Paul Schwerdt is a financial advisor with Stifel Nicolaus & Co Inc, holding a Series 63 designation and bringing 25 years of industry experience. He has been with Stifel since 2016. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Jennifer Mifsud is a financial advisor at Edward Jones in Redding, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2024, she worked at US Bank for six years and Tri Counties Bank for fifteen years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of approximately 23,701 financial advisors and $1.01 trillion in assets under management.

Catherine Lathrop Cummings is a financial advisor with Edward Jones in Redding, CA, holding CFP® and Series 63 credentials and having 29 years of industry experience. Her prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Bullock is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he held roles at Redding Bank of Commerce and LPL Financial. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of advisory programs, investment solutions, and affiliated capabilities through a large network of financial advisors and branch offices.

David Vigil is a CFP® professional with 17 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has worked at several firms including Merrill, Wells Fargo Advisors, Cetera, and Securities America Advisors. In addition to his advisory role, he operates Vigil Tax Services, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Brandon Pereira is a Certified Financial Planner® (CFP®) and Chartered Financial Consultant (ChFC®) with 24 years of experience in the financial advisory industry. He has been with Edward Jones since 2001. Outside of his advisory role, he owns and operates a farming business producing olive oil in Palo Cedro, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 advisors.

Jeffrey Miller is a financial advisor with Stifel in Redding, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2008. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jerald Sax Jr. is a financial advisor with Morgan Stanley in Redding, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and advisory services without providing individual security recommendations as part of its standalone planning offerings.

Kevin Riley is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2023, he was with Edward Jones for four years. Outside of his advisory work, he serves as a basketball coach with the Redding School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Bradley Lewis is a financial advisor with LPL Financial based in Redding, CA, holding Series 63 and Series 66 licenses and with 39 years of industry experience. He has worked at LPL Financial since 2019 and previously spent eight years at Fsc Securities. Lewis also operates Lewis Financial Insurance Services Inc., an insurance agency in Redding. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and various advisory tools.

Lydia Krautkraemer is a financial advisor with Ameriprise in Redding, CA, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Edward Jones, Umpqua Bank, and First Federal. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Susan Eastman is a financial advisor at Stifel with 28 years of industry experience. She holds a Series 63 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

Brian Scarr is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for seven years before joining LPL Financial, where he has been since 2023. Outside of his advisory role, he manages Brian Scarr Investment Management as a DBA affiliated with his LPL business. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by research and operational tools.

Mikael Ago is a financial advisor with J.P. Morgan Securities in Redding, CA, holding Series 65 and Series 63 licenses and four years of industry experience. He has been with J.P. Morgan Securities and JPMC Bank NA since 2021. Prior to his financial services career, he worked at Victra Verizon and Wal-Mart. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Elizabeth Price is a CFP®-certified financial advisor with Edward Jones in Redding, CA, bringing four years of industry experience. She has held various positions across healthcare and retail sectors prior to her current role. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Justin Eklund is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to his financial services career, he served with the Sacramento Police Department for 29 years. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Andrew Freiberg is a financial advisor with Thrivent Investment Management in Redding, CA, holding Series 63 and Series 66 registrations and possessing 23 years of industry experience. He has been with Thrivent Financial for Lutherans since 2003 and with Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm delivers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan, while keeping planning and portfolio management services distinct.

David Van Dyke serves as the Senior Resident Director at Merrill Lynch Wealth Management, where he also holds the position of Senior Financial Advisor. He has been with Merrill Lynch since 1994 and has been recognized on the Forbes "Best-in-State Wealth Advisors" list from 2020 to 2025. His professional approach centers on providing clients with individually tailored financial and wealth management strategies, emphasizing long-term relationships built through dedicated guidance and service. David advises clients on wealth accumulation, preservation, and transfer by creating customized wealth management strategies. His process-driven methodology includes portfolio development, liability management, tax minimization, and asset preservation. Key areas of his expertise include retirement planning, trust and estate planning in collaboration with family tax accountants and attorneys, design and refinement of company-sponsored 401(k) and retirement plans, individual wealth preservation, and insurance planning strategies. His client focus encompasses college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, non-profits, and defined benefit plans, investment consulting for defined contribution plans, managing new wealth, portfolio management services, and retirement income. David holds a Bachelor's Degree from Simpson University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He was born and raised in the Redding area and participates actively in community service, working with orphanages in several Central American countries. He has served on boards such as Good News Rescue Mission, Mike Silva International, and Valley Christian Fellowship. Outside of his professional work, David enjoys billiards, chess, fishing, and spending time with his family.

Patrick Black is a CFP® with 22 years of experience in the financial services industry. He is currently with Raymond James Financial and has held prior roles at Edward Jones. He is also the managing partner of Onyx Wealth Strategies, a support company based in Redding, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored non-discretionary planning and leverages analytical tools to support client goals.

James Jones is a financial advisor with Raymond James Financial in Redding, CA, holding Series 63 and Series 65 designations and 26 years of industry experience. He has worked with Raymond James Financial and its affiliated entities since 1999. Outside of his advisory role, Jones serves as an independent contractor for Ball Jones & Gowen, providing financial advisory services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm employs tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.