Nathaniel Sarkar is a Branch Leader at Fidelity Investments, a position he has held since 2023. In this role, he is responsible for overseeing branch operations and supporting clients in achieving their financial goals. Prior to joining Fidelity Investments, Nathaniel worked at Morgan Stanley as a Business Service Officer from 2022 to 2023. He also gained experience as a Registered Associate at Wells Fargo Advisors between 2017 and 2022. Nathaniel holds a California Insurance License, which supports his work in the financial services industry. His professional approach centers on assisting clients in striving toward their financial objectives.

Kai Leung Cheung is a CFA® charterholder and holds a Series 66 license, with 12 years of industry experience. He currently works at Pension Maxima Investment Advisory, Inc. and previously held roles at Sand Hill Real Estate and Investment, Inc. and Manphil Mortgage & Realty. Outside of his advisory work, he is involved as a mortgage loan originator and realtor/broker, as well as an insurance agent. Pension Maxima serves pension, profit-sharing, and 401(k) plan sponsors along with individual clients, focusing on plan-level advisory services including pension consulting, financial planning, and model portfolio management. The firm emphasizes developing written investment policy statements and selecting mutual fund lineups, while providing participant education and ongoing monitoring of managers and portfolios.

Laddi Jhuty is a CFP® professional with 16 years of industry experience, currently serving at NRI Wealth Management, LLC in Santa Clara, CA. He has been with the firm since 2012 and is also involved with NRI Life Insurance, LLC as an insurance agent. NRI Wealth Management provides investment advisory and financial planning services to individual and high-net-worth clients, as well as retirement plans. The firm offers discretionary portfolio management and ERISA 3(38) plan services, utilizing diversified strategies and regular portfolio monitoring.

Thomas Vaughan is a financial advisor at Retirement Capital Strategies, Inc. in San Jose, CA, holding a Series 63 designation with 36 years of industry experience. He has been with Retirement Capital Strategies since 2016 and maintains an affiliation with LPL Financial LLC since 2015. Retirement Capital Strategies serves individual and high-net-worth clients, providing financial and retirement planning alongside discretionary investment management. The firm employs a passive, index-based approach using primarily ETFs across multiple risk levels and offers specialized services including management of variable annuity sub-accounts, 529 college-savings plans, and employer-sponsored retirement plan investments.

Mark Kalinowsky is a financial advisor at Kalinowsky Asset Management in San Jose, CA, holding a Series 66 designation with 15 years of industry experience. He has worked at Pollock Investment Advisory Corp., doing business as KAMcorp, since 2014. Kalinowsky Asset Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a long-term, strategic asset allocation approach centered on passive index mutual funds and ETFs, offering comprehensive planning services and regular portfolio monitoring.

Maksim Sackx is a financial advisor at Kensington Securities, LLC in Scotts Valley, CA, holding a Series 65 designation with one year of experience. He has been a full-time student for the past ten years prior to joining Kensington Securities. Kensington Securities, LLC is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides personalized financial planning, qualified plan consulting, and discretionary investment management with strategies that incorporate fundamental, technical, and cyclical analysis, including the management of wrap-fee programs and fee-based variable and fixed-index annuities.

Zachariah Kline is an advisor at Capstone Wealth Management Corp. in San Jose, CA, holding a Series 65 designation with one year of industry experience. His background includes roles at Mount Sinai Health System and Advocate Aurora Health, as well as military service with the U.S. Army from 2018 to 2024. Capstone Wealth Management Corp. provides discretionary and non-discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an asset allocation framework focused on growth, incorporating tactical allocation and earnings-based equity screening, and offers strategies ranging from long-term buy-and-hold to shorter-term trading.

Easan Arulanantham is a financial advisor at Retirement Capital Strategies, Inc. with six years of industry experience. He holds a Series 65 designation and has worked at Retirement Capital Strategies since 2020, following earlier roles at AcademyX and Innit. Retirement Capital Strategies provides financial and retirement planning along with discretionary investment management services to individuals and high-net-worth clients, as well as advisory services for employer-sponsored retirement plans, variable annuity sub-accounts, and 529 college-savings plans. The firm employs a predominantly passive, ETF-based approach with multiple customized model portfolios and uses tools such as MoneyGuidePro, RightCapital, Riskalyze, and iRebal for portfolio management and rebalancing.

Zhijie Zhuang is a financial advisor at InsideOut Wealth Strategies, LLC with one year of industry experience. He holds a Series 65 credential and previously worked for three years at Greentech Renewables. InsideOut Wealth Strategies serves individuals, high-net-worth clients, trusts, estates, and small business entities with discretionary asset management and ERISA retirement-plan advisory services. The firm uses a multi-method investment approach incorporating decision analysis, cyclical analysis, fundamental and technical tools, and modern portfolio theory to manage portfolios on a discretionary basis.

Garth Williams is a Certified Financial Planner® with 19 years of industry experience. He has worked at Honu Wealth Management since 2006, following prior roles at Hanvey Financial and Raymond James Financial Services. Honu Wealth Management serves individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and business entities. The firm emphasizes low-cost, asset-allocation investment strategies grounded in academic research and offers discretionary portfolio management using equities, bonds, mutual funds, and ETFs, with potential use of margin, short sales, and option-writing.

