Nathan Ankney is a CFA® charterholder with 24 years of experience in the financial industry. He has been with Dynamic Wealth Strategies, LLC since 2013. In addition to his advisory role, Ankney is a licensed California insurance agent and a real estate agent, and he serves as a general partner of a pooled investment vehicle through Rosewind, LLC. Dynamic Wealth Strategies is a team-based registered investment adviser serving individuals, trusts, corporations, retirement plans, and pooled investment vehicles. The firm offers discretionary portfolio management using tailored model portfolios, financial planning, retirement-plan consulting, and tax services through an affiliated professional.

David Hicks is a Certified Financial Planner® with seven years of industry experience. He is affiliated with Kerux, LLC and has prior experience at Abound Financial, LPL Financial, WCG Wealth Advisors, and Fidelity Investments. Before his financial services career, he worked for over a decade with the Western Placer Unified School District. Kerux, LLC provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth families, trusts, retirement plans, and institutional clients. The firm utilizes a variety of investment vehicles and employs tools such as Riskalyze to assess client risk tolerance, while maintaining a close operational relationship with LPL Financial.

Karsten Dornseif is a CFP® and holds a Series 65 license with 17 years of industry experience. He has been with Bowers Wealth Management, Inc. since 2009. Bowers Wealth Management provides discretionary investment management and portfolio advisory services to individuals, trusts, estates, charitable organizations, and corporations. The firm manages approximately $298 million in discretionary assets and focuses on personalized portfolio strategies emphasizing long-term growth and a constrained investment universe limited to Fidelity mutual funds and ETFs.

Michael Wells is a financial advisor at Tidwell Wealth Management LLC in Rocklin, CA, holding a Series 65 designation with eight years of industry experience. He has worked at Tidwell Wealth Management since 2020 and previously spent two years with Peak Investment Solutions, LLC. Outside of advising, Wells is a member of SROP 2, LLC, a non-investment related business. Tidwell Wealth Management provides discretionary investment management and retirement-plan advisory services to individuals, trusts, charitable organizations, businesses, and participant-directed employee retirement plans. The firm follows a long-term, asset-allocation driven investment approach using primarily passively managed mutual funds and integrates financial planning on tax, estate, insurance, and cash-flow matters alongside portfolio oversight.

Nyle Bayer is a financial advisor at UP Capital Management, Inc. with 11 years of industry experience. He holds a Series 65 designation and has worked with several firms including Wealthreach and Future Proof (Advisor Circle). Bayer is also involved with Modelist, Inc. outside of his advisory role. UP Capital Management provides investment advisory and financial planning services to individuals, retirement plan sponsors, and other entities. The firm utilizes tactical and strategic asset allocation with a variety of model portfolios, combining fundamental, technical, and cyclical analysis, and advises on a broad range of investment instruments.

Richard Atha is a financial advisor at WaterRock Wealth Management with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Prien Asset Management, Center Street Advisors, and OnPointe Advisory and Financial Services. Outside of advisory services, he operates Atha Consulting, where he teaches debt management techniques and sells fixed insurance products. WaterRock Wealth Management provides discretionary investment management and financial planning services to individuals and high-net-worth clients, overseeing approximately $153.7 million in assets. The firm constructs customized, primarily long-term portfolios emphasizing low-cost mutual funds and ETFs, and employs various analytical methods in portfolio management.

Christopher Carolan is a CFP® professional with 24 years of industry experience. He is the sole advisor at Dimensions Wealth Management, LLC, where he has worked since 2018. Prior to that, he held positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he is involved with an estate planning team in Roseville, CA, focusing on marketing and explaining deferred sales trust strategies. Dimensions Wealth Management is a small SEC-registered advisory firm serving individual and high-net-worth clients as well as employer retirement plan sponsors. The firm offers comprehensive portfolio management and retirement plan consulting, emphasizing asset-allocation-based strategies with options for discretionary or non-discretionary management.

Jeffery Hardin is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His background includes roles at Peak Financial Freedom Group, LLC and American Global Wealth Management. Outside of his advisory work, Hardin is involved in merchandise distribution as a member and owner of Runwell Fleet. Fiduciary Solutions serves individual and high-net-worth clients by selecting and monitoring third-party money managers and developing client-specific investment policy statements. The firm operates as a fiduciary with a focus on retirement cash flow and downside risk mitigation, conducting ongoing due diligence on designated money managers rather than managing portfolios directly.

Michael Gebhardt Jr. is a financial advisor with Sterling Retirement Group of Sacramento, holding a Series 65 designation and seven years of industry experience. Prior to joining Sterling Retirement Group, he worked at Oracle Corporation for three years. He is also a licensed insurance agent specializing in life, accident, and health insurance. Sterling Retirement Group of Sacramento advises individuals, retirement accounts, trusts, corporations, and other business entities on comprehensive financial planning, portfolio management, and business consulting for family or closely held businesses. The firm combines fundamental and technical analysis with a focus on value, safety, quality, and risk control, managing approximately $177 million in discretionary client assets.

Brian Souders is a financial advisor at Sterling Retirement Group of Sacramento with 10 years of industry experience. He holds a Series 65 credential and has worked at Sterling Retirement Group since 2016, as well as at ArcPoint Financial Advisors LLC and its predecessor firm since 2014. Outside of his advisory role, Souders owns and operates Souders Financial & Insurance, LLC, where he sells indexed life and fixed indexed annuities. Sterling Retirement Group of Sacramento serves individual and high-net-worth clients, along with family and closely held businesses, offering financial planning, consulting, portfolio management, and business consulting services. The firm utilizes a combination of fundamental and technical analysis with an emphasis on value, safety, quality, and risk control, managing accounts on both discretionary and nondiscretionary bases.

