John Brighton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in portfolio management and asset allocation, providing clients with personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John is a qualified Portfolio Manager and manages his strategies on a discretionary basis through the Firm's Investment Advisory Program. John entered the financial services industry in 2000 after earning a Master's Degree in Business Administration from the University of South Carolina. He also holds a Bachelor's Degree from the State University of New York System. His professional designations include Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Hilton Head Island for 26 years, John participates actively in his community through his church and organizations like the Hilton Head Island Recreation Association and the Greater Island Council. He enjoys boating, cooking, and hiking in his personal time.

Brock Mumford is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His prior work includes roles at Bank of America, Columbia Management, and Ameriprise Financial from 2006 to 2017, followed by positions at Element Funding and Southtown Watersports. He is also associated with Plumtree Financial, LLC, an entity connected to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Brandon Roisman is a CFP® with 45 years of industry experience, currently with Raymond James & Associates, where he has worked since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large brokerage and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional advisory services.

W Clark IV is a Senior Financial Advisor and senior member of The Clark-Troutman Group, a seven-person wealth management team at Merrill Lynch Wealth Management serving clients throughout the United States. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for six consecutive years as of April 2025. The Clark-Troutman Group has also been named to the Forbes "Best-in-State Wealth Management Teams" for four consecutive years as of 2026. Clark joined Merrill Lynch in 1984 and has developed a client-focused practice dedicated to helping clients achieve their financial goals. His approach emphasizes understanding each client's unique situation and collaborating with his team, along with resources from Merrill, Bank of America, and clients' external professionals, to develop and implement strategies addressing investment and liability management, retirement planning, and trust and estate planning services, with a focus on risk mitigation. He holds a Bachelor's Degree from Bucknell University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Clark enjoys cooking, golfing, and spending time with his family.

Samuel Kerner is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley since 2018 and previously spent over two decades with Franklin/Templeton Distributors, Inc. Outside of his advisory role, Kerner is a sole proprietor of a rental property business in Hilton Head Island, SC. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that utilize approved tools and modeling techniques to support client goals.

Andrew Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. He also serves as a successor trustee in a trust-related capacity outside his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, serving approximately $2.74 trillion in client assets.

Michael Kaminski is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He is based in Hilton Head, SC. Outside of his advisory work, he serves as president of Gratitude Charlottesville, an organization that hosts events for local veterans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and specialized planning areas, using proprietary research and tools to develop tailored client recommendations.

Nancy Sides is a financial advisor with Cetera who holds the ChFC® designation along with Series 63 and Series 65 licenses, and has 36 years of industry experience. She has worked at Cetera since 2021 and has been president of Sides Financial Strategies, Inc. since 1995. Additionally, she teaches financial strategies at Midlands Technical College. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with a variety of program options and custodial relationships.

Robert Haug serves as a Branch Leader at Fidelity, a position he has held since 2025. Prior to this role, he gained experience as a Team Leader for Investment Solutions at Fidelity from 2021 to 2025 and briefly served as an Interim FC Leader in 2022. Before joining Fidelity, Robert worked as a Wealth Management Banker at US Bank from 2018 to 2021. His professional focus centers on understanding clients' unique financial needs through active listening and empathy. Robert emphasizes building strong relationships and creating an environment conducive to discussing financial goals. He prioritizes transparency and education to ensure clients are well-informed about their options and views financial planning as an ongoing process that requires regular reviews to adapt to changes. Robert aims to be a reliable partner to his clients, guiding them to pursue their long-term financial goals with confidence.

Christine Quinn is a financial advisor with Morgan Stanley in Ridgeland, South Carolina, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory work, she owns and operates a private nutrition counseling business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to support client strategies.

Lauren Holley is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2020. Prior to this role, she worked as a Financial Representative at Fidelity Investments from 2017 to 2020. Lauren focuses on providing support to clients and their families to foster long-term and meaningful relationships through high-quality and holistic services. Her professional experience at Fidelity Investments spans several years, during which she has developed expertise in wealth management planning and client relationship management. Lauren's approach centers on partnership and comprehensive financial planning to meet clients' needs. Outside of her professional work, Lauren has interests in fitness, food, music, reading, traveling, and volunteering.

