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Kegan M

Series 66

Hagerstown, MD

Cetera

Kegan Murphy is a financial advisor with Cetera in Hagerstown, MD, holding a Series 66 designation and beginning his industry career in 2025. His prior work includes roles at First United Bank & Trust, CNB Bank, and positions at West Virginia University and Fairmont State University. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management options and operates a multi-manager platform with significant assets under management and a large advisor network.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Colin W

Series 66

Martinsburg, WV

Equitable Advisors

Colin Waldeck is a financial advisor at Equitable Advisors with Series 66 credentials and no prior industry experience. His background includes roles at Massey Hyundai and Shepherd University. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm implements client solutions using third-party asset managers and advisory programs, offering a range of investment products including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Concentrated stock management Equity Recipients (RS/RSU, SOP, ESPP) Long-term care insurance Founder/Business Owner Retired Executive Approaching retirement Sandwich Generation
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Kenneth S

Series 63, Series 65

Hagerstown, MD

LPL Financial

Kenneth Smith is a financial advisor with LPL Financial in Hagerstown, MD, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior experience includes roles at Santander Securities LLC and Raymond James Financial Services, Inc. He maintains several business entities related to his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions through a large network of advisors, with a focus on both advisory and brokerage services supported by institutional platforms and technology tools.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Derek H

CFP®, Series 63, Series 66

Martinsburg, WV

Edward Jones

Derek Helman is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2022. His prior roles include positions at Scf Securities, Bank of America, Merrill, and Mission Financial Advisors. Outside of his advisory work, he has been involved in managing family-owned restaurant businesses. Edward Jones is a full-service wealth management firm that serves a broad client base including individual and institutional investors, offering a range of advisory and investment solutions supported by a large nationwide network of advisors and branch offices.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Wealth management General retirement planning Founder/Business Owner
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Toby C

Series 63, Series 66

Falling Waters, WV

LPL Financial

Toby Crites is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 11 years of industry experience. His career includes roles at Fidelity Investments, Edward Jones, and T. Rowe Price before joining LPL Financial and CNB Bank in 2024. He currently serves as a Senior Investment Analyst at CNB Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive operational and research tools.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Kathleen S

CFP®, ChFC®, Series 66

Hagerstown, MD

Edward Jones

Kathleen Schwartz is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 15 years of experience in the financial industry. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Alyssa G

Series 66

Williamsport, MD

Edward Jones

Alyssa Groves is a financial advisor with Edward Jones in Williamsport, MD, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Truist, Etsy, and Chrome Solutions Inc., as well as involvement with Lighthouse Counseling Christian Ministry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Business ownership considerations Business succession planning General estate planning guidance General retirement planning Founder/Business Owner Doctor or Medical Professional Educators, Teachers, and Academics
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Scott D

Series 65, Series 63

Martinsburg, WV

LPL Financial

Scott Daniel is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His prior roles include positions at Bank of America, Merrill, and Northwestern Mutual, among others. Outside of his advisory work, he is the owner of Greystone Farm LLC, a business he has managed since 1989. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory and brokerage services supported by various investment strategies and technology tools, with oversight of over $819 billion in discretionary assets.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Lauren E

Series 66

Martinsburg, WV

Equitable Advisors

Lauren Epperly is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. She previously worked for Truist Financial Corporation (formerly BB&T) for eight years. Outside of her advisory role, she serves on the board of the Panhandle Home Health Puttin' Tournament Committee and is involved with local community organizations including the Junior League of the Eastern Panhandle. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm employs a range of advisory models implemented through third-party asset managers and offers services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Concentrated stock management Equity Recipients (RS/RSU, SOP, ESPP) Long-term care insurance Founder/Business Owner Retired Executive Approaching retirement Sandwich Generation
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Reggie T

