Advisors, Quacera, and Morgan Stanley. Grealish Investment Counseling LLC provides investment counseling focused on long-term, primarily passive portfolio strategies using low-cost index and fixed-income funds. The firm works with individual clients to develop customized Investment Policy Statements and offers project- and hourly-based advice without managing client assets or accepting commissions.

Anand Samuel is a CFA® charterholder currently affiliated with 8 Gate Advisors LLC. He has 18 years of prior experience at ESL Investments and has been with 8 Gate Advisors since 2026. Outside of his advisory role, he is also a lawyer and may provide legal services separately from his work as a financial advisor. 8 Gate Advisors LLC offers portfolio management services to high-net-worth individuals, focusing on tailored Investment Policy Statements with both discretionary and non-discretionary management. The firm uses a combination of fundamental and quantitative analysis and maintains a long-term trading approach.

Timothy Rogers is the sole advisor at Rogers Investment Advisors, LLC, a firm based in Palo Alto, CA. He holds Series 63 and 65 designations and has 22 years of industry experience. Rogers Investment Advisors, LLC is a state-registered independent firm managing approximately $70.6 million in discretionary assets for individuals, trusts, endowments, and pension plans. The firm offers diversified investment management, pension plan consulting, financial planning, tax preparation, and administrative services, including bill payment and bookkeeping. Its approach includes both discretionary portfolio management and non-discretionary consulting, with an emphasis on pension plan co-fiduciary roles and institutional client service.

Frederick Myers is the principal and sole advisor at Northwood Investment Partners, LLC, an independent registered investment adviser. He holds a Series 65 designation and has 12 years of industry experience. Since 2018, he has also been a co-partner at Western Pacific Investments, LLC, a boutique real estate investment firm where he manages finance, tax, and accounting functions. Northwood Investment Partners manages separate discretionary accounts for individual and institutional clients, including family offices and pension funds. The firm employs a concentrated value and event-driven investment approach, focusing on fundamental analysis of undervalued securities and event opportunities such as bankruptcies and mergers.