David Stauffer is a CFP® and ChFC® with 35 years of experience in the financial industry. He has been with Commonwealth Financial Network and its predecessor firms since 1997 and has held leadership roles in private entities related to securities and insurance. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm provides a range of managed-account programs, third-party asset manager access, retirement consulting, and custodial services.

Joshua Pratta is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently serves as a financial advisor at Truist Advisory Services, where he has worked since 2017, including his tenure at the affiliated Truist Investment Services. Prior to that, he was with Merrill Lynch from 2009 to 2017. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and manager-selection programs, utilizing a mix of discretionary and non-discretionary approaches supported by AI-enabled research and inter-affiliate integration.

Bradley Mainster is a ChFC® and holds a Series 66 license with 33 years of industry experience. He has been with Private Advisor Group, LLC since 2019 and has also been associated with LPL Financial since 2010. Outside of advisory services, he is involved in selling fixed insurance products and operates Covenant Financial Strategies, Inc., a non-variable insurance business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that includes both discretionary and non-discretionary services using multiple investment strategies and third-party managers.

Jeremy Peloquin is a financial advisor at First Command Advisory Services with six years of industry experience. He holds Series 63 and Series 65 credentials and has worked exclusively with First Command entities since 2018. Prior to his financial services career, he worked in roles including quiz hosting and positions at climbing gyms and food service establishments. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs that utilize model portfolios and third-party managers selected by a centralized Investment Management Team.

Amber Alguire is a financial advisor at AE Wealth Management, LLC with six years of industry experience. She holds a Series 65 designation and has worked at several firms, including Verity Asset Management and Appreciation Financial. Outside of advising, she owns JasXel On The Hill LLC, an e-commerce business selling crafts and other items. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach with model portfolio solutions, discretionary asset management, financial planning, and plan services, supporting advisors with internal consulting and licensing programs.

Elizabeth Hartman is a financial advisor with Commonwealth Financial Network in Fallston, MD, holding a Series 66 designation and 27 years of industry experience. She has been associated with Commonwealth since 2002 and is also the president and sole shareholder of Hartman Financial Inc., a securities business she founded in 2006. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who typically offer advice under Commonwealth’s supervision.

Timothy Hyle is a financial advisor at Truist Advisory Services with 20 years of industry experience. He holds a Series 66 designation and has worked at Truist Advisory Services and Truist Investment Services since 2021, following roles at BB&T Securities and BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

Julian Brown is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Private Advisor Group, LLC and LPL Financial, LLC. Brown also serves as a board member of Cousincation, a for-profit organization. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and utilizes a range of investment strategies implemented through third-party managers and technology platforms.

Kenneth Buckner is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Cetera, among others. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution available by invitation to employees with PNC Bank online credentials. The firm uses algorithm-driven risk assessments and delegates portfolio implementation to third-party strategists.

Eric Decker is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 25 years of industry experience. He has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of advising, he has an interest in rental property management through a company that handles operations on his behalf. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Daniel Fuqua is a financial advisor with Empower Advisory Group in Abingdon, MD, holding a Series 66 designation and six years of industry experience. He previously worked at Edward Jones and Anderson of Hunt Valley LLC. Outside of his advisory role, he operates an eBay business selling personal items such as clothing, sports cards, and comics. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s services emphasize long-term portfolio returns and are closely integrated with Empower’s recordkeeping and administrative platforms.

Michele Hartman is a CFP® professional with 15 years of industry experience, currently affiliated with Commonwealth Financial Network since 2015. She also owns Michele Hartman Financial Services, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and back-office support, including investment management, compliance, and practice-management services.

Ryan Flanders is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. He has worked at Commonwealth since 2018 and previously was affiliated with 1st Global Advisors, Inc. and 1st Global Capital Corp. Outside of his advisory role, Flanders is involved in tax preparation and accounting through his ownership of David A Flanders CPA, LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and customized investment solutions, while providing operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Louis Defidelto is a CFP® and ChFC® with 22 years of experience in the financial industry. He has worked with Centaurus Financial, Inc. since 2011 and The Eagle Group Financial Advisors since 2004. In addition to his advisory career, he serves as a captain and flight officer for United Airlines. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, trusts, and foundations. The firm offers a range of financial planning and portfolio management solutions, utilizing both discretionary and non-discretionary approaches with various analytical methods and specialized advisory services.

John Troiano is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 credentials and possessing 27 years of industry experience. His prior work includes over a decade at Stifel Nicolaus & Co., Inc. He serves as an ex officio, non-voting member on the board of an alcoholism treatment program, where he explains financial matters. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with services that include brokerage, financial planning, consulting, and various wrap/advisory programs, using a combination of in-house and third-party portfolio management.

Frederick Creutzer V is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Integrity Alliance since 2017 and operates Creutzer Financial Services, where he sells fixed insurance and fixed annuities. Integrity Alliance is a large advisory network with over 300 independent representatives managing approximately $5.4 billion in assets. The firm serves a diverse client base including individual investors, corporations, and qualified retirement plans, offering portfolio management, financial planning, and both wrap and non-wrap programs through various platforms and advisory approaches.

Kevin Balliet is a financial advisor at PNC Wealth Management with two years of industry experience. He has worked at PNC Investments LLC since 2023 and has been with PNC Bank NA since 2019. He holds a Series 66 designation. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an online discretionary model account offered as an invitation-only employee pilot. The firm’s approach involves algorithm-driven portfolio selection and delegation of investment implementation to third parties, using mutual funds and ETFs with annual rebalancing.

Yang Yang is a Series 66–registered financial advisor at PNC Wealth Management with 10 years of industry experience. Prior to joining PNC in 2026, Yang worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2022 to 2026, and at Bank of America and Merrill from 2009 to 2022. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account offered to employees. The firm uses approved model strategies implemented via mutual funds and ETFs, with portfolio management delegated to third parties and relies on algorithmic tools for enrollment and model selection.

John Pauliny is a financial advisor at Janney Montgomery Scott with 21 years of industry experience and holds a Series 66 designation. He has been with Janney since 2015. Outside of his advisory role, he serves as a board member of the Aberdeen Rotary and previously was involved with the Havre de Grace Decoy Museum’s board. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Ryan Pellegrino is a financial advisor at Centaurus Financial, Inc. He holds the Series 66 designation and has one year of industry experience. Prior to joining Centaurus Financial, he worked at Oliver Wyman for six years. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts.