Philip Tull is a financial advisor at Tull Financial Group, Inc. with six years of industry experience. He holds a Series 65 designation and has worked at Tull Financial Group since 2016. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans of various sizes. The firm employs a tactical asset-allocation strategy using a combination of passive index ETFs, actively managed funds, dividend-paying stocks, and fixed income, with a strong emphasis on participant education and a documented multi-generation family-planning approach.

Arcelia Wicker is a financial advisor at Bay Capital Advisors, LLC with three years of industry experience. She holds the ChFC® designation and the Series 65 license. Prior to joining Bay Capital Advisors, she served in the United States Navy for seven years. Bay Capital Advisors is a fee-only advisory firm serving individual and high-net-worth clients, as well as business and charitable entities. The firm employs a top-down macroeconomic and fundamental analysis approach combined with a core-satellite implementation, managing approximately $196 million across about 175 client relationships.

Axel Bellars is a financial advisor at Bellars Harris Wealth Management with eight years of industry experience. He holds a Series 66 designation and has worked at firms including CPC Advisors, Raymond James Financial Services, Bank of America, and Merrill Lynch. Outside of advisory work, he is the owner of AJB Holdings Inc. and serves as Power of Attorney for a family member’s financial affairs. Bellars Harris Wealth Management provides personalized financial planning and investment management to individuals, trusts, estates, and qualified retirement plans. The firm employs a fundamentally driven, generally long-term investment approach tailored to each client’s objectives and offers services such as retirement plan advisory and family-office coordination.

Isaac Hon is a financial advisor at Tull Financial Group, Inc. in Chesapeake, VA, holding the Series 65 designation. He has one year of industry experience, having previously worked at Northwestern Mutual, Quillify, and Oral Roberts University. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans. The firm uses a tactical asset-allocation framework with a combination of passive index ETFs, actively managed funds, dividend-paying stocks, and fixed income, emphasizing participant education and multi-generation family planning.

Edward Sallee is a financial advisor with Bay Capital Advisors, LLC in Virginia Beach, VA, holding CFP® and Series 66 credentials and bringing 11 years of industry experience. Prior to his financial advisory career, he worked at ProEquities, Inc. and serves as a Captain in the U.S. Navy. Outside of his advisory role, he is president of two business consulting firms focused on expense reduction and serves as a board member for a local nonprofit supporting court-appointed special advocates. Bay Capital Advisors is a fee-only firm serving individual, high-net-worth, business, and charitable clients, managing approximately $196 million across 175 relationships with a four-advisor team. The firm employs a top-down macroeconomic and fundamental investment process with customized portfolios typically using mutual funds and ETFs, and it offers both discretionary management and a range of planning and consulting services.

Zachary Harris is a financial advisor at Bellars Harris Wealth Management with four years of industry experience. He holds a Series 66 designation and has previously worked at Consolidated Planning Corporation and Raymond James Financial. Outside of his advisory role, he is the owner of ZOH Enterprises, Inc. Bellars Harris Wealth Management is an SEC-registered investment adviser offering discretionary and non-discretionary investment management, personal financial planning, and retirement plan advisory services. The firm serves individuals, high-net-worth clients, trusts, estates, and qualified retirement plans, employing fundamental analysis and a primarily long-term investment approach.

George Macdonald III is a financial advisor at Beacon Harbor Wealth Advisors with 13 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked for Brean Capital, LLC for 13 years before joining Beacon Harbor Wealth Advisors in 2026. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, employing a combination of active and passive strategies tailored to client objectives and constraints.

Michael Spencer is a financial advisor at Fitzwilliams Wealth Management Inc. with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His career includes roles at Tucker Asset Management LLC, AlphaStar Capital Management, LLC, Parkland Securities, and Lincoln National Life Insurance Co. He is also president of MHS Enterprises, an insurance brokerage operating since 1993. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm outsources portfolio construction and trading to third-party sub-advisors employing active strategies and maintains a multi-office practice with approximately $123.55 million in discretionary assets under management.

Tracy Whited is a financial advisor at Wealthtrak Advisors with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wealthtrak Advisors since 2001 and Wealthtrak Capital Management since 2012. Outside of advising, she is also involved in the insurance business. WealthTrak Advisors provides discretionary portfolio management, financial planning, and advisory consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios to client objectives and risk tolerance, employing both long- and short-term strategies.

Daniel Wilgocki is a financial advisor with Fitzwilliams Wealth Management Inc. He holds a Series 65 designation and has experience in real estate and tax management, alongside prior service at the Columbia County Sheriff's Office. His background includes roles at Keller Williams Realty Augusta Partners and operating Barking Lot Boutique Inc. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm uses third-party sub-advisors for portfolio construction and trading and offers ongoing account monitoring and regular client reviews.

