Sonia Jenkins is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 15 years of industry experience. She serves as Branch Manager and CEO of Owens Estate and Wealth Strategies Group and Sierra Foothill Asset Management, Inc. Jenkins has held advisory roles at Raymond James since 2011 and previously worked with Owens Capital Asset Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Amandeep Singh is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Bank of America, N.A. since 2018 and joined Merrill in 2021. Outside of his advisory role, he is a general partner and managing member of Preferred Logistics, a freight delivery business. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ashley Sawyer is a financial advisor at LPL Financial with 10 years of industry experience. She previously worked at Lincoln Financial Advisors and Lincoln Financial Advisors Corporation. She holds Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports a large network of investment adviser representatives who implement various model portfolios and customized strategies.

Robert Molnar is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, Bank of the West, and BancWest Investment Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Torrey Bowman is a financial advisor with Edward Jones in Grass Valley, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment solutions, including wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Emily Rivenes is a CFP® with 24 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. Her previous roles include positions at Crown Capital Securities, Commonwealth Financial Network, Raymond James Financial, and Ameriprise. She also operates as a CPA and tax preparer and serves as Secretary on the board of a local nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports advisors with model portfolios, third-party management, and technology tools, overseeing over $819 billion in discretionary assets through a large network of investment adviser representatives.

Raymond Ginsberg is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Wells Fargo Clearing, Citigroup Global Markets, Citicorp Investment Services, and Equitable Advisors prior to joining LPL Financial in 2009. He also has experience with San Diego County Credit Union since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and various operational tools.

Cody Fitting is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at JP Morgan Securities LLC, JP Morgan Chase Bank, and Wells Fargo. Outside of his advisory work, he was involved with OAX Coffee LLC for one year. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Julian Belluomini is a financial advisor at Edward Jones in Nevada City, CA, holding a Series 66 designation with one year of industry experience. His prior work includes various roles outside finance, such as positions at A-1 Stoves and Unique Metal Products, as well as educational work at California State University and Sierra College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products, operating under a fiduciary standard.

Thomas Woolley is a financial advisor with J.P. Morgan Securities holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at Wells Fargo for 14 years before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kevin Harback is a financial advisor with OSAIC, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Securities America Advisors, LPL Financial, and Ostrofe Financial Consultants. Outside of advising, he is involved in catering as a chef and serves as a board member of the Alta-Dutch Flat Union Elementary School District. OSAIC serves a wide range of retail and institutional clients through an extensive network of advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers across multiple platforms.

Stacy Graham is a financial advisor with LPL Financial, holding a Series 63 designation and 40 years of industry experience. She has worked at LPL Financial since 2024 and previously spent 20 years at American Investors Company. Outside of advising, Graham is involved with Cooper's Ale Works, a business she has been associated with since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 investment adviser representatives.

Christopher Hart is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to that, he held roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank, NA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Tara Cavrikas is a financial advisor with Ameriprise, holding a Series 63 designation and 14 years of industry experience. She has held prior roles at Royal Alliance and LPL Financial before joining Ameriprise in 2018. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Duncan is a financial advisor at Edward Jones in Grass Valley, CA, holding the Series 66 designation. He has been with Edward Jones since 2026 and has prior work experience in engineering, military service with the US Navy, and academic employment at the University of California, Davis. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of advisory programs and investment options, managing approximately $1.01 trillion in assets with a large nationwide network of advisors and branch offices.

Heather Thorpe is a CFP® and Series 66-licensed financial advisor with Edward Jones in Grass Valley, CA. She has nine years of industry experience, all with Edward Jones, following a prior career as a home school teacher. Edward Jones is a full-service wealth management firm serving over four million clients across individual and institutional segments. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Christopher Newey is a financial advisor at Stifel with 18 years of industry experience. He has held his current position at Stifel since 2010. He holds Series 63 and Series 66 designations. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.