Alfredo Banuelos is a financial advisor at Atlas Financial LLC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for 14 years. Banuelos is involved in real estate through several LLCs that he owns or partners in. Atlas Financial LLC provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm offers educational seminars and combines fundamental analysis with modern portfolio theory, focusing on diversified, long-term investment strategies.

William Tom is a CFP® professional with 11 years of industry experience, currently affiliated with American Investors Company. He has worked at American Investors Company since 2014 and is also a partner at Mosher Financial Advisors, LLC, where he focuses on financial planning, research, and investment processing. American Investors Company provides investment advisory, financial planning, 401(k) advisory, and asset supervisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm combines advisory and brokerage activities through a multi-advisor structure and manages approximately $578 million in client assets.

Michael Kinstlick is a CFA® charterholder and an advisor at Lahontan Capital LLC with one year of industry experience. Prior to joining Lahontan Capital, he worked at JUST Capital and SASB (/IFRS). He is also involved with Coppersea Distilling, a business he has been part of since 2011. Lahontan Capital is a fee-only registered investment adviser serving individual and high net-worth investors with wealth management, discretionary portfolio management, and financial planning services. The firm combines passive and active investment vehicles and incorporates ESG considerations according to client preferences.

Nicholas Ventimiglio is a financial advisor at Giving Tree Wealth Advisors with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at firms including Fortune Financial Services, Inc., and First Allied Securities, Inc. He is a co-founder of a financial software company called Trade Wrangler, Inc., which is currently in development. Giving Tree Wealth Advisors is a two-advisor firm managing approximately $138 million for around 217 clients, including individuals, qualified retirement plans, and charitable institutions. The firm employs model-based asset allocations with a range of investment vehicles and offers discretionary portfolio management, financial planning, and ERISA 3(21) fiduciary services.

Anna Miller is a financial advisor with Certified Planners, Inc. in San Ramon, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has operated the Law Offices of A. Mari Miller since 1995 and has been with Certified Planners, Inc. since 1994. In addition to her advisory work, she is licensed as an insurance agent and provides insurance sales in conjunction with investment advisory services. Certified Planners, Inc. offers discretionary portfolio management, written financial plans, and consultations for individuals, trusts, estates, corporations, and ERISA retirement plan participants. The firm serves both everyday and higher-net-worth clients, employing a tactical asset allocation strategy with a focus on mutual funds, ETFs, and individual securities, while maintaining fiduciary responsibilities for retirement accounts.

Corey Berla is a CFA charterholder with nine years of experience at Berla Investment Consulting. He has also worked as an Information Systems Analyst for the City of Walnut Creek since 2013, focusing on IT hardware and software related to server infrastructure. Berla Investment Consulting provides fiduciary investment consulting to a select client base including employee benefit plans, foundations, endowments, corporate funds, insurance companies, and high-net-worth individuals. The firm operates as a non-discretionary consultant emphasizing manager evaluation, performance measurement, and investment policy oversight, and it does not accept asset-based fees or manage individual portfolios.

Grant Carey is a financial advisor at Carey Wealth Management in San Ramon, CA, holding a Series 65 designation. He began his advisory career in 2025 and has prior work experience at Trek Bikes and PepsiCo. Carey Wealth Management serves individual and high-net-worth clients as well as retirement plan sponsors, offering portfolio management, financial planning, and pension consulting with an individualized advisory process that includes discretionary management and regular account reviews.

Louis Dagen is a CFP® and ChFC® with 35 years of industry experience. He has been with Auspicious Financial Planning, LLC since 2018 and previously worked with Raymond James Financial Services from 2014 to 2018. He also owns a noninvestment-related support company. Auspicious Financial Planning provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental, technical, and cyclical/charting analysis across a range of investment vehicles and strategies, managing approximately $278 million in assets.

Xianzhong Zhu is a financial advisor at Five Stone Capital, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Ni Advisors Inc and Centaurus Financial, Inc. Zhu has been with Five Stone Capital for a total of 13 years across two separate periods. Five Stone Capital primarily serves as the general partner and investment adviser to a single pooled investment vehicle, the Five Stone Capital Fund, L.P. The firm employs fundamental stock analysis, manages portfolios on a discretionary basis, and provides regular performance reporting to investors.

Dragos Georgescu is a financial advisor at Atlas Grove Capital LLC with 19 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes positions at Alta Via Capital and Insight Wealth Strategies, among others. Atlas Grove Capital LLC is a newly established SEC-registered investment adviser that provides discretionary portfolio management to individuals, high-net-worth clients, charitable organizations, and other businesses. The firm focuses on growth-oriented equity strategies using fundamental, quantitative, and cyclical analysis across market capitalizations.

Patrick Gaynor is a Series 65-licensed advisor with Alta Via Capital in Dublin, CA. He has 16 years of industry experience, including roles at PTR Partners, LLC, PTRC Investments, and Alta Via Capital, where he has worked since 2013. Alta Via Capital provides discretionary asset management and sub-advisory services to individuals, high-net-worth clients, and qualified retirement plans. The firm focuses on growth-oriented equity strategies across market capitalizations and employs fundamental, technical, charting, and cyclical analysis, offering customized portfolio management and subadvisory solutions.

