Samuel Payne is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and seven years of industry experience. He has worked at Innovative Advisory Partners, Franklin Wealth Management, and LPL Financial since 2018. Prior to his advisory career, he was involved with Missionary Evangelism Inc, operating the Macedonian Christian Academy from 2011 to 2018. Innovative Advisory Partners, LLC, doing business as Franklin Wealth Management, serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, retirement-plan rollover guidance, and consulting, using both static and dynamic model strategies along with a held-away asset aggregation platform to provide comprehensive wealth management and client education.

John Garmany Jr. is a financial advisor with Apex Strategic Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Apex Strategic Wealth since 2020 and previously held roles with Innovative Advisory Partners and LPL Financial. Apex Strategic Wealth, LLC provides wealth management and financial planning services to both individual and institutional clients, offering portfolio management, written financial plans, and program-based portfolio solutions. The firm uses a combination of fundamental, technical, and cyclical analysis to construct portfolios tailored to documented client objectives and risk profiles.

Stephen Wilkins is a financial advisor at Patton Albertson Miller Group, LLC with five years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Patton Albertson Miller Group in 2023, he worked at Fidelity Investments, Apple, Inc., and Vail Resorts, among other organizations. Patton Albertson Miller Group is a fee-only wealth management and financial planning firm serving affluent individuals, families, pension and profit-sharing plans, and charitable organizations. The firm offers comprehensive services including discretionary portfolio management, financial planning, trust and fiduciary services, and access to alternative investments and private fund platforms.

Raymond Ryan is a CFA® charterholder with 22 years of industry experience. He has been with Patten And Patten, Inc. since 1999. In addition to his advisory role, he serves as an Adjunct Professor of Finance at The University of Tennessee, Chattanooga. Patten and Patten, Inc. provides discretionary investment management to a diverse client base including individuals, families, retirement plans, and institutional accounts. The firm employs an active, valuation-driven investment approach focused on large- and mid-cap equities and investment-grade fixed income, typically maintaining a diversified portfolio of 30–40 equity positions.

Andrew Cook is a CFP® professional with 14 years of industry experience, currently serving as an advisor at HHM Wealth Advisors, LLC since 2012. He is based in Chattanooga, TN. HHM Wealth Advisors provides fee-based investment advisory services to a range of clients including individuals, families, trusts, charitable organizations, corporations, and retirement plans. The firm develops personalized investment strategies managed mostly on a discretionary basis and offers comprehensive financial planning, portfolio management, and retirement plan consulting.

Donald Vanlandingham Jr. is a PFS™ credentialed advisor with 24 years of industry experience. He has been with Guardian Wealth Management, Inc. since 1997. Outside of advising, he is an investment partner and owner of a commercial office building in Chattanooga, TN. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, using diversified portfolios generally built with mutual funds and ETFs. The firm applies Modern Portfolio Theory and efficient-frontier concepts while providing tailored advice across investment, retirement, estate, charitable, education, and business-focused planning areas.

Frederick Supan is a financial advisor with Patton Albertson Miller Group, LLC in Chattanooga, TN, holding a Series 65 credential and 13 years of industry experience. He has been with the Patton Albertson Miller Group since 2015, following two years at Patton Albertson & Miller LLC. Patton Albertson Miller Group is a fee-only wealth management and financial planning firm serving affluent individuals, families, pension and profit-sharing plans, and charitable organizations. The firm offers discretionary portfolio management with access to alternative investments and comprehensive services including trust and fiduciary services, cash-flow and tax planning, and project-based consulting such as business succession and real estate transaction support.

Carolyn Fryar is a financial advisor at Innovative Advisory Partners, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Franklin Wealth Management, Equitable Advisors LLC, and First Tennessee Brokerage, Inc. Fryar serves on the boards of the Kidney Foundation of Chattanooga and the Southeast Chapter American Red Cross. Innovative Advisory Partners, LLC advises individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and retirement-plan guidance, using model strategies and a held-away asset aggregation platform to extend oversight beyond traditional custodial accounts.

Travis Hutchinson is a CFP® with 21 years of industry experience, currently serving at HHM Wealth Advisors, LLC since 2009. He also has a long-term affiliation with Cambridge Investment Research, Inc. Outside of his advisory role, he is an independent insurance agent for various companies. HHM Wealth Advisors serves a diverse client base including individuals, families, trusts, and business entities, providing portfolio management, financial planning, and retirement plan consulting. The firm combines fundamental analysis with diversified asset allocations and manages over $1.45 billion in discretionary assets.

Cory Colquette is a financial advisor with Optivise Advisory Services LLC, holding the PFS™ designation and Series 65 license, and has 18 years of industry experience. He has worked at several firms including Southbridge Advisors, The Colquette Group, and Integra Wealth. In addition to his advisory role, he operates a sole proprietorship providing life insurance consulting and offers tax preparation and accounting services as a CPA. Optivise Advisory Services provides portfolio management and financial planning to a diverse client base including individuals, institutions, and retirement plans. The firm delivers investment advice through discretionary model portfolios and offers specialized co-advisory services for employer-sponsored defined contribution plans.

