Robert Dow is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been providing financial and wealth management advice since 1996. Robert leads The Dow Wealth Management Group, which focuses on assisting successful business owners of closely-held companies with wealth management related to exit planning, legacy preservation, and family wealth maximization. Robert’s areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds multiple professional designations including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He earned his Bachelor of Science degree in Marine Engineering Technology from Maine Maritime Academy. Outside of his professional responsibilities, Robert volunteers as a cabin leader at Camp Agawam, supporting underprivileged boys in Maine during the summer. He is also involved with Chaine des Rotisseurs and Team Rubicon. His personal interests include adventure sports, billiards, chess, golf, reading, scuba diving, spending time with his family, and traveling.

Diane Tidwell is a financial advisor with Raymond James Financial in Melbourne, FL, holding Series 63 and Series 66 credentials and 18 years of industry experience. She worked at Wells Fargo Advisors for 19 years before joining Raymond James in 2018. Outside of her advisory role, she is an associate and registered assistant to another advisor at Richard Martinson & Assoc, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Jason Hull is a financial advisor with Edward Jones in Cocoa, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2018 and previously worked at Nantucket Cottage Hospital from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Elaina Garvin is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has been with Stifel since 2012. Garvin serves on the boards of the Brevard Zoo and the Health First Foundation, including leadership roles such as Board Secretary and President of the Executive Committee for the Health First Foundation. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Walter Amoros is a financial advisor at Merrill with Series 66 credentials and five years of industry experience. Prior to joining Merrill, he has held roles at Bank of America and has varied experience including logistics and hospitality sectors. Outside of advising, he provides sporadic bartending services. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing both model-based and discretionary strategies for a range of individual and institutional clients.

Taylor Hurt is a financial advisor at OSAIC with a Series 66 credential and two years of industry experience. Prior to joining OSAIC Wealth, Inc., Hurt worked at Securities America Inc. for five years. Outside of advisory work, Hurt is involved with Miller & Hurt Wealth Advisors, an insurance agency. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

William De Vault is a financial advisor with Edward Jones in Rockledge, FL, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Monat Global and Arty Pagan State Farm Insurance. He is involved in a side business distributing hair care products through Monat, primarily managed by his wife. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm has a large network of advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Gladwyn Kurian is a financial advisor with Morgan Stanley in Melbourne, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His career includes longstanding roles at various Morgan Stanley entities since 1995 and a brief tenure at Citigroup Global Markets. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of services including estate planning and corporate financial planning agreements.

Lauren Hutto is a financial advisor with Thrivent Investment Management in Rockledge, Florida, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has been with Thrivent and its related entities since 2014. Outside of her advisory role, Hutto is a 25% owner of SLH Properties, a holding company for commercial property used for business operations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial planning without discretionary portfolio management, and allowing clients to combine planning with managed-account services through a consolidated billing option.

David Bornberg is a financial advisor with Cetera, holding the ChFC® designation and Series 63 license, and has 38 years of industry experience. He has been affiliated with Cetera Advisors LLC since 2013 and also works with Professional Benefits Group, Inc. Outside of financial advising, he owns a small tree farm and plant nursery and operates a woodworking business creating charcuterie boards and turned bowls. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, allowing advisors to implement model portfolios, select third-party managers, or create customized strategies.

Amy Krupp is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and has previously worked at Sidecar Health and Health First Health Plans. Krupp has also been involved with St. Mark's Episcopal Church. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Tashia Joseph is a financial advisor at Stifel with 12 years of industry experience. She holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2016, following a brief tenure at Cetera Advisors LLC. Outside of her advisory role, she serves as Vice President of Trekdance LLC, an outdoor dance fitness company based in Melbourne, FL. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Kevin Smith is a financial advisor at Ameriprise with 41 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2017, following an 18-year tenure at UBS Financial Services. Based in Melbourne, FL, Smith has a long career serving clients in the financial services sector. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Glover is a financial advisor at Wells Fargo Advisors in Melbourne, FL, with 35 years of industry experience. He holds the Series 63 designation and has previously worked at Bank of America and Merrill. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including cash-flow, retirement, education, and specialized services like business-owner transition and special-needs analysis. The firm employs Wells Fargo research and planning tools to develop tailored recommendations delivered through meetings and client summary letters, with implementation options available through brokerage or advisory programs.

Kenneth Whittaker is a CFP® with 25 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. in Merritt Island, FL. He has worked at Raymond James since 2003 and also leads CPA Financial Enrichment Group LLC as CEO and President. Whittaker is the owner of Whittaker Dubois Investments, a real estate brokerage. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored, non-discretionary planning and utilizes advanced analytical tools while supporting a broad network of advisors and maintaining specialized offerings in municipal finance and SIMPLE IRA consulting.

Mitch Herold is a Senior Financial Advisor with Merrill Lynch Wealth Management in Rockledge, Florida. He began his career in financial services in 2011 and joined Merrill Lynch in 2019. Mitch focuses on serving entrepreneurs, athletes, business owners, and their families, assisting them in defining their financial goals and understanding how market reactions may impact their path toward those objectives. He takes a planning-first approach centered on each client's unique goals and priorities to develop customized retirement and wealth strategies. Mitch holds a Bachelor's degree in Business Management from the University of Central Florida. He is a Chartered Financial Consultant (ChFC) and a CERTIFIED FINANCIAL PLANNER (CFP) certificant. Additionally, he holds FINRA Series 7, 65, and 66 registrations. His expertise includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and small business strategies. Outside of his professional role, Mitch is actively involved in his community, including participation in organizations such as Action Church and youth baseball programs. He and his wife, Lindsey, reside in Oviedo, Florida with their two children. His personal interests include golf, hunting, fishing, baseball, football, music, and spending time with his family.

Angela Coats is a financial advisor with Morgan Stanley in Melbourne, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques such as Monte Carlo simulations.

Kerron Greaves is a financial advisor with Primerica Advisors in Cocoa Beach, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His work background includes roles at PFS Investment Inc., Primerica Financial Services, Brevard Public Schools, and Florida Institute of Technology. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

David Hughes Jr. is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions in various fields including roofing and automotive sales. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across the United States. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

William Turner is a financial advisor with Cambridge Investment Research Advisors in Rockledge, Florida, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His career includes roles with Cambridge Investment Research since 2021 and extensive involvement in the insurance sector through Turner Insurance Agencies and related entities. He also serves as president and treasurer of the Murrell Professional Park Condominium board. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides a range of portfolio management options across multiple platforms and maintains proprietary and third-party model strategies tailored to client objectives.