Rebecca Miller is a financial advisor at Unity Wealth Strategies with 10 years of industry experience. She holds a Series 65 designation and previously worked at Creative Financial Services, Inc. for 11 years. In addition to her advisory role, she works part-time as an Operations & Client Experience Specialist at Hessel Financial Advisors, supporting client correspondence and administrative tasks. Unity Wealth Strategies is a fee-only registered adviser that provides investment management and comprehensive financial planning to individuals and small organizations. The firm uses a combination of passive and active strategies within a discretionary asset-allocation framework and offers educational seminars and speaking engagements.

Theresa Brock is a financial advisor at Cascade Investment Group, Inc. in Colorado Springs, CO, holding a Series 66 designation with 13 years of industry experience. She has been with Cascade Investment Group since 2010. Cascade Investment Group, Inc. serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and business entities, offering portfolio management, financial planning, and related advisory services. The firm employs a blend of fundamental, technical, and charting analysis alongside asset allocation and manager selection, managing accounts through discretionary and non-discretionary programs.

Lindsey Simek is a Series 65-licensed financial advisor with Capstone Investment Financial Group, LLC, based in Colorado Springs, CO. She has five years of industry experience, including roles at New York Life Insurance Company and NYLIFE Securities, LLC. Capstone Investment Financial Group offers financial planning and portfolio management services to individuals, retirement plans, trusts, estates, charities, corporations, and other advisory firms. The firm employs a risk-focused investment approach with proprietary and thematic strategies and maintains a monthly portfolio review process.

Gerald Biegler is a financial advisor with Sustainable Wealth Strategies, LLC in Colorado Springs, CO. He holds the ChFC® designation and Series 63 and 65 licenses, with 21 years of industry experience. Prior to joining Sustainable Wealth Strategies in 2017, he worked at Rocky Mountain Financial Services since 1985. In addition to his advisory role, he spends a significant portion of his time as an independent insurance agent. Sustainable Wealth Strategies provides financial planning and portfolio management primarily for individual and high-net-worth clients. The firm employs a largely passive investment approach, utilizing diversified portfolios of low-cost index funds and ETFs, and offers customized direct-indexing options with ESG and tax-aware features.

Timothy Bayless is a financial advisor with Brotherhood Retirement who holds a Series 65 credential. He has been in the industry since 2016, with prior experience at Envoy Financial and as a self-employed advisor. Brotherhood Financial, LLC serves employer-sponsored retirement plans and their participants, providing retirement plan consulting, participant education, and administrative support. The firm uses an unaffiliated retained adviser for fractional Chief Investment Officer services and maintains an Investment Committee to oversee investment due diligence and policy guidance.

Travis Kvaale is a financial advisor at Make Way Wealth Management in Colorado Springs, CO, holding a Series 65 credential with four years of industry experience. His prior roles include positions at American Bank & Trust and the State of South Dakota Legislative Audit. Make Way Wealth Management serves individuals, corporations, charities, and retirement plans, managing approximately $80 million in client assets across 120 relationships. The firm provides comprehensive financial planning and discretionary portfolio management, utilizing strategic diversification and technical analysis to tailor portfolios according to client goals.

Rebecca Holden is a CFA® charterholder with 20 years of industry experience. She has worked at Hemispheres Investment Management since 2014 and previously spent seven years at Archer Capital Management, Inc. in Colorado Springs, CO. Hemispheres Investment Management provides discretionary portfolio management primarily to individual clients, including both high-net-worth and non-high-net-worth households. The firm employs a value-oriented, fundamentally driven investment process and utilizes derivatives strategies within separately managed accounts to reduce risk, generate income, and address tax considerations.

Chris Franz is a financial advisor with Bauer Wealth Management Inc. in Colorado Springs, CO, holding a Series 65 designation and six years of industry experience. He is the Managing Director of the Pioneer Fund, a private equity fund he founded in 2016 that focuses on sourcing, acquiring, and managing small manufacturing companies and limited partner investments. Prior to this, he has been associated with IPS, Inc. since 2005. Bauer Wealth Management (dba Bauer Heitzmann) serves individuals, high-net-worth and ultra-high-net-worth families, trusts, small businesses, and charitable organizations. The firm employs an investment approach centered on asset-class allocation combining passive index-based products with tactical rebalancing and customized Investment Policy Statements, and utilizes both traditional and private investment vehicles.

Russell Adelmann is a CFP® professional with 27 years of experience in financial advising. He has been with Adelmann Financial, Inc. since 1994 and holds a Series 63 designation. The firm provides continuous investment supervisory services and ongoing financial planning to individuals, trusts, and employer-sponsored retirement plans. It manages portfolios primarily with exchange-traded funds and no-load or load-waived mutual funds, using an approach guided by Modern Portfolio Theory that combines passive and active management with an emphasis on asset allocation over security selection.

Stephen Heitzmann is a financial advisor at Bauer Wealth Management Inc. in Colorado Springs, CO, with 14 years of industry experience. He holds a Series 66 designation and has worked at Bauer Wealth Management since 2017, previously serving at Altruistic Investing, LLC, TIAA-CREF, and T. Rowe Price Advisory Services, Inc. He is the CEO of Altruistic Investing, LLC. Bauer Wealth Management, dba Bauer Heitzmann, is an SEC-registered advisory firm with a four-advisor team managing approximately $206 million for around 160 clients. The firm provides discretionary portfolio management, family office and concierge wealth management, pension consulting, and financial planning, primarily serving individuals, high-net-worth families, trusts, small businesses, and charitable organizations. Their investment approach focuses on long-term asset allocation using passive index-based products combined with tactical rebalancing and may include alternatives, derivatives, and leverage.

