Jerry Sowell III is a CFP® professional with eight years of experience, currently serving with Equitable Advisors since 2017. He previously worked at Trustmark National Bank for ten years and at Axa Advisors from 2017 to 2020. Sowell is a member of the Panama City Kiwanis Club and serves on the board of the Gulf Coast State College Foundation, where he participates in scholarship and finance committees. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm’s approach involves risk assessment and matching clients to appropriate investment programs, utilizing both proprietary and third-party asset management solutions.

Collin Soule is a financial advisor with Ameriprise in Inlet Beach, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he is president and CEO of Envision Abundance LLC, a practice management business. Ameriprise provides retirement-income planning services primarily to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations in partnership with its financial advisors.

Ashtin Johnson is a CFP® professional with six years of industry experience, currently serving at Raymond James & Associates since 2019. Prior to joining Raymond James, Johnson worked at Lockheed Martin and held positions in the hospitality sector with Outback Steakhouse and Chili’s. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Link is a financial advisor with Stifel, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is involved in managing real estate and vacation rental activities through Sunset View 503 LLC. Stifel serves a broad range of clients, including individuals, institutional entities, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Osama Albibi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is a trustee for family trusts based in Lexington, MA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Olmsted is a financial advisor at UBS Financial Services with 33 years of industry experience. He has been with UBS since 2015 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he is also active as a musician and singer-songwriter. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a range of fiduciary and capital markets solutions.

Tammra Crossett is a financial advisor at Primerica Advisors with three years of industry experience. She holds Series 63 and Series 65 licenses and previously served 20 years in the U.S. Air Force. Crossett has worked at PFS Investments Inc. and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets through a large network of advisors and employs model-driven investment strategies supported by third-party asset managers.

Khiem Truong Von Garvisch is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Bank of America, Merrill, Cetera, Fidelity, Charles Schwab, and other firms. Outside of finance, he is the owner of KTV Builders, a business based in Panama City Beach, FL. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various affiliated financial services.

Philip Cunningham III is a financial advisor with OSAIC who holds a Series 66 credential and has 10 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent two years at SII. Cunningham is also involved with Aspire Financial Partners Inc., where he engages in the sales and marketing of fixed insurance products, securities, and investment advisory services. OSAIC serves a diverse client base including retail and institutional investors by providing brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various asset-allocation tools and offers portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments, managed on discretionary or non-discretionary bases.

Gregory Seiders is a Series 66 licensed financial advisor at Wells Fargo Clearing with two years of industry experience. Prior to joining Wells Fargo in 2024, he worked at Claflin Company for 14 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Adrienne Davis is a financial advisor with Ameriprise in Panama City Beach, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. She previously worked at Raymond James & Associates from 2013 to 2020 and has been affiliated with Florida State University since 2016. Outside of advising, she co-owns Dune Land Development, Inc. and Laguna Beach Property Management, both real estate businesses. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Joseph Altic is a CFP®-designated financial advisor with LPL Financial, where he has worked for 28 years. He has a total of 32 years of industry experience and is currently based in Inlet Beach, FL. Prior to his tenure at LPL, he has been associated with Community Bank Of Trenton since 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, implemented through customizable strategies and supported by various operational and research tools.

Benjamin Dukes is a Series 66-registered financial advisor at UBS Financial Services with 16 years of industry experience. He has been with UBS since 2012 and previously worked at the Georgia Institute of Technology from 2018 to 2021. He serves as an executor of an estate, which is noted as part of his other professional activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

John Churchill is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has prior experience with Woodbury Financial Services Inc., Churchill Wealth Management, Inc., and SII Investments, Inc. Outside of advising, he is an insurance agent and owns a property management business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services supported by advanced portfolio construction tools and multiple advisory platforms.

William Parker is a financial advisor with Wells Fargo Advisors and holds a Series 66 designation. He has experience working at LPL Financial and has a diverse background that includes time at Tombigbee Log Homes and teaching at Auburn University and Pickens Academy. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, delivering these through meetings and written summaries.

Nicholas Alexander is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and has previously worked at ThreePartFilms LLC and the Naval Surface Warfare Center Panama City Division. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Kevin Myers is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked with Cetera Advisors LLC since 2013 and is also the owner of 30A Wealth Management. Outside of his advisory roles, he serves as an executor for family wills. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified investment services through a multi-manager platform, providing access to both affiliated and third-party money managers under various program structures.

John Mccallion is a financial advisor with Ameriprise in Panama City Beach, FL, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been with Ameriprise since 2015, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory role, he owns and manages several LLCs related to vacation rental properties. Ameriprise provides a retirement-income planning service aimed at clients approaching or in retirement who meet specific asset thresholds, delivering written, non-discretionary Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nicholas Boehle is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Harry Henning III is a Series 66-licensed financial advisor with Edward Jones, based in Panama City, FL. He has 15 years of industry experience and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.