Yen Trac is a financial advisor at Northern California Fiduciary Advisors, LLC with one year of industry experience. She holds a Series 65 designation and also practices law at Fisherkong Law. Outside of her advisory and legal work, she is a one-third owner of Modern Payments Consulting, LLC, a company that provides consulting services related to payment strategies for businesses. Northern California Fiduciary Advisors offers investment portfolio management, comprehensive financial planning, and consultative services to individuals, non-profits, corporations, and businesses. The firm employs a diversified investment approach based on Modern Portfolio Theory and fundamental analysis, serving clients with tailored strategies aligned to their goals and risk tolerance.

Sean Gurson is a financial advisor at Unlock Investments in Walnut Creek, CA, holding Series 63 and Series 65 licenses with seven years of industry experience. His background includes roles at Moody's Analytics, York Solutions WEX, and Wells Fargo Advisors. Outside of advisory work, he has experience in proprietary trading and data engineering. Unlock Investments provides discretionary investment advisory services to high-net-worth individuals, focusing on tailored portfolio management and managed account programs. The firm emphasizes risk-managed strategies and performance-based compensation, with a distinctive approach to transparency and operational structure for a small independent advisor.

Michael Lickiss is a financial advisor at Pacific Wealth Advisory Services LLC with 20 years of industry experience. He holds the Series 66 designation and has worked at firms including PKS Investments, Arkadios Wealth Advisors, and Investment Architects, Inc. Outside of his advisory role, he is a partner in The Lk Project, a local performing and recording music group, and tutors high school students in science and math. Pacific Wealth Advisory Services LLC serves individuals and high-net-worth clients with discretionary portfolio management and one-time financial analysis services. The firm manages approximately $96 million across more than 220 client relationships, employing a tactical investment approach based on fundamental, technical, and cyclical analysis.

Ravi Ganjoo is the sole advisor at RG Capital Management, LLC, an independent firm based in Danville, California. He holds Series 63 and Series 65 licenses and has 26 years of industry experience, including 22 years with his current firm. RG Capital Management provides discretionary investment management primarily for individual and high-net-worth clients through diversified portfolios and a combination of fundamental and technical analysis. The firm employs both long- and short-term trades, occasionally using leverage and derivatives, and offers fee arrangements based on assets or performance.

Sunandan Clerk is a CFP®, CFA®, and Series 66-registered financial advisor with 10 years of industry experience. He is the sole advisor at Dhamma Capital, an independent advisory firm based in Walnut Creek, CA, where he has worked since 2019. Prior to founding Dhamma Capital, he held positions at Regal Investment Advisors, Consilium Wealth Management, and Wells Fargo Clearing Services. He is also a registered tax preparer with the California Tax Education Council, although he currently does not engage in tax preparation activities. Dhamma Capital manages approximately $70.8 million for a select client base that includes individuals, high-net-worth households, small businesses, and retirement plans. The firm offers discretionary and non-discretionary asset management, financial planning, and referrals to third-party money managers, using a combination of fundamental, technical, charting, and cyclical analysis to tailor portfolios to client objectives and risk tolerance.

Robert Zapantis is the sole advisor at Zapa Investing LLC in San Mateo, CA. He holds a Series 65 designation and has been involved in the financial services industry since 2022, with experience in real estate and small-business operations alongside his advisory role. Outside of his advisory work, he is a licensed real estate agent with Keller Williams Peninsula Estates and serves as Head of Sales & Finance at ZALA Inc. Zapa Investing LLC is a California-registered investment adviser providing non-discretionary portfolio management to individuals, families, and small businesses. The firm focuses on diversified, long-term portfolios using fundamental and macroeconomic analysis combined with asset-allocation modeling, requiring client approval before executing trades.

