Chris Lantin is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high‑net‑worth and ultra‑high‑net‑worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Tambra Davis is a financial advisor at Integrated Wealth Concepts LLC in Modesto, CA, with two years of industry experience. She is also a CPA partner at Grimbleby Coleman CPAs, where she has worked for over 20 years. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, employing a long-term approach combined with customized portfolios and oversight of third-party asset managers.

Jeffrey Isley is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 registrations. He has 16 years of industry experience, including prior roles at J.P. Morgan Securities and JPMorgan Chase bank. In addition to his advisory work, he is an agent involved in non-securities insurance products through Agia. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage assets at scale.

Brian Ullrich is a financial advisor with Commonwealth Financial Network, holding the CFP® designation and Series 66 license. He has 26 years of industry experience, including prior roles at Principal Securities Inc. and co-ownership of Epiq Risk Management & Insurance Services and Alternative Insurance Solutions. Ullrich is involved in fixed insurance sales as part of his business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Ian Grimbleby is a financial advisor with Integrated Wealth Concepts LLC, holding 2 years of industry experience. He is also a principal at Grimbleby Coleman CPAs, a role he has maintained since 2010. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, utilizing a mix of mutual funds, ETFs, equities, and fixed income with both long-term and shorter-term strategies.

Nathaniel Vieira is a financial advisor with Transamerica Financial Advisors who holds a Series 66 designation and has 11 years of industry experience. His career includes roles at Northwestern Mutual Investment Services and Waddell & Reed, as well as ongoing service in the United States Army National Guard. Outside of advising, he operates NV Cattle Company, a cow-calf beef cattle operation. Transamerica Financial Advisors serves a diverse client base, offering advisory and broker-dealer services that include proprietary and third-party model portfolios, fee-based wrap programs, and commission-based products. The firm operates as both a registered broker-dealer and registered investment adviser, supporting individual investors, retirement plans, trusts, and institutional clients.

Steven Bloom is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Valic Financial Advisors since 1997 and also serves as an agent for Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants, offering managed-account programs, financial planning, and brokerage services.

Christine Zhong is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Valic Financial Advisors since 2002 and has also served as an agent with Agia since 2022, focusing on non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering wrap programs, portfolio management, and financial planning services through a large network of advisors. The firm utilizes discretionary unified managed accounts via Envestnet’s platform and employs centralized technology and model solutions to serve a substantial client base.

Ashley Call is a CFP® with five years of industry experience, currently affiliated with Principal Financial Services in Modesto, CA. Prior to joining Principal Securities Inc., Ashley worked at Johnson Carpenter Wealth Management and Vicky Johnson. Ashley also engages in the sales and service of fixed life insurance products, including annuities, disability insurance, long-term care, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through both adviser and promoter arrangements.

Preston Osbourn II is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He has been a principal at Grimbley Coleman CPAs since 2016. Osbourn also served on the Stanislaus County Estate Planning Council from 2016 to 2020. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a primarily long-term investment approach with customized portfolios across mutual funds, ETFs, equities, and fixed income.

John Nieradzik is a CFP®-designated financial advisor with Valic Financial Advisors, bringing 22 years of industry experience. He has been with Valic Financial Advisors since 2006 and also holds roles at Agia. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm uses discretionary unified managed accounts via Envestnet’s platform and emphasizes a technology-driven, scalable approach to client service.

Carnell Freeman is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works as an agent for Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services utilizing Envestnet-developed UMA models.

David Conlin is a financial advisor at Valic Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Valic Financial Advisors since 2016. In addition to his advisory role, he serves as an agent offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage approximately $29.2 billion across nearly 300,000 clients.

Gregory Rhodes is a financial advisor with Money Concepts Capital Corp in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Money Concepts Capital Corp since 2012. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a range of managed programs and investment strategies, combining model portfolios, adviser-designed portfolios, and third-party sub-advisers.

Donna Bradley is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 35 years of industry experience. Her prior roles include more than two decades at Principal Life Insurance Company and Princor Financial Services Corporation. She also engages in fixed insurance sales as a minor part of her business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody services.

Drew Tamaki is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works with Agia, where he is involved in offering non-securities insurance products. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Amit Prasad is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His previous roles include positions at BBVA Securities, BBVA Compass Insurance Agency, and Compass Bank, where he worked for over a decade combined. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available via an employee-only pilot. The firm utilizes algorithm-driven risk assessments and delegates portfolio implementation to third-party strategists.

Tam Le is a CFP® and holds a Series 66 license with 17 years of industry experience. He is currently an advisor at Valic Financial Advisors and Agia, with prior roles at PFS Investments Inc., Primerica Financial Services, Peak American Investment Advisors, Bank of America, N.A., and Merrill. Outside of his advisory work, he is involved as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models to construct client portfolios.

Timothy Buzzini is an investment advisor representative with Kestra Advisory and holds a Series 63 designation. He has 32 years of experience in the financial services industry, including roles at Kestra Advisory since 2016 and Kestra Investment Services since 2014. Outside of advisory work, he has been involved with Jack Tone Golf since 1996. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors and institutional investors. The firm offers services such as fiduciary consulting, plan-level investment advice, and pooled plan solutions, managing approximately $79.8 billion in assets and serving a range of clients including sovereign wealth funds.

Yadwinder Chehal is a financial advisor at Transamerica Financial Advisors with a Series 66 designation and one year of industry experience. Prior to joining Transamerica, Chehal worked in banking for over a decade at Yes Bank Ltd., RBL Bank Ltd., and Indusind Bank Ltd. He is also a registered Notary Public in California. Transamerica Financial Advisors serves a diverse range of clients, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, with discretionary and non-discretionary program options.