Jaquelyn James is a financial advisor with Centaurus Financial, Inc. She holds a Series 66 designation and has 11 years of industry experience. She has worked at Carey James & Associates since 2013. Outside of her advisory role, she serves as Director of Marketing for James Financial Group. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized services through a variety of discretionary and non-discretionary arrangements.

Kurt Jackson is a CFP® professional with 28 years of industry experience, currently affiliated with Commonwealth Financial Network and serving as owner of Central Coast Wealth Management since 2015. He is based in Arroyo Grande, CA. His background includes operating his own wealth management firm alongside his role at Commonwealth. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and customized investment solutions, along with operational and compliance support.

Stacey Stanek Byars is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has worked at Independent Financial Group since 2017 and concurrently with The Thom Group since 2013. She also works as an independent contractor offering various insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory platforms and third-party managers.

Travis Loughridge is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and five years of industry experience. He has been with Bankers Life Advisory Services since 2020 and has worked at Bankers Life & Casualty since 2015. Outside of advising, he serves as a Unit Field Trainer for Bankers Life & Casualty, recruiting and training insurance agents. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Michael Smith is a financial advisor with Planmember Securities Corporation, holding a Series 63 designation and 38 years of industry experience. He has worked at Advantage Wealth Management since 2010 and at IRM Distributors, Inc. since 1997. He is also the sole proprietor of Advantage Wealth Management, where he is involved in financial sales including securities, insurance, and annuities. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education, support, and personalized planning services to plan sponsors and participants.

Patrick Corrigan is a CFP® with 12 years of industry experience, currently serving at Cerity Partners Retirement Plan Consultants since 2025. Prior to this, he worked at West Coast Financial, LLC from 2015 to 2025. Outside of his advisory role, Corrigan is a co-pilot for MarcAir, Inc., a private charter airline based in San Luis Obispo, CA. Cerity Partners Retirement Plan Consultants advises sponsors of defined contribution and defined benefit plans, providing fiduciary services, plan design, participant advice, and administrative support. The firm focuses on asset-allocation driven model portfolios and IPS-based monitoring, managing a significant portion of assets on a non-discretionary basis.

Stacy Korsgaden is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 credentials and bringing 26 years of industry experience. She previously worked at Farmers Financial Solutions, LLC and Farmers Insurance Group. Outside of advising, she is a candidate in the campaign for California Insurance Commissioner. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 affiliated advisors and a broad client base. The firm offers managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody services, utilizing both internally managed portfolios and third-party platforms.

Diane James is a financial advisor at Centaurus Financial, Inc. with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Centaurus Financial since 2014. Diane is also a licensed real estate sales agent representing buyers and sellers in Arroyo Grande, CA. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements and a variety of analytical approaches.

Theodore Athans is a CFP® professional affiliated with Commonwealth Financial Network, based in San Luis Obispo, CA, with 27 years of industry experience. He has worked at Commonwealth Financial Network since 2009, including time with its Wealth Management Group, and was a co-owner of WealthSpring Partners, LLC and WS Tax Services, LLC, the latter providing tax preparation services. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, offering a broad range of advisory and brokerage services including managed-account programs, third-party asset management, and retirement consulting.

Charlee Zleisy is a financial advisor at Commonwealth Financial Network with a Series 66 designation and three years of industry experience. She has been associated with Commonwealth Financial Network and Maguire Investments since 2014 in various capacities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Kurt Kennedy is a financial advisor at Independent Financial Group, LLC with 12 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for nearly a decade. Outside of his advisory role, he owns a rental property in Fortaleza, Brazil. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services through a national network of advisors and multiple investment platforms.

Patricia Thom is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and over 42 years of industry experience. She has worked at Independent Financial Group since 2017 and previously spent 12 years at First Allied Securities, Inc. and 5 years at First Allied Advisory Services, Inc. She is also an officer and director of The Thom Group, a marketing DBA she has led since 2001. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of investment adviser representatives and provides access to various advisory programs via its AccessPoint platform and third-party asset managers.

Carey James is a financial advisor with Centaurus Financial, Inc. who holds a Series 63 credential and has 40 years of industry experience. He has been with Centaurus Financial since 2004 and also operates Carey James & Associates, Inc., where he serves as president. His other business activities include managing marketing efforts through James Financial Group. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through diverse strategies and both discretionary and non-discretionary arrangements.

Jeff Hood is a financial advisor with Bankers Life Advisory Services, Inc. in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and has worked across affiliated entities since 2009. In addition to his advisory role, he manages a team of insurance agents, overseeing hiring and training, and is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analyses to create tailored asset allocations and manages portfolios across a variety of securities, with client-specific restrictions and periodic reviews.

Winston Stearns is a financial advisor at Guardian Life with a Series 66 credential and one year of industry experience. Prior to joining Guardian Life and its subsidiary Park Avenue Securities, he was self-employed for a year and has held various roles including coaching youth volleyball clubs and teaching line dance. Outside of finance, he teaches line dance at a local lodge. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, serves individuals, pension plans, charitable organizations, and corporations with brokerage services, financial planning, and advisory programs that include both proprietary and third-party strategies.

Thomas Paine is a financial advisor with Centaurus Financial, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Centaurus Financial since 2006 and has operated in long-term care insurance marketing since 1986. Paine serves as Chair of the Investment Committee for Avila Valley Mutual Water Company, a private water district board. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Louis Summer is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at several firms including Maguire Investments, LLC, Wacker Wealth Partners, and Taylor Frigon Capital Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides adviser-support services such as managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Adam Farber is a CFP® professional with 23 years of industry experience, currently serving as an advisor at J.P. Morgan Securities. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Jesus Fernandez is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to understand their priorities and develop personalized strategies to pursue their short-, mid-, and long-term financial goals. He provides guidance on a range of topics including investing, retirement planning, and saving for unexpected events, and also facilitates access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Jesus brings expertise in managing complex financial priorities such as home buying, college saving, elder care, and healthcare planning. He takes a one-on-one approach to define client goals and tailor portfolio strategies accordingly, offering ongoing advice and adjustments as client needs evolve. His professional certifications include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from the University of Phoenix and communicates with clients in both English and Spanish. Beyond his professional work, Jesus is involved in his community as a girls youth softball coach and assistant. He enjoys baseball, football, music, softball, spending time with his family, volleyball, watching movies, and woodworking.

William Dugan Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he owns and manages single-family rental properties and vacant land in California. Edward Jones is a wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is notable for its extensive retail advisor and branch network and provides services under a fiduciary standard.