Joseph Hubbard is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has held leadership roles at Hubbard Planning Group Inc. since 1991 and Hubbard Financial Planners since 2016, and has been affiliated with Ameritas Life Insurance Corp and Ameritas Investment Corp since 2006. Outside of his advisory work, he is licensed as an independent insurance agent selling fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment strategies, including model portfolios, mutual funds, ETFs, and individual securities, and operates various program platforms with access to third-party technology and managers.

Choyce La Rue is a financial advisor at Empower Advisory Group with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Empower, La Rue held roles at Civista Bank and Thermo Fisher Scientific. La Rue serves as Treasurer for the St Johns County Fire Rescue Cadet Post 343, a nonprofit supporting young adults pursuing careers in Florida’s fire and rescue services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients, delivering services through a model integrated with the firm’s recordkeeping and administrative platforms.

Kirill Semenov is a CFP®-designated financial advisor at Sequoia Financial Group, L.L.C. with nine years of industry experience. His prior roles include positions at Fidelity Investments, Intellicapital Advisors LLC, Brightside Benefit, and Beaini Financial Solutions. He is also a licensed insurance agent. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse range of clients including individuals, family offices, corporations, and charitable organizations. The firm employs a combination of model and custom portfolios overseen by an Investment Policy Committee, utilizing a broad range of investment vehicles and conducting research through fundamental, technical, and cyclical analysis supplemented by third-party research.

Marc Sturman is a financial advisor with Empower Advisory Group in St. Augustine, FL, holding Series 63, Series 65, and Series 66 licenses and 12 years of industry experience. His prior roles include seven years at Morgan Stanley and three years at Enterprise Iron Financial Industry Solutions, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Cristina Tacettin is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 66 credentials and 13 years of industry experience. Prior to joining Rockefeller Financial in 2022, she worked at Merrill for nine years. Outside of her advisory role, she works as a fashion stylist and consultant for Park Lane Jewelry and serves as an independent contractor for Chalk Couture LLC. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, and family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, consulting, and operates as a registered broker-dealer offering a range of investment services and products.

Andrew Benvenuto is a financial advisor with Truist Advisory Services in Saint Augustine, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. His career has been primarily with Truist and its predecessor entities, including Truist Investment Services and SunTrust. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches alongside third-party platform partnerships.

Neal Bailey is a financial advisor at Empower Advisory Group with 28 years of industry experience. He holds the Series 66, Series 63, and Series 65 licenses. His prior experience includes roles at Fidelity Investments, TD Ameritrade, UBS Financial Services, and TIAA-CREF. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates within plan lineups selected by plan sponsors.

Robert Markwalter II is a financial advisor with Guardian Life who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked extensively with Guardian Life and its affiliates since 1999 and has also been associated with Northwestern Mutual Life Insurance. His outside business activities include involvement in group health and disability insurance. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of advisor‑led discretionary management and model‑based strategies, along with access to proprietary and third‑party investment solutions.

Kyle Vella is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Transamerica-related entities. Outside of advising, he is employed in golf operations at Hampton Golf in Saint Augustine, FL. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education with an emphasis on asset allocation and retirement planning. The firm uses proprietary portfolio construction tools from Morningstar Investment Management and supports a large client base primarily through non-discretionary advisory programs.

Kristopher Edewaard is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates in its financial planning approach.

Karen Smith is a Series 65-licensed financial advisor at Wealthspire Advisors with 17 years of industry experience. She has worked at Wealthspire Advisors since 2018 and previously spent a decade at Convergent Wealth Advisors, LLC. Karen also has experience with Montgomery County Government. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets, serving nearly 9,700 clients including individuals, corporate and pension plans, nonprofits, and foundations. The firm employs an institutional-style asset allocation framework using mutual funds, ETFs, private investments, and unaffiliated separate account managers, with ongoing client monitoring and support for held-away retirement accounts.

Abrielle Crowley is a Series 66-licensed advisor with Money Concepts Capital Corp in St. Augustine, FL, with two years of industry experience. Prior to joining Money Concepts in 2020, she held various roles across hospitality and marine industries. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs using model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis to manage approximately $3.33 billion for about 14,700 clients.

Brett Rogers is a financial advisor at First Command Advisory Services with two years of industry experience. He holds Series 65 and Series 63 licenses. His prior work includes eleven years at E Wortmann Machine Works before joining First Command in 2025. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Devlin Root is a financial advisor with First Command Advisory Services, holding a Series 66 designation and six years of industry experience. Prior to his advisory career, he served 27 years in the United States Marine Corps. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Alisha White is a financial advisor at Empower Advisory Group with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including Bank of America and Merrill. Outside of her advisory role, she co-owns a family cleaning business in Florida. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as selected IRA and retail brokerage clients. The firm’s integrated approach leverages proprietary and third-party methodologies focused on long-term portfolio returns and savings rates.

Henry Conlon is a financial advisor at Creative Planning with 22 years of industry experience. He holds the Series 66 designation and has been with Creative Planning since 2014. The firm provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. Creative Planning manages approximately $217 billion in client assets, employing a financial planning‑led investment approach that emphasizes low‑cost indexing and buy‑and‑hold strategies, supplemented by specialized techniques such as direct indexing and tax‑loss harvesting. The firm also offers a broad range of affiliated non-investment services, including legal, trust, and retirement plan recordkeeping businesses.

Deborah Necciai is a financial advisor with Principal Financial Services, holding a Series 66 designation and 20 years of industry experience. She has worked with various Principal entities since 2003, including Principal Life Insurance Company and Principal Securities Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Chad Gibbons is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and bringing 10 years of industry experience. He has worked with both firms since 2014 and 2016 respectively. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment programs.

Morris Gordon is a financial advisor with Empower Advisory Group in St. Augustine, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior roles include positions at Bank of America, Merrill, GWFS Equities, and Advised Assets Groups. Outside of his advisory work, he is involved in entrepreneurial ventures including co-ownership of a vending machine company and property management businesses focusing on short- and long-term rentals. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm delivers integrated services aligned with Empower’s recordkeeping platforms, offering point-in-time financial plans and optional managed account solutions.

Alexander Nosal is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2006. Outside of his advisory role, he is involved with Physician Advisory Associates LLC, a physician-related business venture. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, alongside a digital advisory solution.