David Justman is a financial advisor with Wells Fargo Clearing Services, LLC, holding Series 63 and 65 licenses and bringing 50 years of industry experience. He previously worked at UBS Financial Services for ten years. Outside of his advisory role, he serves as an advisor for the Donovan & Bank Foundation, which provides counseling and mentorship for veterans. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and combines research-driven investment evaluation with a broad range of financial products.

Joshua Larson is a CFP® professional affiliated with LPL Financial, with six years of industry experience. He has been with LPL Financial since 2019 and has prior experience at Financial Advocates Investment Management and Washington State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Christopher Ficara is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides straightforward financial guidance to help clients achieve their financial goals. Christopher and his team develop and implement personalized wealth management strategies for a diverse clientele including working professionals, corporate executives, small business owners, entrepreneurs, and retirees. He works with business owners seeking strategies to sell, recapitalize, or expand their businesses. Christopher's approach connects all aspects of a client's financial life to prioritize and pursue their most important goals. Christopher's expertise includes concentrated stock strategies, retirement planning, private business sales, investment management with access to alternative investments, education planning through 529 college savings accounts, private banking and lending services, trust and estate planning, as well as private foundations and charitable gifting strategies. He holds professional designations including Chartered Financial Analyst (CFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a high school diploma from Yucca Valley High School, a bachelor's degree from the University of California, and a Master of Business Administration from the University of Pennsylvania. Christopher is a member of Wharton Alumni Angels of Silicon Valley and participates in community involvement through The Lake Tahoe Documentary Film Festival. His personal interests include adventure sports, biking, boating, camping, hiking, reading, running, skiing, soccer, and yoga.

Daniel Bowler is a financial advisor with LPL Financial in Carson City, NV, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He worked at Raymond James Financial and Raymond James Financial Services for 25 years prior to joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, with advisors implementing a range of strategic and tactical investment approaches.

Nicholas Abelow is a financial advisor with LPL Financial in South Lake Tahoe, CA, holding the Series 66 designation and bringing 19 years of industry experience. He has worked at LPL Financial since 2015 and previously held positions at Ameriprise and Osaic FA, Inc. Outside of his advisory role, he is employed part-time as a driver/chauffeur at Lake Tahoe Sports Medicine. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers, supported by a broad platform of technological tools and a network of more than 22,800 advisors.

Michael Ashton is a Series 66-registered financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones in 2022, he worked for the Douglas County Professional Education Association and spent 20 years with the Douglas County School District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Ryan Savage is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. He has been with Edward Jones since 2024. Prior to his advisory role, he spent three years affiliated with the University of Nevada-Reno. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds.

Jeffrey Edmonds is a CFP® professional with 35 years of industry experience, currently with Equitable Advisors since 2025. He previously worked at Commonwealth Financial Network for 30 years. Outside of his advisory role, he is a live music performer under the name Jeff Edmyndz and serves as a swim coach for the Tahoe Swim Team. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party asset managers.

Jesus Manriquez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing since 2017 and Wells Fargo Bank, N.A. since 2016. Outside of his advisory work, Manriquez owns and manages two small businesses in Carson City, NV, including a cleaning service and a car detailing company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Leilani Borer is a financial advisor with Ameriprise in Carson City, NV, holding a Series 66 designation and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009. Outside of her advisory role, she serves on the Board of Directors for JW House, where she also acts as a student board moderator. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, using a centralized consulting team to deliver non-discretionary, research-driven recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Francis Jacobs is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior roles include positions at Bank of the West, Bancwest Investment Services, New York Life Investment Management, and Merrill. Outside of his advisory work, he is involved in coaching and owns a sports-related business focused on trap shooting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supported by extensive technology tools and oversight of substantial discretionary assets.

Jennifer Rust is a financial advisor at Edward Jones with 17 years of industry experience. She holds the ChFC® designation and Series 66 license, and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Cleland is a financial advisor with Ameriprise in Campbell, CA, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as President on the Board of Directors for Shelley Estates Homeowners Association. Ameriprise provides a retirement-income planning service aimed at individuals near or in retirement who meet certain asset thresholds. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations incorporating tax-efficiency and withdrawal strategies, primarily for clients with assets managed within Ameriprise accounts.

Miguel Soriano is a financial advisor with Ameriprise in Carson City, NV, holding a Series 66 designation and five years of industry experience. His background includes roles at Ameriprise, Marriott International, and Diablo Valley College. Outside of advisory work, he is a Notary Public and operates an independent insurance brokering business specializing in Medicare Supplement plans. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service, providing personalized retirement planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Tamara Mc Kennon is a financial advisor with Edward Jones in Glenbrook, NV, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2009 and has additional self-employment experience dating back to 1991. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large national network of advisors and branch offices.

Stevan Lyon is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 22 years of industry experience. His prior work history includes roles at Waddell & Reed, Inc. and involvement with various insurance carriers. Outside of his advisory work, he is co-owner of SW Lyon LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Sandra Heers is a CFP®-designated financial advisor with Ameriprise, based in Gardnerville, NV, and has 34 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in commercial real estate ownership. Ameriprise serves individuals approaching or in retirement, offering specialized retirement-income planning that combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team delivering tailored recommendation reports.

Jeffery Whitaker is a CFP®-certified financial advisor with 46 years of industry experience, currently affiliated with LPL Financial since 2021. His prior experience includes long-term roles at Waddell & Reed, Transamerica Life Insurance, and founding Jackson & Whitaker Inc. Outside his advisory work, he has been involved with aviation and scouting organizations over multiple years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional services, supported by extensive advisor tools and a broad platform that includes insurance and banking partnerships.

Gerald Klosterboer is a financial advisor at Cetera with 48 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior work includes over 28 years at First Allied Securities, Inc. and 8 years at First Allied Advisory Services, Inc. Outside of his advisory role, he serves as a board member of the Kiwanis Club of Lake Tahoe. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a wide range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

Michael Ambrogio is a financial advisor with Edward Jones, holding Series 65 and Series 63 licenses and six years of industry experience. His prior roles include positions at Alight Financial Solutions, Triad Advisors, AIG Retirement, JPMorgan Chase Bank, and Bloom Advisors. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.