Ron Herring is a financial advisor with UBS Financial Services based in Napa, CA, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. He has worked at Painewebber Incorporated since 1987 and UILIC since 1986. Outside of his advisory role, he serves as head coach for the Napa Valley Basketball Alliance, a youth basketball program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Melissa Bruner is a financial advisor with Wells Fargo Advisors in Fairfield, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she has a minority ownership interest in a tax and accounting firm. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet net-worth thresholds and utilizes Wells Fargo research and planning tools to develop customized recommendations.

Lennis Francis is a financial advisor with LPL Financial, holding a Series 63 designation and 28 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory role, he is involved in non-variable insurance and maintains an interest in Francis Financial Services, Inc., where he spends a small portion of his time managing commission and fee revenue deposits. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its advisors with diverse investment strategies, third-party asset management access, and technological tools, managing over $819 billion in discretionary assets.

Charles Daniels III is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His work history includes roles at Harvest Financial, LLC, First Allied Securities, Inc., First Allied Advisory Services, Inc., and Cetera affiliates since 1999. He is also active as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with various program options and over $256 billion in assets under management.

Emmanuel Rojas is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2019, following three years with J.P. Morgan Chase Bank and J.P. Morgan Securities LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates advisory, brokerage, custody, and cash-sweep services within its distinctive operational structure.

Brent Terrill is a financial advisor with Edward Jones in Vacaville, CA, holding Series 63 and Series 66 credentials. He has 39 years of industry experience and has been with Edward Jones since 1986. Outside of his advisory role, he is associated with Mason-Wilson LLC, a commercial office building business in Vacaville. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Cameron Cecil is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, he worked for six years in county assessor roles with San Mateo and Sacramento Counties. He is also a trustee of the Vacaville Museum, where he participates in policy administration, finance, and community relations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Robert Lockhart is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 12 years before joining Raymond James in 2020. Outside of his advisory role, he serves as CEO of Align Financial Inc., a support company affiliated with his firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored non-discretionary planning and analytical tools, supports institutional consulting, and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Eric Medina is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Wells Fargo Clearing, where he accumulated several years of experience before joining his current firm. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting with client-directed decision-making. The firm’s advisory process involves centralized due diligence combining quantitative and qualitative research and may incorporate ESG considerations.

Chris Silva is a ChFC® and holds a Series 66 license with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

David Aanderud is a financial advisor at Raymond James Financial with 10 years of industry experience. He holds a Series 66 designation and has held positions at firms including LPL Financial, CUNA Brokerage Services, and Wells Fargo. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning supported by analytical tools and has a notable municipal advisor affiliation that supports its public finance work.

Tashenah Mc Kneely is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 credential and has been associated with Merrill and Bank of America since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Nicholas Alexiou is a financial advisor with J.P. Morgan Securities in Napa, CA, holding Series 66 and Series 63 licenses and six years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to his advisory career, he worked at Oliver's Market and attended the University of California - San Diego. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may incorporate ESG criteria within its model asset allocations.

Erin Hofacket is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has previously worked at Edward Jones, JP Morgan Chase Bank NA, First Republic Investment Management Inc, and Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Joseph Everhart is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory role, he owns a 3D printing e-commerce business that sells products on Etsy and at conventions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, employing model asset allocations that incorporate ESG criteria.

Katherine Engel is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on helping clients achieve their financial goals through personalized wealth management strategies that adapt to changing market conditions. Her client focus areas include Family Wealth Management Strategies, Personal Retirement Planning, and Individual and Corporate Investment Strategy. Katherine earned her CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2022, enhancing her expertise in the financial services sector to better assist her clients. She holds a Bachelor's Degree from Fordham University and a Master's Degree from the University of Sydney. She carries professional designations including Personal Investment Advisor (PIA). Engaged in her community, Katherine participates in organizations such as 100 Women Who Care and Soroptimists International. She volunteers with local groups including the Community Resources for Children Development Committee, Leadership Napa Valley Class 35, Napa United Soccer as a coach, and the Napa Valley Support Services Committee. Her personal interests include cooking, football, reading, running, scuba diving, soccer, softball, spending time with her family, traveling, and watching movies.

Sean O'Brien is a financial advisor with Edward Jones in Napa, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is part owner of a construction company, O'Brien Builders, based in Fairfield, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Nicole Sedano is a financial advisor at OSAIC with one year of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial/Nexus Wealth Partners and Lincoln Financial Advisors. Outside of finance, she has been active as a songwriter and background singer since 2011. OSAIC serves a diverse client base including retail and institutional investors through a multi-advisor platform that offers brokerage and advisory services, comprehensive financial planning, and various portfolio management programs. The firm emphasizes model-based asset allocation and portfolio optimization supported by proprietary tools and a complex network of affiliated entities.

Collin Finegan is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 credential and has previously worked at Lincoln Financial Advisors and Bank of America Merrill Lynch. Outside of his advisory role, Finegan is the owner of Finegan Financial Services, LLC, and also offers fixed insurance products as an agent. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with a range of advisory and brokerage services, supported by affiliated broker-dealer and registered investment adviser relationships.

Aric Koshiyama is a financial advisor with LPL Financial in Vacaville, CA, holding Series 63 and Series 65 credentials with 28 years of industry experience. He has worked with Travis Credit Union and LPL Financial since 2007 and prior to that was with SeCU Brokerage Services and CUNA Brokerage Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.