Amit Prasad is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His previous roles include positions at BBVA Securities, BBVA Compass Insurance Agency, and Compass Bank, where he worked for over a decade combined. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available via an employee-only pilot. The firm utilizes algorithm-driven risk assessments and delegates portfolio implementation to third-party strategists.

John Maroulis is a ChFC® credentialed financial advisor with 27 years of industry experience, currently associated with Eagle Strategies (NY Life). He has worked with New York Life Insurance Co and NYLife Securities LLC since 2009 and operates his own firm, Blu Mati, Financial and Insurance Solutions, INC. Maroulis serves as a board member for a local condominium association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm emphasizes tailored advice delivered through multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ryan Root is a financial advisor with Integrated Wealth Concepts LLC, holding two years of industry experience. He has worked at Integrated Wealth Concepts since 2023 and served as a principal at Grimbleby Coleman CPAs since 2021. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers customized portfolios primarily using mutual funds, ETFs, individual equities, and fixed income, and provides discretionary investment management, financial planning, family office, and retirement plan advisory services.

Nathan Miller is a financial advisor with Integrated Wealth Concepts LLC in Modesto, California. He holds a principal role at Grimbleby Coleman CPAs, where he has worked since 2000, and has two years of experience in the financial advisory industry. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term approach and oversight of third-party asset managers.

Leeanne Cardoza is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She is also a partner at Grimbleby & Coleman Accountants, a CPA firm where she has worked for over 12 years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach supplemented by shorter-term trades for specific needs.

Ryan Formanek is a financial advisor at Focus Partners Wealth, LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at Churchill Management Group for over a decade prior to joining Focus Partners Wealth. Focus Partners Wealth, LLC offers wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within an enhanced open architecture framework and provides a broad range of financial and fiduciary services.

Douglas Deboer is a financial advisor with Integrated Wealth Concepts LLC and holds principal status at Grimbleby Coleman CPAs, where he has worked since 2011. He has two years of industry experience and is based in Modesto, California. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing a combination of internal management and third-party asset managers with a long-term investment approach.

Debora Kenyon is a financial advisor with Morgan Stanley in Stockton, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Calvin Heim is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds the Series 63 designation and has worked with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Brendan Cornies is a Financial Advisor at Merrill Lynch Wealth Management, providing clients with access to a range of investment resources and banking services through Bank of America. Since beginning his career in the financial services industry in 2018 and joining Merrill in 2019, he has focused on supporting clients with various aspects of their financial lives. His areas of expertise include college education planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Brendan holds a bachelor's degree in business from Saint Francis College and a master's degree in general business from Brooklyn College. He also holds the Professional Investment Advisor (PIA) designation. Outside of his professional work, Brendan enjoys spending time with his family, engaging in sports such as football, golf, ice hockey, and soccer, and listening to music. He approaches financial planning collaboratively to create personalized strategies aimed at helping clients pursue their financial goals.

Erica Taylor is a financial advisor at Merrill with a Series 66 license and three years of industry experience. Her prior work includes roles at Wells Fargo Bank and Uber Technologies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Powell is a CFP® with 14 years of experience currently with Raymond James Financial Services Advisors, Inc. in Modesto, California. He previously worked at Concurrent Advisors and has been associated with several Raymond James entities since 2011. Outside of advisory work, he is the CEO of Hebrews 135, LLC, a business support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and supports municipal and public finance services through a unique affiliation with a municipal advisor.

Barbara Moore is a financial advisor with Ameriprise in Stockton, CA, holding a Series 63 license and with 34 years of industry experience. She has worked with Ameriprise Financial Service, LLC since 1992 and Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of advising, she serves as Treasurer of the San Joaquin Zoological Society and is a Director and Secretary on the Board of Directors for Rialto Bridge Office Park. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement, typically with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Pavinderjit Kooner is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on developing personalized wealth management strategies tailored to clients’ unique financial situations and goals. He works closely with clients to understand their short-, mid-, and long-term objectives, providing guidance in areas such as retirement planning, college education funding, family wealth management, legacy planning, tax minimization, and small business strategies. Pavinderjit also facilitates access to the investment insights of Merrill Lynch and the banking, lending, and financing solutions of Bank of America. With expertise as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), Pavinderjit supports clients through all stages of wealth management, addressing concerns related to investing, retirement income, and employee financial health. His approach centers on uncovering what matters most to clients and creating flexible strategies to help them pursue their financial goals amid evolving market conditions. Pavinderjit holds a Bachelor’s Degree from San Francisco State University. Outside of his professional work, he has personal interests in cooking, football, music, and traveling.

Madeline Mc Carthy is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. She previously worked at Charles Schwab and currently owns Feather & Fibers, a custom pillow cover business, and serves as Secretary/CFO for Performance Advantage Baseball, a nonprofit youth baseball organization. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence to deliver customized, non-discretionary advice.

Guillermo Roses is a financial advisor at Charles Schwab with 36 years of industry experience. He holds the ChFC® designation and Series 66 and 63 licenses. His prior experience includes positions at Morgan Stanley and E*Trade Securities LLC. He retains residual commission payments from prior insurance sales but currently does not participate in insurance activities. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset, model portfolio investment approach supported by centralized custody and operational functions.

Tina Wells Lee is a CFP® professional with 30 years of industry experience, currently affiliated with LPL Financial since 2021. She previously worked at First Allied Advisory Services and First Allied Securities between 2010 and 2021. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kyle Crawford is a CFP® professional with 11 years of industry experience, currently advising clients at LPL Financial in Modesto, CA. He has been with LPL Financial since 2014. Outside of his advisory role, Kyle serves as an assistant baseball coach at Central Catholic High School in Modesto. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Jaime Castellanos is a financial advisor with Thrivent Investment Management in Stockton, CA. He holds a Series 66 designation and has five years of industry experience. Prior to his current role at Thrivent, he held positions at Sportsmans Warehouse and Ruffaloe Noel Levitz LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various financial planning topics without discretionary trading authority.

Manpreet Kaur is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several major firms, including Bank of America and Merrill. Outside of her advisory role, she serves as secretary for AnchorJoy Properties LLC, a property management entity associated with her personal real estate holdings. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.