Series 66

Martinsburg, WV

Edward Jones

Reggie Turner is a financial advisor with Edward Jones, holding a Series 66 credential and bringing 26 years of industry experience. His prior roles include positions at RBC Capital Markets LLC, Pruco Securities LLC, The Prudential Insurance Company of America, PNC Investments, and BB&T Investment Services. Outside of his advisory work, he serves as a trustee for the 1772 Foundation focused on historic preservation, co-founded the Western Maryland Community Development Corporation, and is a commissioner for the Maryland Commission on African American History & Culture. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Wealth management ESG / Sustainable investing Founder/Business Owner Religious/faith focused
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Brandi S

Series 63, Series 65

Hagerstown, MD

Cetera

Brandi Small is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and three years of industry experience. She has worked at Cetera and First United Bank and Trust, where she assists the Trust Department with estate planning and administration tasks. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jessica P

CFP®, Series 66

Charles Town, WV

LPL Financial

Jessica Perry is a CFP® with two years of industry experience, currently affiliated with LPL Financial. Her prior experience includes roles at Potomac Bank Trust & Wealth, Bank of America, Merrill, and a decade at Sandy Spring Bank. She holds the Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Hollie H

Series 63, Series 66

Charles Town, WV

Edward Jones

Hollie Hadsall is a financial advisor with Edward Jones in Charles Town, WV, holding Series 63 and Series 66 designations and having 10 years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and strategies supported by a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Amanda R

CFP®, ChFC®, Series 66

Shepherdstown, WV

Edward Jones

Amanda Ryder is a financial advisor at Edward Jones with 12 years of industry experience. She holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining Edward Jones in 2023, she worked at Truist Advisory Services and BB&T Bank. In addition to her advisory work, she is involved with the Avery Raymond Burkhart Memorial Scholarship Fund, which awards scholarships to local students, and co-owns a hobby farm focused on beef cattle and hay production. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies and maintains a large nationwide network of financial advisors and branch offices.

Retirement income strategy General estate planning guidance Inheritance planning Military & Veterans Government Employee
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Bradley M

Series 63, Series 66

Middletown, MD

Edward Jones

Bradley Myers is a financial advisor with Edward Jones in Middletown, MD, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has been with Edward Jones since 2006. Outside of his advisory role, he serves as Finance Director for the Middletown Area Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and advisory services. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Eric P

Series 66

Middletown, MD

Edward Jones

Eric Pfoutz is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Outside of his advisory role, he is an owner of a rental property business, Away At The Bay LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Retirement income strategy Early retirement planning Startup equity planning Liquidity event planning ESG / Sustainable investing Retired Founder/Business Owner Executive
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Darrell E

ChFC®, Series 66

Hagerstown, MD

Ameriprise

Darrell Evans is a ChFC® credentialed financial advisor with Ameriprise, bringing 10 years of industry experience. He previously spent nine years with Edward Jones before joining Ameriprise in 2025. Outside of his advisory work, he serves as president of the Antietam Exchange Club of Hagerstown and is a board member for Washington County Public Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with a written Recommendation Report and ongoing annual planning advice focused on dependable income and tax-aware withdrawal strategies.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Joshua Z

Series 63, Series 65

Williamsport, MD

Raymond James Financial

Joshua Zoldan is a financial advisor at Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has three years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wealth Enhancement Group, and Mutual of Omaha Investor Services. He is also involved with All Seasons Wealth, a non-investment related support company based in Williamsport, Maryland. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and supports a broad network of advisors and affiliated firms.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Dennis K

Series 63, Series 65

Hagerstown, MD

Raymond James Financial

Dennis Koons is a financial advisor at Raymond James Financial with 35 years of industry experience. His prior roles include positions at Morgan Stanley and Legg Mason Wood Walker, and he has operated Koons Family LLC since 2006. Koons also serves as an independent contractor and financial advisor at Ark Financial Advisors, where he is involved in client servicing and business development. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through unique affiliations.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Sara C

Series 63, Series 65

Martinsburg, WV

LPL Financial

Sara Church is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She has been with LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, supported by extensive operational and research tools.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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