Forrest Foxworth is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role he has held since 2026. Prior to this, he served as a Workplace Planning Consultant I, II, & III at Fidelity Investments from 2024 to 2026. Before joining Fidelity, Forrest worked as a Financial Advisor at Thrivent Financial Services from 2023 to 2024. His professional approach emphasizes building trust through meaningful conversations and understanding each client's unique circumstances. He assists clients in navigating complex financial decisions by providing clear and practical guidance, focusing on what matters most to them. Forrest aims to be a trusted resource who helps clients gain confidence, make informed decisions, and stay aligned with their financial objectives. Outside of his professional work, Forrest has personal interests in art, concerts, music, soccer, surfing, and traveling.

Laura Michaud is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, John Hancock Life Insurance Company, Deutsche Bank, and Merrill Lynch. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm primarily employs a model-driven investment approach featuring access to third-party asset managers, model portfolios, and participates in affiliated trust and insurance services.

Jacob Tipton is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and beginning his industry career in 2023. His prior experience includes roles at SouthState Bank, Kriner Financial Services, and various other organizations. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering services such as brokerage, investment advisory, financial planning, and retirement plan consulting. The firm utilizes a variety of asset-allocation tools and supports multiple advisory platforms, combining discretionary and non-discretionary portfolio management with access to third-party money managers and managed-account solutions.

Andrew Stash III is a financial advisor with Morgan Stanley, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as president of BNI Strategic Connections, a professional networking organization based in Fernandina Beach, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, delivering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

Richard Gilmore is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Timothy Gardner is a CFP®-designated financial advisor at Fidelity with 11 years of industry experience. He has been with various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC, where he works, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment company clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, with notable roles in fund advisory and delivering model portfolios incorporating AI and systematic methodologies.

Paul Broussard is a financial advisor with Equitable Advisors in Fernandina Beach, FL, holding Series 63 and Series 65 licenses and having 15 years of industry experience. He has been with Equitable Advisors since 2011, following his tenure at AXA Advisors from 2011 to 2020. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives, utilizing both proprietary and third-party programs without sponsoring its own wrap fee program.

Christopher Neri is a financial advisor with UBS Financial Services who holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he is a partner in a real estate business involved in buying and selling property. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including financial planning and portfolio management, supported by proprietary research and institutional trading capabilities.

Debra Di Napoli is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Merrill, Wells Fargo Clearing, and Harfst and Associates. Di Napoli is based in Fernandina Beach, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Charles Weathers Jr. is a financial advisor at Edward Jones in St. Marys, GA, holding a Series 66 designation with one year of industry experience. His prior work includes a position at Homer Reed Ltd and earlier roles involving full-time education. Outside of advising, he is involved with Coastal Luxury Collections LLC, assisting with various tasks such as home staging and landscaping. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a range of advisory programs and investment solutions. The firm operates a large national network of advisors and offers services including tax-efficient strategies and affiliated mutual funds under a fiduciary standard.

John Mandt is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services Inc. and Mutual of Omaha for a combined 13 years. Outside of his advisory role, he is a co-owner of a business that sells lawn and garden ornaments and also operates as a health insurance broker. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and advisory platforms. The firm offers brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers, employing a variety of portfolio construction tools and supporting both discretionary and non-discretionary account management.

Karen Macnair is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she serves as a board member for the Amelia Island Dance Festival and operates an online retail business on eBay. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Brian Henning is a financial advisor at Edward Jones in Fernandina Beach, FL, holding the CFP® and Series 66 designations with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Richard Perry Jr. is a financial advisor with LPL Financial in Fernandina Beach, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at National Asset Management, UBS Financial Services, Wells Fargo Advisors, and Prudential Equity Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors utilizing both proprietary and third-party strategies.

Andrew Smith is a CFP® and ChFC® with 17 years of industry experience. He is currently a financial professional at Cambridge Investment Research Advisors, where he has worked since 2018. Prior to this, he was associated with Family Wealth Advisors, Inc. Smith serves as a treasurer volunteer for a Girl Scouts troop in Jacksonville, FL. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, providing a range of portfolio management solutions and access to proprietary and third-party investment strategies.

Brittany Kubala is a Series 66-licensed financial advisor with Equitable Advisors in Fernandina Beach, FL, where she has worked since 2015. She has 11 years of industry experience, including five years at AXA Advisors, LLC. Outside of her advisory role, she serves as a second executor to her mother’s will and estate. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of investment programs and third-party asset managers to tailor solutions based on client risk tolerance and objectives.

Robert Price is a financial advisor with Stifel in Amelia Island, FL, holding Series 63 and Series 65 licenses and bringing 58 years of industry experience. He has been with Stifel Nicolaus & Company, Inc. since 2014. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.