Kerry Geaneas is a financial advisor with Level Four Advisory Services holding Series 63 and Series 65 credentials and over 32 years of industry experience. Prior to joining Level Four Advisory Services in 2022, he worked at Cantella & Co., Inc. for 17 years. He is also an independent insurance agent involved in the sale of fixed annuities. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $5.32 billion across 115 advisors. The firm serves a diverse client base, including individual investors, retirement plans, corporations, and nonprofits, providing fee-only financial planning, asset management, and retirement plan advisory services tailored to individual client needs.

Carleton Jones is a financial advisor with M Holdings Securities, Inc., holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has been with M Holdings Securities since 2006. Outside of his advisory role, he is involved with Executive Compensation Group, LLC, where he serves as a registered representative and producer. M Holdings Securities serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm offers a broad range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory services.

Carol Dewey is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 credential and seven years of industry experience. She has previously worked at Perpetual Wealth Financial, Gradient Advisors, LLC, and Guardian Pointe Private Wealth Management, LLC. Dewey is also the owner of College Funding Strategies, LLC, which provides insurance and college planning services. Foundations Investment Advisors, LLC offers financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, employs model portfolios with an asymmetric rebalancing approach, and provides services through a large network of affiliated offices.

Joseph Derosa is a financial advisor with M HOLDINGS SECURITIES, Inc. in Daytona Beach, FL, holding a Series 63 designation and having 33 years of industry experience. He has been associated with both M Holdings Securities, Inc. and the Executive Compensation Group since 2004. Outside of his advisory work, he is a principal of The Executive Compensation Group LLC. M HOLDINGS SECURITIES, Inc. serves a broad client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and professionals. The firm offers a range of advisory and brokerage services, combining proprietary and third-party investment management with ongoing client monitoring and financial planning.

David Graffagnino is a financial advisor with M HOLDINGS SECURITIES, Inc. holding a Series 63 credential and bringing 48 years of industry experience. He has been a principal at Executive Compensation Group since 2004 and serves as an Investment Committee member for Halifax Health. M HOLDINGS SECURITIES, Inc. serves individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals, offering a broad mix of advisory and brokerage services including discretionary and non-discretionary investment management as well as retirement plan consulting.

Louis Martine is a financial advisor at Hilltop Securities Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Quasar Distributors, LLC and U.S. Bancorp Asset Management, Inc. He is based in Palm Coast, Florida. Hilltop Securities Inc. offers brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm employs an open-architecture investment platform and provides a range of adviser-managed and model-based portfolio programs, including municipal bond strategies co-advised by Franklin Templeton Group, with custody services uncommon among enterprise advisers.

Earl Mc Crary is a financial advisor at IP Financial Advisory Services LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at IP Financial Advisory Services since 2019, previously serving at Innovation Partners LLC and Ameriprise Financial Services, Inc. Outside of advising, he coaches flag football at Spruce Creek High School and serves on the board of Allen Chapel AME Church. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes customized portfolios and a range of services including actuarial analysis and insurance consulting, focusing mainly on non-high-net-worth individuals.

Melva Austin is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Ormond Beach, FL, holding Series 63, Series 65, and Series 66 credentials and bringing 22 years of industry experience. She has been with Fifth Third Securities since 2012. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm provides multiple discretionary managed-account options including advisor-directed models, separately managed accounts, and a unified program that integrates third-party portfolio managers and strategist portfolios, supported by a platform featuring direct indexing and tax-overlay services.

Kim Weaver is a financial advisor with Guardian Life and holds the ChFC® and Series 63 designations. She has 43 years of industry experience and has been associated with Guardian Life and its related entities since 1999. Weaver is also involved with Financial Architects, Inc., a general agency affiliated with Guardian. Guardian Life’s subsidiary, Park Avenue Securities LLC, operates as a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, and investment advisory programs, including a hybrid digital advisory solution.

Milla Gudukas is a CFP®-certified financial advisor with 13 years of industry experience, currently affiliated with Bankers Life Advisory Services, Inc. She has worked with various entities within Bankers Life since 2009 and holds a supervisory role managing a team of insurance agents. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management, employing a combination of fundamental, technical, and cyclical analysis to tailor asset allocations aligned with clients’ goals and risk tolerances.

Margaret Sullivan is a financial advisor at Kestra Advisory with 19 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Her prior experience includes roles at Commonwealth Financial Network and Thomas Savone & Associates. Kestra Advisory provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large plan sponsors and sovereign wealth funds. The firm offers fiduciary services, plan design and compliance consulting, and access to multiple management platforms and third-party solutions.

John Downey is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2016 and with Truist Investment Services since 1998. He holds Series 63 and Series 66 licenses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate resources.

Debra Reardon is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 32 years of industry experience. She has been with Truist in various capacities since 2006, including roles at Truist Investment Services and Truist Advisory Services. Truist Advisory Services provides investment consulting and advisory services to a broad client base, including individuals, businesses, retirement plan sponsors, and charitable organizations. The firm utilizes both discretionary and non-discretionary approaches supported by third-party platforms and employs AI-enabled tools alongside traditional research to inform manager selection and portfolio oversight.

Steven Wolf is a CFP® professional with 15 years of industry experience, currently serving at CWM, LLC since 2023. He has also operated Wolf Money Management, Inc. since 2003. Additionally, he spends part of his time as a licensed insurance agent involved in insurance sales. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, variable sub-account management, sub-advisory, and retirement-plan services, utilizing model portfolios and a combination of fundamental and technical analysis.

Louis Clark Jr. is a CFP® professional with 27 years of industry experience, currently advising at Truist Advisory Services since 2021. His prior roles include positions at BB&T Securities, LLC and BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Stacey Borchardt is a financial advisor at PNC Wealth Management with 27 years of industry experience. She holds the Series 65 and Series 63 designations. Her prior experience includes roles at Pershing LLC, BBVA Securities Inc., BBVA Compass Insurance Agency, Inc., and Compass Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic risk assessment and third-party managed model strategies.

Elmer Branch is a CFP® and ChFC® with 30 years of industry experience. He is currently with Prime Capital Financial and has held prior roles at 20/20 Capital Management and Ameritas Life Insurance Corp. Branch also serves as an expert witness in financial matters related to family law and marital restructuring cases. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers a broad range of services including asset management, financial planning, qualified retirement plan services, and family office offerings, utilizing diverse investment strategies and platforms.

Maggie Parker is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at E*TRADE Capital Management, The Vanguard Group, and SigFig Wealth Management. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs, utilizing both in-house and third-party managers, and integrates with affiliated broker-dealer and investment adviser entities.

Andrea Bishop is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked at Suntrust Investment Services and Suntrust Advisory Services since 2016. Outside of her advisory role, she owns a business that creates grazing boards and boxes. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm integrates discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools to support its investment approach.

Barry Whitaker is a financial advisor at Truist Advisory Services with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SunTrust Advisory Services and SunTrust Investment Services since 2015. Whitaker is based in Ormond Beach, Florida. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research and inter-affiliate integration.