Matthew Danmyer is a CFP® professional with nine years of industry experience, currently serving at Cetera. His prior roles include positions at Merrill, Bank of America, MFS Wealth LLC, and Montgomery Financial Services. He is also engaged with Comprehensive Financial Solutions, Inc. as a certified financial planner. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

David Livingston is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, he worked at Truist Bank for five years and Sam's Club for six years. He is also a commissioned notary in the state of Maryland. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Anna Newton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She works collaboratively with clients to develop personalized financial strategies aimed at pursuing their long-term goals. In her role, Anna provides access to investment insights from Merrill and the banking and lending solutions of Bank of America to support flexible wealth management approaches aligned with clients' needs. Anna has been recognized for her expertise in the industry, having been named to the 2024 Forbes "Top Women Wealth Advisors Best-in-State" list and the 2023 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Anna earned her Bachelor's Degree from High Point University. Committed to community involvement, Anna participates in local volunteer organizations and serves on the Board of Trustees for Wor-Wic Community College, continuing the Merrill tradition of community engagement.

Scott Smith is a financial advisor at Edward Jones with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated mutual funds, operating under a fiduciary standard.

Andy Kim is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and seven years of industry experience. He has been with Cambridge Investment Research since 2019 and is also the principal of Kim & Associates, PA, a CPA firm he has led since 2001. Outside of his advisory role, he serves on the boards of Coastal Hospice, Inc. and the Community Foundation of the Eastern Shore. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing multiple custody platforms and a range of discretionary and non-discretionary investment strategies.

Kelly Elliott is a financial advisor with Edward Jones in Salisbury, MD, holding a Series 66 designation and having one year of industry experience. Prior to joining Edward Jones, Elliott worked at PNC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and maintaining affiliated capabilities such as a trust company and proprietary mutual funds.

Kara Lewis is a financial advisor at LPL Financial with 15 years of industry experience. She holds the ChFC® designation and Series 66 license. Prior to joining LPL Financial in 2024, she spent 13 years at Edward Jones. Outside of her advisory role, she is also a business owner of a non-investment related enterprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Harold Gordy III is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 25 years of industry experience. He has been with Cambridge since 2009 and is also the owner of Coastal Wealth Management LLC, where he authored two financial books. Additionally, he has worked as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a broad client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers a range of portfolio management options including proprietary models, third-party strategists, and flexible custody arrangements tailored to client objectives.

Peter Scott is a financial advisor with Morgan Stanley in Salisbury, MD, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at Hebron Savings Bank and SunTrust Mortgage. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and approved tools, with clients responsible for implementing and updating their plans.

Timothy Gonzales is a financial advisor with Cetera based in Salisbury, MD, holding the CFP® designation and Series 63 and 66 licenses. He has 21 years of industry experience, including ten years at PKS Investment Advisors LLC and several years with Cetera and affiliated entities. Outside of advising, he serves as president of a local nonprofit organization, Crimesolvers of the Lower Eastern Shore, and holds a treasurer position in a hunting club. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with options ranging from model portfolios to bespoke strategies, operating across various program structures and custodial relationships.

Franklin Rayne III is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at M&T Securities, M&T Bank, First Allied Securities, and Valic Financial Advisors. In addition to his advisory role, he is a notary in Seaford, Delaware. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advice with a range of discretionary and non-discretionary investment strategies.

William Robins is a financial advisor with Morgan Stanley in Salisbury, MD, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, employing a structured planning process that includes firm-approved tools and modeling techniques.

Frank Brittingham is a financial advisor with Cetera, holding a Series 63 designation and over 44 years of industry experience. He has worked with Cetera and its affiliates since 2013 and is also the managing partner of Comprehensive Financial Solutions. Outside of his advisory work, he owns a small real estate business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a nationwide network of independent advisors.

Eugene Garner is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at David Lerner Associates for 18 years, followed by Grove Point Advisors LLC and Grove Point Investments LLC. He is also involved with Garner Group Financial.com, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kristopher Todd is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial and estate planning, supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-based financial planning agreements.

Michael Sise is a CFP® professional with 13 years of experience in financial advisory and asset management. He is currently affiliated with Cetera and also serves as a partner and producing representative at Comprehensive Financial Solutions, where he has worked since 2016. Outside of his advisory roles, he is involved in financial leadership at Stevenson United Methodist Church and serves on the board of Seaside Christian Academy. Cetera is an SEC-registered investment adviser with a nationwide network of over 10,000 advisors, managing more than $256 billion in assets. The firm offers a multi-manager platform that serves individual, retirement plan, corporate, charitable, and institutional clients through a variety of portfolio management and financial planning services.

Jeffrey Carr is a financial advisor with Edward Jones, holding a Series 66 designation. He has approximately three years of industry experience, including roles at Edward Jones and Hammerhead's. Prior to his advisory career, he worked in various roles spanning several industries, including service positions at Slate Cafe and 2 Stones Pub. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Jessica Eisemann is a Certified Financial Planner® (CFP®) with 10 years of industry experience, all of which has been at Edward Jones since 2016. She is based in Salisbury, MD. Outside of her advisory role, she is the founder of the Women's Leadership Council. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non–high-net-worth and high-net-worth households. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Sharon Perdue is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney and Merrill prior to her current position. Outside of her advisory role, she is involved in a trust business based in Salisbury, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and models to assist clients in planning and investment decisions.

Alison Tingle is a financial advisor with Edward Jones in Laurel, Delaware, holding the ChFC® and Series 66 designations and possessing 11 years of industry experience. She has been with Edward Jones continuously since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of more than 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.