Dwain Gump is a CFP® with 27 years of experience in financial advisory. He has worked at Gump and McHugh Asset Management since 2007 and previously held roles at First Affirmative Financial Network LLC and Walnut Street Advisers Inc. in Colorado Springs, CO. Gump and McHugh Asset Management provides discretionary portfolio management and integrated financial planning to individuals, families, charitable organizations, estates, and trusts. The firm uses fundamental and technical analysis, incorporates ESG factors when requested, and designs individualized portfolios with consideration for tax, estate, and risk management.

Taylor Willson is a financial advisor at Bennco Advisors with 16 years of industry experience. He has worked at BennCo Advisors since 2015 and has been associated with The Strategic Financial Alliance since 2013. Bennco Advisors provides customized financial planning, business and investment consulting, and coaching for successful individuals, companies, and small institutions. The firm emphasizes an interactive, coaching relationship guided by modern portfolio theory and serves many clients over 50 with qualified retirement plans and near-term withdrawal needs.

Nolan Hughes is a financial advisor at Brotherhood Retirement with 19 years of industry experience and holds a Series 66 designation. His prior roles include positions at LPL Financial, Wunderlich Securities, B. Riley Wealth Management, and Morgan Keegan & Company. He is also the founder of Oyster Consulting LLC, where he provides outsourced compliance consulting. Brotherhood Financial, LLC serves employer-sponsored retirement plans and participants, offering retirement plan consulting, participant education, and administrative support. The firm employs a retained, unaffiliated registered investment adviser for fractional Chief Investment Officer services and maintains an Investment Committee to guide plan investment decisions.

Christian Ramsey is a financial advisor with QRIA, Inc. in Colorado Springs, CO, holding Series 63 and Series 65 licenses and over 22 years of industry experience. His prior roles include positions at GWN Securities, Inc., Advisor Resources LLC, and QA3 Financial LLC. In addition to his advisory work, Ramsey is an author of books and articles, a president of a 1031 exchange qualified intermediary firm, and manages an entity specializing in promissory note administration. QRIA, Inc. provides investment advisory and portfolio management services primarily to individual and high-net-worth clients, employing a multifaceted approach that includes fundamental and technical analysis, cyclical analysis, and modern portfolio theory. The firm offers both discretionary and non-discretionary management, tailoring strategies to client risk tolerance and financial circumstances, and utilizes sub-advisers and third-party platforms as part of its service model.

William Hammer is a CFP® professional with 25 years of industry experience. He currently works at Modern Financial and has prior experience at Cambridge Investment Research Advisors, Cambridge Investment Research, Inc., and Cetera Advisors LLC. Outside of advising, he is writing a book about biblical life and financial principles. Modern Financial Asset Management, LLC manages approximately $35 million in discretionary assets for individuals, pension plans, charities, and businesses. The firm uses a tactical asset-allocation approach combining fundamental and technical analysis, offers various financial planning and consulting services, and incorporates third-party model portfolios through the Altruist Model Marketplace.

Christine Mchugh is a CFP® professional with 26 years of industry experience, currently serving at Gump and McHugh Asset Management, a firm she has been with since 2006. She holds Series 63 and Series 65 licenses and is also a licensed insurance agent with various carriers. Gump and McHugh Asset Management provides discretionary portfolio management and integrated financial planning to individuals, families, charitable organizations, estates, and trusts. The firm employs both fundamental and technical analysis, incorporates ESG factors upon client request, and constructs tailored portfolios considering tax, estate, and risk management, focusing on individualized account supervision.

Jerome Bruni is a financial advisor with Bruni J V & Co in Colorado Springs, CO, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with J. V. Bruni and Company since 1992. Bruni J V & Co provides discretionary investment supervisory services to individual clients, retirement plans, trusts, estates, nonprofits, and businesses. The firm emphasizes fundamental and qualitative analysis of corporate equities in its long-term, buy-and-hold investment approach and manages nearly $947 million in discretionary assets.

Adam Ermel is a financial advisor at Advisers Investment Management, Inc. in Colorado Springs, CO, holding a Series 65 designation with seven years of industry experience. He has worked at Advisers Investment Management, Inc. since 2012 and had previously been associated with Rod Ermel Associates, Inc. from 2010 to 2022. Advisers Investment Management, Inc. provides financial planning, investment counsel, discretionary portfolio management, and retirement-plan advisory services to individuals, pension plans, endowments, foundations, non-profits, and corporations. The firm employs an evidence-based investment process grounded in Modern Portfolio Theory, managing globally diversified portfolios across a spectrum from bonds to stocks on a discretionary basis.

Beth Walker is a financial advisor at Exceptional Wealth & Family Office with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Carson Wealth, CWM, LLC, Cetera Advisor Networks, LLC, The Wealth Consulting Group, and LPL Financial. Outside of advisory work, she owns the Center for College Solutions, providing college planning services, and is an author of books focused on stock options and college financing. She also serves as a trustee for family trusts and assists as a senior financial specialist with college affordability planning. Exceptional Wealth & Family Office provides financial planning, asset management, and wealth consulting services to individuals, high net worth clients, corporations, pension and profit-sharing plans, charitable organizations, and insurance companies. The firm offers discretionary managed accounts using a combination of model portfolios and customized allocations across multiple asset classes and conducts ongoing client monitoring and reviews.

Kyle Householder is a financial advisor with Petra Financial Advisors Inc in Colorado Springs, CO. He holds a Series 65 designation and has five years of industry experience. Prior to joining Petra Financial Advisors in 2023, he worked at Accelerated Wealth Advisors, LLC from 2020 to 2023. Petra Financial Advisors serves individuals, families, retirement plans, trusts, estates, family businesses, and charitable organizations with comprehensive financial planning and discretionary investment management. The firm uses a combination of fundamental, technical, and cyclical analysis along with computer modeling to implement and oversee client portfolios.