James Boyle is a financial advisor at Dynamic Wealth Strategies, LLC with 17 years of industry experience. He holds a Series 66 designation and has been with Dynamic Wealth Strategies since 2013. Outside of his advisory role, Boyle is a licensed California insurance agent and a real estate agent, and he serves as a principal of Rosewind, LLC, a pooled investment vehicle. Dynamic Wealth Strategies is a team-based registered investment adviser serving individuals, trusts, corporations, retirement plans, and pooled investment vehicles. The firm offers discretionary portfolio management through customized and model-based programs, financial planning, retirement-plan consulting, and tax services via an affiliated professional.

Kevin Wells is a financial advisor at Tidwell Wealth Management LLC with eight years of industry experience. He holds a Series 65 designation and has worked at Tidwell Wealth Management since 2020, following two years at Peak Investment Solutions and ongoing involvement with Tidwell & Associates, LLP since 2012. Tidwell Wealth Management provides discretionary investment management and retirement-plan advisory services to individuals, trusts, charitable organizations, businesses, and participant-directed employee retirement plans. The firm employs a long-term, asset-allocation driven investment approach centered on passively managed mutual funds and utilizes model portfolios alongside a sub-advisory relationship with Focus Partners – Advisor Solutions.

Mikus Mergups is a CFP® with 17 years of industry experience, currently serving as an advisor at Advent Capital LLC since 2013. He holds Series 63 and Series 66 licenses and is also individually licensed as a Life/Health insurance agent in California, a business he conducts outside of Advent Capital and outside regular trading hours. Advent Capital LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, offering customized investment policy statements and ongoing supervisory services across a range of securities. The firm employs both fundamental and technical analysis and utilizes various trading strategies with regular account reviews to align with client risk tolerances and objectives.

Brian Peardon is a financial advisor at Bridgeport Financial Solutions with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cambridge Investment Research Advisors, Harvest Investment Services, Concourse Financial Group Securities, and Eagle Strategies. Outside of his advisory work, he is an independent insurance agent. Bridgeport Financial Solutions serves individual and institutional clients, including high-net-worth households and retirement plans, offering investment management, financial planning, and retirement-plan advisory services. The firm employs a model portfolio approach overseen by an Investment Committee and provides discretionary management through wrap programs and advisor-managed portfolios, with access to both affiliated and third-party strategists.

Marcos Lemus is a financial advisor at Bulman Wealth Group in Roseville, CA, holding a Series 65 registration with three years of industry experience. Prior to joining Bulman Wealth Group in 2021, he worked for Spring Education, Merryhill for eight years. He is also involved in insurance sales through BWG Insurance Agency, an affiliated business of the firm. Bulman Wealth Group serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans, providing financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs a variety of investment approaches and maintains an active role in insurance distribution through licensed advisors and an affiliated insurance agency.

Scott Roseman is a financial advisor at Roseman Wagner Wealth Management with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with Roseman Wagner since 2008. Roseman serves as a director of The Scott and Tara Roseman Foundation and holds board and management roles in several nonprofit and agricultural ventures, including rice farming and a horse cutting business. Roseman Wagner Wealth Management provides financial planning, discretionary investment management, and retirement plan consulting to individuals, pension and profit-sharing plans, corporations, charitable organizations, and a pooled private investment vehicle. The firm employs a fundamental, discount-from-value investment approach and manages concentrated, disciplined strategies across individual and pooled accounts.

Tim Smith is a financial advisor at API Financial Advisors, LLC with 29 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at Packerland Brokerage Services, StrategerY Advisors, and several other firms dating back to 2004. He is involved in insurance sales through StrategerY Advisers, Inc. API Financial Advisors, LLC serves individual and high-net-worth clients by providing financial planning, discretionary portfolio management, and participant account management. The firm uses individualized portfolios with model strategies managed by an affiliated sub-adviser and applies a combination of technical and fundamental investment analysis across a broad range of securities.

Natalie Litchfield is a financial advisor with IFC in Auburn, CA, holding Series 65 and Series 66 licenses and possessing 13 years of industry experience. She worked at Edward Jones from 2012 to 2017 before joining IFC and Insurance Marketing, Inc., where she has been since 2017. In addition to her advisory role, Litchfield operates as a self-employed insurance agent specializing in life insurance and fixed/indexed annuities. IFC provides advisory services to individuals, trusts, pension and retirement plans, and businesses, focusing on financial planning, consulting, and investment management. The firm emphasizes active account monitoring with regular client reviews and employs institutional mutual funds and ETFs, often utilizing independent sub-advisors.

Taranvir Pannu is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 65 licenses and having six years of industry experience. Before joining Bulman Wealth Group in 2025, he worked at Monarch Wealth Strategies and JPMorgan Chase Bank, N.A. among other roles. Bulman Wealth Group serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans, providing financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs a range of investment approaches including fundamental and technical analysis and uses third-party managers when appropriate, with a notable focus on insurance distribution as part of its activities.

Lori Meter is a financial advisor with Bright Lake Wealth Management, LLC in Roseville, CA, holding Series 65 and Series 66 licenses with 14 years of industry experience. Her career includes roles at Crump Life Insurance Services, Key Investment Services LLC, and Merrill, among others. She has also been involved in a small business, G-bury BnB, LLC. Bright Lake Wealth Management serves individual and high-net-worth clients with retirement-focused financial planning and discretionary portfolio management using model portfolios. The firm applies a goals-based, household-level approach with ongoing monitoring and offers estate planning services through a partnership with Wealth.com.