Jay Mehta is a financial advisor at Veraz Advisors with nine years of industry experience and holds a Series 65 designation. He has worked at Veraz Advisors since 2017 and also serves as CEO of Urok Tax Planners, LLC, in addition to being chairman of a family-owned physical therapy clinic. Mehta teaches courses through the Council of Financial Educators, where he has been an instructor since 2019. Veraz Advisors manages approximately $110 million on behalf of about 150 individual and high-net-worth clients. The firm offers discretionary portfolio management, financial planning, and consulting, applying a range of investment strategies tailored to client goals while utilizing equities, ETFs, and fixed-income securities.

Daniel Bowen is a financial advisor with Marathon Retirement Planning in Dublin, CA. He holds Series 65 and Series 66 licenses and has over 26 years of experience, including a long tenure at Armanino LLP. In addition to his advisory role, he is involved with DB Enterprises LLC. Marathon Retirement Planning offers investment management and comprehensive financial planning services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes customized portfolios with ongoing monitoring and uses a consultative approach that includes insurance distribution and referrals to select third-party managers.

David Godinez is a financial advisor with Oak Tree Securities, Inc. in Livermore, CA, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Oak Tree Securities since 2007 and concurrently serves as Vice President of QCS Financial Services. Outside of finance, he is the owner-operator of Ominous Burgers, a food sales business. Oak Tree Securities provides estate and financial advisory services to individuals, couples, executives, small business owners, and retirees. The firm emphasizes diversified portfolios with a non-discretionary approach, combining fixed income and equity investments, and serves primarily non-high-net-worth clients.

James Kopas is a Series 65-licensed financial advisor with Pring Turner Capital Group, Inc., where he has worked since 2009. He has 15 years of industry experience. Pring Turner Capital Group provides discretionary and non-discretionary investment management and financial planning services to individuals, trusts, corporations, foundations, and retirement plans. The firm uses an active asset-allocation approach based on proprietary business-cycle models, focusing on quality, value, and income in conservative portfolios.

Junmin Chang is a financial advisor at Cannon Beach Financial Advisors with 25 years of industry experience. He holds a Series 66 designation and has been with Cannon Beach Consultants Inc since 2006. Outside of his advisory role, Chang is the managing partner and president of Redwood Investments - Tiger Investment Group, where he serves on the investment committee and acts as treasurer for the investment club. Cannon Beach Financial Advisors provides investment management, financial planning, and consulting services to individuals, high net worth clients, and small businesses. The firm employs a dual-strategy investment approach utilizing both core and active management techniques, supported by fundamental, technical, quantitative, and qualitative analysis.

Victor Valle is a financial advisor at Veraz Advisors with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Winans Investments and Comerica Securities. Outside of finance, he serves as president of a youth baseball league and is involved in businesses related to sport nutrition supplements and freight brokerage. Veraz Advisors manages about $110 million for approximately 150 individual and high-net-worth clients, offering discretionary portfolio management, financial planning, and consulting. The firm employs customized investment strategies using equities, ETFs, and fixed-income securities, often applying Modern Portfolio Theory along with fundamental, technical, and cyclical analysis.

Elizabeth Mihalka is a CFA® charterholder with 17 years of industry experience. She has been with Altamont Wealth Management, Inc. since 2007. Outside of her advisory role, she co-manages a rental property with her husband. Altamont Wealth Management provides investment advisory and limited-scope financial planning services to individuals, couples, non-profits, retirement plans, and corporations, including a significant number of high-net-worth clients. The firm focuses on individualized, buy-and-hold portfolios using mutual funds and ETFs, managing accounts on a non-discretionary basis with client-approved trades.

Cynthia Miller is a CFP® and holds a Series 63 license with three years of industry experience. She is currently with Greykasell Wealth Strategies, Inc. and previously worked at Northwestern Mutual Wealth Management Company and related entities from 2019 to 2024. Outside of her advisory roles, she has been involved with local swim teams. Greykasell Wealth Strategies serves high-net-worth individuals, retirement plans, trusts, and businesses, providing both discretionary and non-discretionary investment management alongside financial and retirement plan consulting. The firm emphasizes strategic asset allocation through globally diversified portfolios and favors long-term, disciplined investing with regular performance reviews.

Alec Smidt is a financial advisor at Bass Rocks Asset Management with a Series 65 designation and one year of industry experience. Prior to joining Bass Rocks, he worked in marketing and other roles including at Full Throttle Marketing and XYZ LLC. Bass Rocks Asset Management provides discretionary portfolio management and subadvisory services primarily to individual and high-net-worth clients, focusing on equities, ETFs, and options-related strategies. The firm manages accounts on a discretionary basis and prepares individualized investment policy statements.