Glenn Tom is a financial advisor at Personal Best Financial LLC in Oakland, CA, with three years of industry experience. He holds a Series 65 designation and previously worked at NCR Corporation for six years. Personal Best Financial LLC is an independent, fee-only advisory firm serving individuals, trusts, estates, charitable organizations, and corporate clients. The firm focuses on technology and medical professionals as well as business owners, employing an investment approach based on Modern Portfolio Theory that combines passive and active strategies with options for ESG customization.

Anthony Carr is a CFP® professional with 25 years of industry experience. He is the principal of Carr Wealth Management LLC, an independent firm he has led since 2015. Prior to that, he operated as a sole proprietor for nine years. Outside of advisory services, he works part-time as a controller for a small contractor in Pleasanton. Carr Wealth Management LLC provides discretionary investment management and financial planning primarily to individuals in or nearing retirement. The firm applies Modern Portfolio Theory to develop portfolios aligned with clients' objectives and risk tolerances and offers planning and consulting services on an hourly or fixed-fee basis.

Gaurav Kumar is a financial advisor at Tilden Path Capital LLC, holding a Series 65 designation with four years of industry experience. Prior to his current role, he worked at firms including SquareSpace, Veza, MongoDB, Google LLC, Amazon Web Services, and GoPro. Tilden Path Capital LLC is an independent investment adviser that provides discretionary portfolio management to individual and high-net-worth clients through separately managed accounts and a private pooled investment vehicle. The firm’s strategies focus on technology‑oriented small‑ and mid‑cap equities, employing bottom-up fundamental research and incorporating limited options strategies, with performance-based fee arrangements available for qualified clients.

Mario Hernandez is a CFP® with 38 years of experience in the financial services industry. He is the principal of Longevity Wealth Management LLC in Walnut Creek, CA, where he has worked since 2022. Prior to founding Longevity Wealth Management, Hernandez spent over two decades at Gemmer Asset Management LLC. He also provides access to estate planning software through an online platform separate from his advisory practice. Longevity Wealth Management offers investment management, financial planning, and access to third-party advisory programs for individuals, charitable organizations, and retirement plans. The firm primarily allocates client assets through third-party managers and turnkey platforms, providing coordinated financial planning and portfolio management with quarterly reviews.

In 2009 I founded Game Theory Academy, a nonprofit that teaches financial skills to teenagers through the lens of strategic decision-making. My favorite part of that work has been guiding young people to set their own goals outside of what their grownups want for them and then align their day-to-day decisions with those goals. I bring that same strategic curiosity to financial planning for you. Prior to Game Theory Academy, I was CFO of a news media organization. I hold an MBA from Yale and a BA in Political Science from UC Berkeley. I am a CFP® professional, and a member of the XY Planning Network and National Association of Personal Financial Advisors. I have a lifelong interest in economics and am excited to work with you to do the heavy lifting of financial planning so you can focus on what you love to do. When I’m not creating financial plans, I’m the mother of a child with avid and ever-changing interests. I love to play guitar and sing bluegrass, roots, and old-time music, with a pop twist.

Michael Beardsley is an investment advisor with Internet Securities in Oakland, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Internet Securities since 1998 and at Rainmaker Securities, LLC since 2013. Outside of his advisory role, he manages the RIA division at Internet Securities. Internet Securities Technology Fund advises accredited individual and institutional investors by creating and managing series LLCs and special purpose vehicles focused on late-stage, privately held technology companies. The firm emphasizes equity research and industry analysis within targeted technology segments, structuring each series LLC to hold a single company with tailored compensation and governance terms.

Sanjay Misra is a CFA® charterholder and the sole advisor at Acumain Capital, LLC with one year of industry experience. Prior to founding Acumain Capital, he spent eleven years at BlackRock Inc. He also serves as a board member of Calfus Inc., a technology consulting and engineering services firm. Acumain Capital provides discretionary portfolio management focused on equity strategies for high-net-worth individuals and institutional investors. The firm employs a combination of fundamental analysis, quantitative modeling, and macroeconomic research to manage long-only and long/short equity portfolios.