Mark Fleck is a CFA® charterholder with 12 years of industry experience. He has worked at Patten and Patten, Inc. since 2008 and previously spent four years at Highland Capital Management, LLC. Mr. Fleck serves as an Adjunct Professor of Finance at The University of Tennessee, Chattanooga. Patten and Patten, Inc. provides discretionary investment management to individuals, families, retirement plans, trusts, family partnerships, endowments, foundations, and other institutional accounts. The firm employs an active, valuation-driven investment approach focused on large- and mid-cap equities and investment-grade fixed income, managing approximately $2.21 billion in assets across about 841 client relationships.

Jones Krogh is a CFP® professional with 12 years of industry experience, currently serving at HHM Wealth Advisors, LLC in Chattanooga, TN. He has worked at Henderson, Hutcherson & McCullough PLLC since 2012 and at Frazier & Deeter, LLC since 2008. In addition to his advisory role, Krogh is a licensed insurance agent and performs seasonal tax preparation as a tax manager at Henderson, Hutcherson & McCullough PLLC. HHM Wealth Advisors, LLC provides fee-based investment advisory services to a diverse client base including individuals, families, trusts, and business retirement plans. The firm manages over $1.37 billion in discretionary assets, offering tailored investment strategies and comprehensive financial planning with an emphasis on fiduciary IRA rollover guidance and retirement-plan consulting.

Amy Stone is a Series 66-registered advisor with 18 years of industry experience. She has worked at Acumen Wealth Advisors, LLC since 2016, following prior roles at Kestra Investment Services, LLC and Morgan Keegan & Company, LLC. In addition to her advisory work, she is an insurance agent with The ASA Group. Acumen Wealth Advisors, LLC provides asset management, investment consulting, and financial planning services to individuals, trusts, charitable organizations, corporations, and private investment funds. The firm manages approximately $638 million in regulatory assets, implementing investment strategies through model portfolios with oversight by an investment committee and utilizing various investment vehicles and tax optimization techniques.

Gene Rice is a financial advisor at Wealth Preservation Advisors, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wealth Preservation Advisors since 2014. In addition to his advisory role, Mr. Rice is a licensed insurance agent and occasionally conducts insurance product sales. Wealth Preservation Advisors serves individuals, businesses, trusts, and employer retirement plans by providing portfolio management, retirement plan consulting, and assistance in selecting sub-advisers. The firm employs a multifaceted investment process incorporating fundamental, technical, and cyclical analysis, with strategies that include the use of options, margin transactions, and alternative investments.

William Decosimo is a CFA® charterholder with nine years of industry experience. He has worked at Patten and Patten, Inc. since 2011. Patten and Patten provides discretionary investment management to individuals, families, retirement plans, trusts, family partnerships, endowments, foundations, and other institutional accounts. The firm employs an active, valuation-driven investment approach focused on large- and mid-cap equities and investment-grade fixed income, typically managing 30–40 equity positions with low turnover.

Neill Hatcher is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Franklin Wealth Management, Ameriprise Financial Services, and Bank of America. Outside of his advisory work, he volunteers with the Alabama Golf Association assisting with golf tournaments, scoring, and rules. Prosperitus Wealth Advisors provides comprehensive financial planning and portfolio management to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, offering integrated financial planning with asset management through discretionary and non-discretionary arrangements.

Grant Allen is a CFA® charterholder and holds a Series 65 license, with six years of industry experience. He has worked at The Patten Group, Inc. since 2025 and previously held roles at Acumen Wealth Advisors, LLC, ACA Compliance Group, Blue Cross Blue Shield of Tennessee, Tennessee Valley Federal Credit Union, and Dillards. The Patten Group, Inc. provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and various organizations. The firm uses a combination of fundamental and technical analysis with quantitative models to build customized portfolios tailored to each client’s risk tolerance and objectives.

Jonathan Bednar II is a CFP® professional affiliated with CoreVision Financial Group, bringing 16 years of industry experience. He has worked at Paradigm Wealth Partners and Independent Advisor Alliance and maintains a role at LPL Financial. Bednar is also the author of a forthcoming book titled *What The Wealth?! A Guide to Financial Clarity for Professionals and Families.* CoreVision Financial Group offers discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term investment approach with tactical adjustments, utilizing low-cost mutual funds, ETFs, individual securities, and options, and manages over $1 billion in discretionary assets.

Ashlee Patten is a CFA® charterholder with 12 years of industry experience. She has worked at The Patten Group, Inc. since 2014, including time operating the Ashlee Patten Group, LLC. Outside of her advisory role, she serves as a trustee and chairperson on standing committees for the University of Chattanooga Foundation and is involved in agricultural farming and timberland management through family-related business activities. The Patten Group, Inc. provides wealth management, investment management, financial planning, and retirement plan advisory services to a diverse client base including high-net-worth individuals, families, trusts, estates, retirement plans, and charitable organizations. The firm uses a combination of fundamental and technical analysis with quantitative models to create customized portfolios tailored to client objectives, and it is among few comparable firms offering client borrowing features on separately managed accounts.

Logan Wingfield is a financial advisor at Innovative Advisory Partners, LLC with Series 63 and Series 65 licenses. He has recently begun his career in financial services and has prior experience working in public broadcasting, community services, and education. Prosperitus Wealth Advisors serves mass-affluent individuals, business owners, executives, and retirees with comprehensive financial planning and portfolio management. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis to pursue mostly long-term strategies while allowing for shorter-term trading as appropriate.