Stephen Sustrick is a financial advisor at Honu Wealth Management with 19 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Honu Wealth Management since 2007. In addition to his advisory role, he serves as a director at PWWM Group, where he is involved in consulting related to accounting, financial planning, and business process improvement. Honu Wealth Management serves individuals, high-net-worth clients, retirement plans, trusts, estates, and business entities with financial planning, discretionary investment management, and pension consulting. The firm employs a low-cost, asset-allocation approach grounded in academic research, tailoring portfolios to client goals and often managing accounts on a discretionary basis.

Cynthia Flannigan is a CFP® professional at MainStreet Financial Planning, Inc. in Los Gatos, CA, with eight years of industry experience. She worked at Evercore Wealth Management for six years before joining MainStreet Financial Planning in 2018. MainStreet Financial Planning provides fee-only, advice-only financial planning and consultation to individuals, families, business owners, and nonprofit employers. The firm focuses on comprehensive planning and favors a long-term, low-cost passive investing approach, delivering advice through multi-session planning engagements and educational programs.

Jeffrey Clark is a CFP® professional with nine years of industry experience, currently serving as an advisor at Redwood Money since 2021. Prior to this, he worked at BrightPlan LLC for five years and has held roles at ETL Property Management and Calvary Church of Los Gatos. His outside activities include managing real estate investments through ABK Property, LLC, which at times requires active involvement. Redwood Money serves individual and high-net-worth clients, charitable organizations, and businesses by providing discretionary investment management and financial planning services. The firm focuses on passive, goal-based asset allocation using low-cost, index-tracking ETFs and offers educational seminars and employer-facing presentations.

Marialisa Caruso is a financial advisor at Caruso Family Financial Advisors (CFFA) LLC in San Jose, CA, with five years of industry experience. She holds a Series 65 designation and has worked at CFFA since 2020. Outside of advisory work, she is involved in modeling and acting with Halvorson Model Management and works as a front desk and bridal consultant at a formal dress shop. Caruso Family Financial Advisors is a small firm that provides portfolio management and pension consulting to individuals, high-net-worth clients, and institutional plans. The firm uses a variety of analytical methods and offers discretionary management with tailored investment plans.

Chengkuo Chen is a financial advisor at Redwood Money in San Jose, CA, holding a Series 65 designation with one year of industry experience. Prior to joining Redwood Money, he worked at Oracle, Inc. for 17 years and has experience supporting organizations such as Google, Inc. and Union School District. Chengkuo also took a sabbatical during 2023–2024. Redwood Money serves individual and high-net-worth clients, as well as charitable organizations and businesses, providing discretionary investment management and financial planning. The firm emphasizes passive, goal-based asset allocation using low-cost, index-tracking ETFs and offers educational seminars and employer-facing presentations.

Robert Trieu is an advisor at Hickok Advisory, LLC with Series 63 and Series 65 credentials. He has been with Hickok Advisory since 2026 and has prior experience at Chase, Wells Fargo, Bank of America, and Codex Lending, alongside independent consulting and licensed agent roles dating back over a decade. Outside of his advisory work, he is involved with a tax preparation business and holds an active real estate license. Hickok Advisory provides discretionary and non-discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm’s investment approach uses fundamental and cyclical analysis to create customized asset allocations and employs a range of strategies aligned with client objectives and risk tolerance.

Daniel Rhyasen is a financial advisor at NIM Wealth Solutions with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Franklin Templeton Distributors, Inc. for 20 years before joining NIM Wealth Solutions and its affiliated entities. NIM Wealth Solutions provides discretionary investment management to individuals, families, trusts, estates, foundations, corporations, and institutional clients. The firm offers personalized asset allocation using fundamental, quantitative, and technical analysis, along with tax planning, insurance and annuity solutions, and estate-planning coordination through affiliated businesses.

Ranga Srinivasan is a financial advisor at Everest Private Wealth in Cupertino, CA, holding a Series 65 designation with 18 years of industry experience. He has been with Everest Management Corp since 2007. Everest Private Wealth is an SEC-registered, fee-only investment adviser serving individuals, trusts, estates, and small businesses with personalized financial planning and portfolio management. The firm uses a strategic asset allocation framework combining low-cost mutual funds and ETFs with selective active management and provides detailed reporting and a concierge service for expanded planning and transition support.

David Hicks is a CFP® professional with six years at Petersen and Hicks and three years of industry experience overall. Prior to joining Petersen and Hicks, he worked at Peak Tax and Finance and spent nine years with the Department of Veterans Affairs at the VA Palo Alto Health Care System. He is involved in non-CPA tax preparation and planning through Petersen and Hicks. Petersen and Hicks serves individual clients, including high-net-worth individuals, providing comprehensive financial planning, investment advisory, and consulting services. The firm acts as a fiduciary, tailoring advice to client objectives and risk tolerance, and refers clients to third-party managers while conducting ongoing due diligence.

David Rousselot is a ChFC® credentialed financial advisor with 21 years of industry experience, currently serving at DWR Wealth Management, LLC since 2005. He engages in an unrelated family business, Rousselot & Sons, which he has maintained since 1980. DWR Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, business entities, charitable organizations, and retirement plans. The firm employs a risk-based investment approach grounded in modern portfolio theory, utilizing diversified models with mutual funds and ETFs, and is affiliated with Dunham Associates CPAs for coordinated tax and advisory services.