Janet Williams is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She previously worked at Bank of America, N.A. for 12 years before joining Wells Fargo Clearing in 2023. Williams serves on the finance committee and acts as secretary for Volunteers in Medicine Hilton Head, a nonprofit organization, where she participates in budgeting and financial oversight. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Gary Spencer is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2009. Outside of his advisory role, he owns a tax preparation business, S&P Financial Group, Ltd. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that combines written recommendations with ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Thomas Conlon is a financial advisor with Morgan Stanley in Hilton Head Island, SC, holding Series 66 and Series 63 licenses and 14 years of industry experience. He previously worked at Betterment LLC for three years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through direct client engagements and corporate financial planning agreements.

Roger Wible is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and possessing 46 years of industry experience. He has been with Merrill since 1980 and has worked with Bank of America, N.A. since 2017. Outside of his advisory role, he is involved in a family-owned LLC that operates a cricket farm and bakery producing cricket bars. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Linda Hill is a financial advisor with Merrill, holding a Series 66 credential and 13 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2012. Outside of her advisory role, she is a notary public and is involved part-time as a sales assistant at Forsythe Jewelers. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Viventi serves as a Senior Financial Advisor at Merrill Lynch Wealth Management on Hilton Head Island. Since joining the firm in 2000, he has specialized in investment management and developing income strategies tailored for individuals and families. His approach focuses on clients' goals and concerns, utilizing personal wealth analysis and current market assumptions to construct customized portfolio strategies. He leverages Merrill Lynch's investment resources alongside Bank of America's banking services to help clients achieve financial objectives, with an emphasis on capital growth, increased income, retirement planning, and wealth transfer. Gregory holds the Chartered Retirement Planning Counselor™ designation awarded by The College for Financial Planning Institutes Corp. He earned a bachelor's degree from The College of Wooster in Wooster, Ohio, where he majored in economics and minored in biology. He has engaged in community service through various leadership roles, including serving on Hilton Head Island advisory boards, acting as a past president of a school booster club, chairing the United Way of the Low Country - Hilton Head, and chairing the Hilton Head Island School Improvement Council. Currently, he serves as a church elder and supports local nonprofit organizations. Outside of his professional work, Gregory enjoys outdoor activities such as beach walks with family. He holds a private pilot's license and has served on the Beaufort County Airport Advisory Board for four years. He draws a parallel between piloting and financial advising by emphasizing the importance of focusing on the present rather than the past.

Lindsay Kave is a financial advisor at Merrill with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Merrill, Kave worked for ten years at Riverview Charter School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elliot Park is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in helping clients create personalized wealth management strategies that align with their financial goals, including education planning, family wealth management, legacy planning, personal retirement planning, and tax minimization. Elliot holds a Bachelor's Degree from the College of Charleston and carries the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is active in several professional organizations, including the Coastal Conservation Association, College of Charleston Alumni Association, Hilton Head Area Council of Estate & Financial Advisors, Inc., and the Low Country Young Professionals. Additionally, he serves on the Coastal Community Foundation Grant Committee. A native South Carolinian with a strong appreciation for the outdoors, Elliot enjoys adventure sports, baseball, boating, fishing, golfing, hiking, music, surfing, and spending time with his family. These personal interests and values of family, community, and stewardship influence his approach to working with clients.

Robert Carter is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he assists clients in developing personalized wealth management strategies that align with their individual financial goals and adapt to changing market conditions. He leverages investment insights from Merrill and the banking services offered by Bank of America to support comprehensive financial planning. Robert holds a Bachelor's Degree from the University of Georgia and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to applying a personalized approach to help clients meet their retirement planning and investment objectives. Additionally, Robert participates in community volunteer activities, reflecting Merrill’s tradition of local engagement.