Charles Doucette Jr. is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 credentials and has 12 years of industry experience. He previously worked at Merrill Lynch and Bank of America, N.A. Outside of his advisory work, he is the sole owner of a rental property business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a large network of financial advisors.

Nancy Ungarino is a financial advisor with LPL Financial in Santa Rosa Beach, FL, holding a Series 66 designation and seven years of industry experience. Her work history includes roles at Edward Jones and All In Credit Union. She is also a commissioned Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Matthew Ridnouer is a financial advisor with Wells Fargo Clearing in Destin, FL, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Kenneth Rickelman is a financial advisor at Raymond James Financial with 30 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes seven years at Commonwealth Financial Network and 21 years with Lincoln Financial Securities Corporation. Outside of his advisory role, he is an agent for Choice Benefit Plans, Inc., where he sells and services insurance products including life, health, fixed annuities, and disability insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports advisory programs across a large network of advisors.

Nichole Rabon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broader range of financial products than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Jason Hasson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2018 and previously was with Voya Financial Advisors from 2014 to 2018. Hasson also serves as treasurer for the Hammock Oak Estates HOA in Freeport, FL. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals and employs a variety of investment strategies across multiple platform arrangements.

Joseph Rizza is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as power of attorney for family members to assist with investment-related matters. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Richard Grodzicki is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 52 years of industry experience. He previously worked for UBS Financial Services for 15 years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques but generally acts in an advisory capacity rather than as a fiduciary for retirement accounts without separate engagement.

Braden Schmitt is a financial advisor at Raymond James Financial with 8 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Raymond James entities since 2017. Prior to his financial career, he operated a McDonald's franchise for 20 years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized offerings in municipal finance and employer advisory services.

William Dugger is a financial advisor with Robert Baird & Co. who holds Series 63 and Series 65 credentials and has 27 years of industry experience. He has worked at Robert Baird since 2019 and previously was with Hilliard Lyons from 1998 to 2019. Outside of his advisory role, he is a rental property owner. The DDK Group at Robert W. Baird & Co. serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations, offering financial planning, portfolio management, and brokerage services. The firm employs a range of managed account strategies and utilizes internal research, including artificial intelligence tools, to support client advice.

Duncan Conroy is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, he worked at Southern Airways Express from 2016 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Robert Coletta is a financial advisor with OSAIC in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at LPL Financial, Centennial Bank, and Investment Professionals, Inc. Outside of his advisory work, he owns a sole proprietorship related to insurance and serves as a trustee managing a family trust. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated advisory and brokerage services. The firm employs various asset-allocation tools and third-party platforms to manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

John Hodges III is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Wells Fargo Advisors, and Morgan Stanley. He also serves as a vice president private banker at Capital City Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with technology-driven tools and a broad array of non-advisory financial products.

Travis Hoyt is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2019, following a 12-year tenure at Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

William Sadler is a financial advisor with LPL Financial in Santa Rosa Beach, Florida, holding Series 63 and Series 65 credentials and 26 years of industry experience. Prior to his current role, he worked at INVEST Financial Corporation and Avantax Advisory Services. Outside of advisory work, he owns a leadership training business and is the author of a book on leadership. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining a broad range of advisory services with extensive non-advisory financial activities.

Joseph Trocchio is a financial advisor with UBS Financial Services holding Series 63 and Series 65 designations and 28 years of industry experience. His prior roles include positions at Merrill from 2000 to 2021 and Bank of America from 2011 to 2021. Outside of his advisory work, he serves as a minister performing wedding ceremonies through the Universal Life Church Monastery Storehouse. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Jonathan Tallman is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial for 12 years. He is also the owner of The Tallman Group, LLC, an insurance sales and service business he has operated since 2010. OSAIC serves a wide range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may contain diverse investment types across discretionary and non-discretionary accounts.

Roger Taylor is a financial advisor at LPL Financial with 35 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo. In addition to his advisory role, he is also involved in insurance sales through W&R Insurance Agencies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model portfolios and strategies.

Bryan Mullin is a CFA® charterholder with six years of industry experience. He is the principal advisor at Palm View Investments, an independent firm based in Santa Rosa Beach, FL, where he has worked since 2023. Prior to that, he spent seven years at RBC Capital Markets, LLC. Outside of his advisory role, Mullin has ownership interests in several small businesses related to aviation, maintenance, and pet services. Palm View Investments operates as a single-advisor independent firm.

William Blanken Jr. is a financial advisor with Blanken Management Corp, holding a Series 65 designation and 10 years of industry experience. He has worked at Blanken Management Corp since 2014 and previously was employed by Sysco from 2011 to 2020. Blanken Management Corp is an independent firm based in Freeport, FL, serving clients through personalized advisory services.