John Garmany Jr. is a financial advisor with Apex Strategic Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Apex Strategic Wealth since 2020 and previously held roles with Innovative Advisory Partners and LPL Financial. Apex Strategic Wealth, LLC provides wealth management and financial planning services to both individual and institutional clients, offering portfolio management, written financial plans, and program-based portfolio solutions. The firm uses a combination of fundamental, technical, and cyclical analysis to construct portfolios tailored to documented client objectives and risk profiles.

Stephen Wilkins is a financial advisor with Patton Albertson Miller Group, LLC, holding Series 63 and Series 66 designations and five years of industry experience. His prior roles include positions at Fidelity Investments, Apple, Inc., and Vail Resorts. Patton Albertson Miller Group, LLC is a fee-only wealth management and financial planning firm serving affluent individuals, families, pension and profit-sharing plans, and charitable organizations. The firm provides discretionary portfolio management using model allocations and offers comprehensive services such as estate and tax planning, risk management, trust and fiduciary services, and business succession support.

Raymond Ryan is a CFA® charterholder with 21 years of industry experience, currently serving as a financial advisor at Patten and Patten, Inc. since 1999. He is also an Adjunct Professor of Finance at The University of Tennessee, Chattanooga. Patten and Patten, Inc. provides discretionary investment management to individuals, families, high-net-worth clients, trusts, and institutional accounts using a top-down/bottom-up, actively managed core equity approach combined with investment-grade fixed-income portfolios. The firm manages approximately $2.06 billion in assets with a focus on long-term holdings and customized strategic asset allocation.

Andrew Cook is a CFP® professional with 14 years of industry experience, currently serving as an advisor at HHM Wealth Advisors, LLC since 2012. He is based in Chattanooga, TN. HHM Wealth Advisors provides fee-based investment advisory services to a range of clients including individuals, families, trusts, charitable organizations, corporations, and retirement plans. The firm develops personalized investment strategies managed mostly on a discretionary basis and offers comprehensive financial planning, portfolio management, and retirement plan consulting.

Donald Vanlandingham Jr. is a PFS™ credentialed advisor with 24 years of industry experience. He has been with Guardian Wealth Management, Inc. since 1997. Outside of advising, he is an investment partner and owner of a commercial office building in Chattanooga, TN. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, using diversified portfolios generally built with mutual funds and ETFs. The firm applies Modern Portfolio Theory and efficient-frontier concepts while providing tailored advice across investment, retirement, estate, charitable, education, and business-focused planning areas.

Frederick Supan is a financial advisor at Patton Albertson Miller Group, LLC with 13 years of industry experience. He holds a Series 65 designation and has been with Patton Albertson Miller Group since 2015. Patton Albertson Miller Group is a fee-only wealth management and financial planning firm serving affluent individuals, families, pension and profit-sharing plans, and charitable organizations. The firm manages approximately $1.54 billion in discretionary assets and employs a blend of fundamental and technical analysis alongside model-based allocations to build diversified portfolios tailored to client objectives.

Carolyn Fryar is a financial advisor at Innovative Advisory Partners, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Franklin Wealth Management, Equitable Advisors LLC, and First Tennessee Brokerage, Inc. Fryar serves on the boards of the Kidney Foundation of Chattanooga and the Southeast Chapter American Red Cross. Innovative Advisory Partners, LLC advises individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and retirement-plan guidance, using model strategies and a held-away asset aggregation platform to extend oversight beyond traditional custodial accounts.

Travis Hutchinson is a CFP® with 21 years of industry experience, currently serving at HHM Wealth Advisors, LLC since 2009. He also has a long-term affiliation with Cambridge Investment Research, Inc. Outside of his advisory role, he is an independent insurance agent for various companies. HHM Wealth Advisors serves a diverse client base including individuals, families, trusts, and business entities, providing portfolio management, financial planning, and retirement plan consulting. The firm combines fundamental analysis with diversified asset allocations and manages over $1.45 billion in discretionary assets.

Cory Colquette is a financial advisor with Optivise Advisory Services LLC, holding the PFS™ designation and Series 65 license, with 18 years of industry experience. He also operates The Colquette Group, offering life insurance consulting, and provides tax preparation and accounting services as a certified public accountant. Optivise Advisory Services delivers portfolio management and financial planning to individual and institutional clients, including high-net-worth individuals and pension plans, using discretionary model portfolios and a co-advisory program for defined contribution plans. The firm offers ongoing account monitoring and a subscription-based co-advisory service for plan participants, along with compliance and operational consulting services to other advisers.

Mark Fleck is a CFA® charterholder with 11 years of industry experience. He has been with Patten and Patten, Inc. since 2008. In addition to his advisory role, Mr. Fleck serves as an Adjunct Professor of Finance at The University of Tennessee, Chattanooga. Patten and Patten, Inc. provides discretionary investment management to individuals, families, high-net-worth clients, trusts, and institutional accounts. The firm employs an actively managed “core” equity approach combined with investment-grade fixed-income portfolios and selective use of ETFs and alternatives, focusing on long-term holdings and customized asset allocation based on client objectives.