Holly Rice is a financial advisor at Wealthtrak Advisors in Virginia Beach, VA, holding a Series 65 designation with seven years of industry experience. She has worked at Wealthtrak Advisors since 2013 and also has experience with Purshe Kaplan Sterling Investments starting in 2014. Wealthtrak Advisors offers discretionary portfolio management, financial planning, and advisory consulting services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios according to client objectives and risk tolerance, employing both long- and short-term strategies.

Robert Tull is a CFP® with 23 years of industry experience and has been with Tull Financial Group, Inc. since 1992. He holds a Series 63 license and is based in Chesapeake, VA. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and businesses. The firm uses a tactical asset allocation approach combining passive and active investments, offers written Investment Policy Statements, and engages in client education and retirement plan participant outreach.

Timothy Stiffler Jr. is a financial advisor at Compton Wealth Advisory Group, LLC in Virginia Beach, VA, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and AXA Advisors, LLC. Outside of advisory roles, he is involved in private investment ventures through limited and passive partnerships. Compton Wealth Advisory Group serves individuals, trusts, estates, business entities, and foundations with investment management, financial planning, and retirement-plan consulting. The firm manages a range of portfolios, including alternative investments, and offers family office services and retirement-plan participant education.

Timothy Fitzwilliams is a Series 65-licensed advisor with Fitzwilliams Wealth Management Inc. in Chesapeake, VA. He has been with the firm since 2008 and serves as owner and CEO of several related businesses, including Fitzwilliams Realestate and Fitzwilliams Tax Management. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of active third-party sub-advisor strategies and monitors client portfolios continuously, conducting at least annual reviews and regular rebalancing.

Vivian Honeycutt is a CFP® professional with 25 years of industry experience currently with Bay Capital Advisors, LLC. She has previously worked at Honeycutt Financial Services, LLC, Kestra Investment Services, LLC, and PRUCO Securities, LLC. Honeycutt operates as part of a five-advisor team based in Virginia Beach, VA. Bay Capital Advisors serves individual and high-net-worth clients, trusts, estates, business entities, and charitable organizations through discretionary portfolio management and financial planning. The firm employs a combined top-down macroeconomic and fundamental analysis approach with core-satellite portfolio construction, tailoring portfolios to client objectives and reviewing them quarterly.

Connor Harris is a financial advisor at Beacon Harbor Wealth Advisors in Virginia Beach, VA, holding a Series 65 designation with one year of industry experience. Prior to joining Beacon Harbor Wealth Advisors, he worked for eight years at the United States Postal Service and spent five years at Auburn University. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses by providing discretionary investment management, comprehensive financial planning, and retirement plan consulting. The firm uses a combination of active and passive management, incorporating multiple analytical approaches to build portfolios aligned with client objectives, risk tolerance, and tax considerations.

George Macdonald Jr. is a financial advisor at Beacon Harbor Wealth Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is co-owner and serves as co-president and CEO of Beacon Harbor Wealth Advisors, Inc. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, managing approximately $600 million with an investment approach that combines active and passive strategies tailored to client objectives and risk tolerance.

Connor Parker is a financial advisor at Beacon Harbor Wealth Advisors with nine years of industry experience. He holds a Series 65 designation and has previously worked at Parker Financial Group LLC and AE Wealth Management, LLC. Connor also owns Parker Insurance, LLC, where he works as an insurance producer. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, employing a combined active and passive investment approach that includes the use of derivatives and a wrap-fee program.

Lori Tamayo is a CFP® professional with 19 years of experience in financial services. She is currently with Gratus Wealth Advisors LLC and has previously worked at Purshe Kaplan Sterling Investments, Truist Advisory Services, BB&T, LPL Financial, Wells Fargo Clearing, and Merrill. Tamayo is a 51% owner of T5 Professional Services, LLC, a business providing handyman and sanitation services. Gratus Wealth Advisors manages discretionary assets for individuals, nonprofits, corporations, and retirement plan sponsors. The firm employs fundamental analysis and modern portfolio theory to manage individualized accounts and offers asset management, financial planning, and retirement plan advisory services.

Maury Stone Jr. is a financial advisor at Beacon Harbor Wealth Advisors in Virginia Beach, VA, holding a Series 66 designation with 12 years of industry experience. He has worked at Beacon Harbor since 2019 and previously held roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC from 2014 to 2019. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, managing approximately $600 million with a blend of active and passive strategies tailored to client objectives and risk tolerance.