Gregory Crofton is a CFP® professional with 22 years at Adap Tax Financial, Inc. and eight years of industry experience. He serves as a part-time instructor at UC Berkeley Extension, teaching courses in personal finance, accounting, and tax. Adap Tax Financial, Inc. is an independent firm that provides financial planning, discretionary investment management, tax preparation, and tax representation to a diverse client base, including individuals, families, trusts, estates, corporations, and nonprofit organizations. The firm follows a passive, asset-allocation approach utilizing low-cost index funds and ETFs, incorporates options strategies for concentrated equity positions, and integrates tax services with its advisory offerings.

Leon Mazza is a financial advisor at Heritage Grove Wealth Management, LLC in Danville, CA, with 15 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Fisher Investments for 12 years and Fidelity Brokerage Services LLC for 6 years. Heritage Grove Wealth Management provides fee-based wealth management services primarily for high-net-worth individuals, trusts and estates, foundations, and select institutional clients. The firm emphasizes custom portfolio construction using fundamental analysis, strategic asset allocation, and tax-efficient investment selection without relying on model portfolios or third-party managers.

Daven Sharma is a CFP® professional with 22 years of industry experience, currently practicing at Abundance Advisers in Pleasanton, CA. He has a diverse background that includes roles in financial planning, tax consultation, and insurance services. Sharma is also involved in nonprofit work as a board member and treasurer of Truekarma.org. Abundance Wealth Advisers is an independent firm serving individual and high-net-worth clients, providing discretionary asset management, financial planning, and education. The firm uses a goal- and time-horizon driven investment approach with a generally passive asset-allocation model and offers specialized services such as ERISA retirement-plan management and pension consulting.

Andrew Fisher is the sole advisor at Southfork Investment Management, holding a Series 65 credential with experience dating back to 2013 across roles including End-to-End Analytics and his own advisory practice. He has been with Southfork Investment Management since its founding in 2024. Southfork Investment Management serves individuals, high-net-worth clients, trusts, and business entities with discretionary and non-discretionary investment management and financial planning. The firm’s approach focuses on quantitative analysis and diversified, risk-based portfolios using primarily no-load mutual funds, ETFs, individual stocks, and bonds, offering both advisory discretion and quarterly account reviews.

Robert Brown is a CFA charterholder and principal of The R.L. Brown Advisory Group, LLC, an independent advisory firm based in Pleasanton, California. He has 18 years of industry experience and has led his firm since 2007. In addition to his advisory work, he operates R.L. Brown Insurance Services, a life and health insurance business. The R.L. Brown Advisory Group provides asset management and integrated financial planning for individuals, families, trusts, estates, businesses, and organizations. The firm offers discretionary portfolio management guided by Modern Portfolio Theory and a value-oriented investment approach, serving a diverse client base that includes corporate and institutional accounts.

Ryan Dolan is the managing partner of Dolan Partners LLC in Danville, CA, holding the CFP® designation with 15 years of industry experience. He has led Dolan Partners since 2008. Outside of his advisory role, he manages administrative and operational tasks for two multifamily real estate holdings unrelated to investment advice. Dolan Partners provides financial planning, wealth management, and discretionary investment management primarily for individual and high-net-worth clients. The firm customizes portfolios using ETFs, individual securities, and mutual funds, focusing on long-term capital appreciation, risk control, and tax efficiency.

Daryoosh Khalilollahi is a CFP®-certified financial advisor with 18 years of industry experience. He is the principal of DABK Financial Planning Services, an independent firm he has operated since 1998. Outside of financial planning, he works full-time as a Principal Verification Engineer at Axonne Inc., specializing in integrated circuit design verification. DABK Financial Planning Services offers fee-only, non-discretionary financial planning and investment advice, primarily serving clients through hourly or flat-fee engagements. The firm’s client base includes individuals as well as various institutional and organizational entities, with a focus on research-based recommendations that avoid high-frequency trading and do not involve custody or discretionary authority.