Kristi Bledsoe Henry is a CFP® professional with one year of experience, currently serving as a financial advisor at Creative Planning. She previously worked at Chevy Chase Trust Company for ten years in various roles. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by specialized approaches such as direct indexing and tax-loss harvesting.

Courtney Abrecht is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 19 years of industry experience. She has worked at Truist Advisory Services since 2021 and previously held positions at BB&T Investments and BB&T Securities. Outside of her advisory role, she serves as a board member and treasurer for her local homeowners association in Frederick, MD. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by third-party platform and manager arrangements.

Justin Byram is a CFP®-certified financial advisor with six years of industry experience, currently with Wealth Enhancement Advisory Services, LLC. His prior roles include positions at Lighthouse Wealth Management, Bank of America, Merrill, and RSM. He serves as Vice President at Wealth Enhancement Group in New Market, MD. Wealth Enhancement Advisory Services manages over $122 billion in assets and provides financial planning, discretionary and non-discretionary asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm utilizes a diversified, risk-class based investment approach blending passive and active management, supported by internal investment oversight and multiple program options.

Jason Nichols is a financial advisor at Stratos Wealth Partners, Ltd with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Global Financial Private Capital, LLC, and operated his own firm, Jason Nichols Financial, Inc. He is based in Frederick, MD. Stratos Wealth Partners is an SEC-registered enterprise firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and other institutions, offering a range of investment advisory and financial planning services through an open-architecture platform that incorporates multiple third-party managers and strategies.

Jonathan Winkert is a CFP® with nine years of experience in financial advising. He is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, where he has worked since 2021. Prior to that, he was with Lighthouse Wealth Management, First Allied Services Inc, and Merrill. He is also an independent insurance agent specializing in life insurance. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active managers, supported by an internal Investment Committee and a range of specialized financial planning and asset management services.

Andrew Wilson is a Certified Financial Planner® with 37 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC, where he has worked since 2021. Prior to that, he spent 21 years at Lighthouse Wealth Management and five years at First Allied Securities, Inc. Wilson is a partner at Lighthouse Tax Services, LLC, a non-CPA accounting and tax preparation firm, and serves as Vice President of the Toscana HOA in Naples, Florida. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets, using diversified, risk-class based allocations that combine passive and active management with quantitative, momentum, and fundamental analysis.

Syed Alam is a financial advisor at PNC Wealth Management with eight years of industry experience. He holds a Series 66 designation and previously worked at firms including Morgan Stanley, M&T Bank, LPL Financial, and Wells Fargo Clearing Services. Prior to his financial services career, he was employed at the International Monetary Fund and the United Nations for seven years. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees. These programs use algorithmic risk assessments and delegate portfolio implementation to third parties, employing mutual funds and ETFs with annual rebalancing.

Mitchell Le Page is a financial advisor at Creative Planning with a Series 66 designation and one year of industry experience. His prior roles include positions at T. Rowe Price and Wells Fargo Bank. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that combines low-cost indexing and buy-and-hold strategies with selective private market exposure, managing approximately $295.6 billion in client assets.

Anthony Lippis is a financial advisor at Hornor, Townsend & Kent, LLC with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Penn Mutual Life Insurance Company and LPL Financial. He also assists with multi-line insurance sales and service for multiple carriers through his insurance brokerage activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services and FINRA broker-dealer capabilities, working with both discretionary and non-discretionary accounts and managing billions in assets under management.

Justin Ramsburg is a financial advisor with Truist Advisory Services, holding Series 63, 65, and 66 designations and seven years of industry experience. Prior to joining Truist Investment Services in 2022, he worked at FCB Bank and Middletown Valley Bank. Outside the financial sector, he has managed JR Ramsburg Farm since 2002. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary approaches with AI-enhanced research and integrated inter-affiliate services.

Juan Barrowes is a Certified Financial Planner (CFP®) and holds a Series 66 designation, with 32 years of industry experience. He has been with PNC Investments since 2007 and is based in Frederick, MD. Barrowes is affiliated with PNC Wealth Management, a firm providing retail brokerage and advisory services through model-based programs. The firm offers an invitation-only digital discretionary model account that uses algorithmic risk assessment and invests primarily in mutual funds and ETFs, with portfolio implementation delegated to third parties.

Michelle Barry is a Series 66-licensed financial advisor with 29 years of industry experience, currently with Transamerica Financial Advisors. Her career includes roles at Grove Point Investments, H. Beck, and Hornor Townsend and Kent. At Transamerica, she may also perform home office functions supporting other business units. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm offers a combination of advisory and broker-dealer services through proprietary and third-party investment models, supporting both discretionary and non-discretionary program options.

Henry Wixon is a CFP® certificant and holds a Series 66 license with three years of industry experience. He is currently with PNC Wealth Management and previously worked at Merrill. Outside of finance, Wixon has worked as a freelance musician since 2012. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and third-party managed portfolios focused on mutual funds and ETFs.

Christopher Miller is a financial advisor with Stratos Wealth Partners, Ltd, holding a Series 66 designation and with 26 years of industry experience. His prior roles include positions at LPL Financial, Uvest Financial Services Group, Inc., and Morgan Stanley DW Inc. He operates investment advisory services through Miller Private Wealth Management, a business aligned with his work at Stratos. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, delivering services through affiliated and independent advisers using an open-architecture investment approach that integrates multiple third-party platforms and managers.

Christopher Swedberg is a financial advisor with PNC Wealth Management in Frederick, MD, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with PNC Investments, LLC since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategist product available to employees with PNC Bank online credentials. The firm employs algorithm-driven risk assessments and utilizes third-party managers for portfolio execution and oversight.

Edward Kain is a financial advisor with Truist Advisory Services in Frederick, MD, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. His career includes roles at Truist Investment Services, Bb&T Securities, M&T Securities, and Citicorp Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

David Urovsky is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Spire Wealth Management, Lincoln Financial Group, Wealth Advisors Group, and Cwm Financial Group. He also works as a full-time insurance agent with Spire Insurance Agency. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm that serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors serving over 13,000 clients.

Morgan Kelly is a CFP® professional with 13 years of industry experience, currently serving as a partner at Kestra Advisory. Prior to joining Kestra in 2020, he worked at Bank of America and Merrill from 2014 to 2020. Kelly is also a board member of the Rotary Club of Carroll Creek. Kestra Advisory provides investment advisory and retirement-plan consulting services to a diverse range of institutional and individual clients, including large plan sponsors and sovereign wealth funds. The firm offers fiduciary consulting, plan design, and access to multiple management platforms and third-party solutions.

Andrew Gilbert is a financial advisor with PNC Wealth Management, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Wells Fargo Clearing, Raymond James & Associates, and Coldwell Banker Realty. Outside of his advisory work, he serves as president of AG Industries LLC, a non-investment related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy pilot for PNC Bank employees. The firm employs algorithm-driven risk assessments to guide investment models implemented via mutual funds and ETFs, with portfolio management delegated to third-party strategists.

Mohammad Amer is a CFP® and ChFC® financial advisor with eight years of industry experience, currently affiliated with Voya Financial Advisors, Inc. He has held positions at several firms, including New York Life and MassMutual, and serves as Principal and CEO of Amer Financial Group. Outside of advisory work, Amer is involved in property management, owning and managing multiple rental homes. Voya Financial Advisors, Inc. provides financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm uses a combination of in-house and external strategists, model portfolios, and technology tools to support primarily non-discretionary investment management.