Felicia George is a financial advisor with Primerica Advisors in Watsonville, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked at Primerica Financial Services since 2000 and has been involved with PFS Investments Inc. since 2012. Outside of her advisory work, she has been affiliated with Corralitos Community Church since 2018. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven investment strategies managed by external asset managers.

Paige Rexrode is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has worked at firms including Hilltop Securities Inc. and Waddell & Reed. Rexrode was also involved with Soroptimist International of Capitola by the Sea from 2016 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Eduardo Valero is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 11 years of industry experience. His prior roles include positions at TIAA, Ocwen Financial, Fisher Investments, and TD Ameritrade. Outside of advising, he is involved in managing rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational services.

Samuel Dwyer is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding a Series 66 license and having 10 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and methodologies.

Albert Rodriguez is a financial advisor with LPL Financial in Morgan Hill, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, Merrill, and Bank of America. He has also been involved with Forty Niners SC Stadium Company LLC and Populous, The Teams Company, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Julie Tauriainen is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She previously worked at Edward Jones for 17 years before joining Raymond James in 2019. Outside of her advisory role, she is the CEO of Serendipity Securities, a support company based in Aptos, CA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and is noted for its municipal advisory affiliation and specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Christine Ingesson is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding Series 63 and Series 65 licenses. She has 21 years of industry experience, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Tone Dai Tran is a financial advisor with LPL Financial in Capitola, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL Financial, Tran worked at Bank of the West and BMO and has experience with Fidelity Investments. Outside of finance, Tran is a business owner managing Koji Sake Lounge, a restaurant in San Jose, during weekend evenings. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing both in-house and third-party investment strategies, supported by technology tools, and is notable for its scale and breadth of financial activities alongside its advisory platform.

Jeremy Geels is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Capitola, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Anzaldua is a financial advisor with LPL Financial in Santa Cruz, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Chase Investment Services, Wamu Investments, Citicorp Investment Services, and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ercilia Donnelly is a financial advisor with OSAIC in Capitola, CA, holding Series 63 and Series 66 credentials and 14 years of industry experience. Her prior experience includes roles at Securities America Advisors, Valley Wealth Strategies, LPL Financial, and National Planning Corporation. She is also a co-trustee of a family trust and owns a business entity that supports her securities activities. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services through a large network of affiliated advisors. The firm employs a range of portfolio construction tools and provides access to third-party money managers and managed-account solutions.

Maggie Martin is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding a Series 66 designation and 23 years of industry experience. She has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process using firm-approved tools and delivers services supported by its Global Investment Committee’s return estimates and modeling techniques.

Stacey Vander Kodde is a financial advisor at Edward Jones with 12 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for seven years before joining Edward Jones in 2020. Outside of her advisory role, Stacey operates an Amazon influencer page. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm has a nationwide network of over 23,000 advisors and manages approximately $1.01 trillion in assets.

Hai Tran is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Chase and Bank of America, N.A. from 2014 to 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew George is an advisor at J.P. Morgan Securities with Series 63 and Series 65 designations. He has one year of industry experience and has previously held roles at JPMorgan Chase Bank, Uber Technologies, Marriott International, and Starbucks Coffee Company. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jacob Young is a CFP® professional with 29 years of experience in financial advising. He is currently with OSAIC and previously worked for Securities America, Inc. and Securities America Advisors, Inc. for 15 years. Young is also the owner of Jacob Young Financial, where he recommends insurance and annuity products and provides financial planning and investment advice. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment solutions and utilizes tools such as asset-allocation models, risk analysis, and automated rebalancing to manage portfolios across multiple asset classes.

Nayana Darrah is a financial advisor at Morgan Stanley with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Jerald Reich is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank N.A. since 2016. He is based in Santa Cruz, CA. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and models.

Kevin Newhouse is a Series 66-registered financial advisor with 16 years of industry experience. He currently works at OSAIC, having joined in 2024, and previously held positions at Securities America Advisors and Morgan Stanley Smith Barney. Outside of his advisory role, Newhouse serves as a commissioner on the Santa Cruz County Historic Resources Commission and is a steering committee member of the Aptos History Museum. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to manage portfolios that may include various securities across discretionary and non-discretionary accounts.

Mark Rosenberg is a financial advisor with LPL Financial in Scotts Valley, CA, holding Series 63 and Series 65 credentials and 39 years of industry experience. His prior work includes 21 years at Financial West Group and 8 years at Western International Securities. He is also a California Tax Education Council-registered tax preparer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad range of advisory strategies alongside various non-advisory financial services.