Jones Krogh is a CFP® professional with 12 years of industry experience, currently serving at HHM Wealth Advisors, LLC in Chattanooga, TN. He has worked at Henderson, Hutcherson & McCullough PLLC since 2012 and at Frazier & Deeter, LLC since 2008. In addition to his advisory role, Krogh is a licensed insurance agent and performs seasonal tax preparation as a tax manager at Henderson, Hutcherson & McCullough PLLC. HHM Wealth Advisors, LLC provides fee-based investment advisory services to a diverse client base including individuals, families, trusts, and business retirement plans. The firm manages over $1.37 billion in discretionary assets, offering tailored investment strategies and comprehensive financial planning with an emphasis on fiduciary IRA rollover guidance and retirement-plan consulting.

Amy Stone is a Series 66-licensed financial advisor with 17 years of industry experience. She has been with Acumen Wealth Advisors, LLC since 2016. Outside of her advisory role, she is also an insurance agent with The ASA Group. Acumen Wealth Advisors serves individuals, trusts, corporations, employee benefit plans, and private investment funds, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a long-term, diversified investment approach with tactical flexibility and acts as a private fund sponsor and manager, providing advisory services for affiliated private real estate funds.

Gene Rice is a financial advisor at Wealth Preservation Advisors, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wealth Preservation Advisors since 2014. In addition to his advisory role, Mr. Rice is a licensed insurance agent and occasionally conducts insurance product sales. Wealth Preservation Advisors serves individuals, businesses, trusts, and employer retirement plans by providing portfolio management, retirement plan consulting, and assistance in selecting sub-advisers. The firm employs a multifaceted investment process incorporating fundamental, technical, and cyclical analysis, with strategies that include the use of options, margin transactions, and alternative investments.

William Decosimo is a CFA® charterholder with eight years of industry experience. He has been with Patten and Patten, Inc. since 2011. Patten and Patten, Inc. provides discretionary investment management to individuals, families, high-net-worth clients, trusts, and institutional accounts, including pension and profit-sharing plans. The firm employs a top-down/bottom-up, actively managed core equity approach combined with investment-grade fixed income and selective use of ETFs, mutual funds, and liquid alternatives.

Neill Hatcher is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Bank of America, Merrill Lynch, Purshe Kaplan Sterling Investments, and Summit Financial. Outside of his advisory work, he volunteers with the Alabama Golf Association assisting with golf tournaments, scoring, and rules. Innovative Advisory Partners, LLC serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting services, utilizing model strategies and a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Grant Allen is a CFA® charterholder and holds a Series 65 license, with six years of industry experience. He has worked at The Patten Group, Inc. since 2025 and previously held roles at Acumen Wealth Advisors, LLC, ACA Compliance Group, Blue Cross Blue Shield of Tennessee, Tennessee Valley Federal Credit Union, and Dillards. The Patten Group, Inc. provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and various organizations. The firm uses a combination of fundamental and technical analysis with quantitative models to build customized portfolios tailored to each client’s risk tolerance and objectives.

Jonathan Bednar II is a CFP®-certified financial advisor with 16 years of industry experience, currently with coreVISION Financial Group. He has worked with Paradigm Wealth Partners and Independent Advisor Alliance, and has been associated with LPL Financial since 2009. Bednar is also the author of a forthcoming book titled *What The Wealth?! A Guide to Financial Clarity for Professionals and Families.* coreVISION Financial Group provides discretionary investment management and financial planning for individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a primarily long-term investment approach, integrating fundamental, technical, and cyclical analysis with tactical adjustments, and offers a combination of traditional management and third-party implementation options.

Ashlee Patten is a CFA® charterholder with 11 years of industry experience, currently serving at The Patten Group, Inc. She has been associated with the firm since 2014 and leads the Ashlee Patten Group, LLC. Outside of financial advising, she is involved in agricultural farming as a goat herd caretaker and serves as a trustee and chairperson on standing committees at the University of Chattanooga Foundation. The Patten Group, Inc. provides investment advisory and wealth management services to a diverse client base including individuals, families, trusts, and institutions. The firm employs a primarily long-term investment approach that integrates fundamental, technical, and quantitative analysis, with portfolios typically composed of equities, fixed income, mutual funds, and ETFs.

Logan Wingfield is a financial advisor at Innovative Advisory Partners, LLC with Series 63 and Series 65 licenses. He has recently begun his career in financial services and has prior experience working in public broadcasting, community services, and education. Prosperitus Wealth Advisors serves mass-affluent individuals, business owners, executives, and retirees with comprehensive financial planning and portfolio management. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis to pursue mostly long-term strategies while allowing for shorter-term trading as appropriate.

Michael Albertson is a financial advisor at Acumen Wealth Advisors, LLC in Chattanooga, TN, holding a Series 65 designation with one year of experience at the firm. His prior work includes roles at Xpress Valet, Bluegrass Institute, Atlanta Consulting Group, Bellwether Hospitality, and West Jessamine High School. Acumen Wealth Advisors serves individuals, trusts, corporations, employee benefit plans, and private investment funds by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a defined-objective, long-term investment approach with diversified model portfolios and also acts as a private fund sponsor and manager, offering advisory services for affiliated private real estate funds.