Nikolette Cautilli is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo, she was affiliated with Flagler College for four years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting through a combination of brokerage and advisory solutions.

John Edgar is a financial advisor with UBS Financial Services in Northfield, NJ, holding Series 63 and Series 66 licenses and having 17 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Lauren Grant is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations and Secular Return Estimates, as part of its financial planning process.

Christian Loeb is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at LPL Financial since 2012 and previously spent ten years at PRUCO Securities, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a wide range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.

John Palaszewski is a financial professional with 24 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Mass Mutual Investors Services and METLIFE SECURITIES Inc. In addition to his advisory role, he is involved with Wealthbridge Financial, a financial services DBA. Cetera is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform that includes affiliated and unaffiliated third-party managers and various program structures.

James Hayes is a financial advisor at Ameriprise with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise since 2005. Hayes is also co-owner of P TWO P LLC, through which he manages an advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Stephen Donnelly is a financial advisor at OSAIC with 32 years of experience in the industry. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and UBS Financial Services. Outside of his advisory role, he serves as a board member on the Stafford Township Planning Board and consults for CollegeConsultants.org, a nonprofit focused on securing endowment scholarships for local students. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporations, offering brokerage and advisory services across various programs with a focus on model-based asset allocation and portfolio optimization.

William Jobes is a financial advisor at Wells Fargo Advisors with a Series 66 designation and less than one year of industry experience. His professional background includes roles at Wells Fargo Advisors and a four-year period at Villanova University. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a wide range of planning services tailored to clients who meet specific net-worth criteria, utilizing proprietary research and tools to develop customized recommendations.

Brent Maurer is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 63 designation and previously worked at A. G. Edwards & Sons, Inc. from 2003 to 2008 before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

William Masciulli is a financial advisor with UBS Financial Services in Northfield, NJ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with UBS since 2008. Outside of his advisory work, he serves as a general board member of a youth sports organization in Egg Harbor Township, NJ. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored to clients' goals and risk tolerances.

Kimberly Fumo is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of her advisory role, she owns KJJ Inc., a business involved in boat slip marina rentals. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning options using proprietary research and tools, delivering tailored recommendations across various financial needs.

Jehangir Varzi is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 66 licenses and bringing 28 years of industry experience. His prior experience includes roles at Morgan Stanley and Citigroup Global Markets. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics.

Amy Godfrey is a CFP®-credentialed financial advisor with Morgan Stanley in Northfield, NJ, and has three years of industry experience. Before joining Morgan Stanley, she worked at Lincoln Investment, Capital Analysts, Allen Associates, Minnitis Insurance Agency, and Liberty Mutual Insurance. Outside of her advisory role, she is involved with Women EmpowerMentors LLC, a community-focused organization, and is a partner at ABG Partners LLC, a recreation-related business. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, offering tailored financial planning supported by firm-approved tools and strategies.

Joseph Bublewicz is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior work includes 18 years at H. Beck, Inc. and four years at Grove Point Investments and Grove Point Advisors. Outside of finance, he is also an artist, musician, and stand-up comic. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Thomas Byrnes is a financial advisor at RBC Capital Markets with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at RBC Capital Markets since 2014, concurrently serving at City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and customizes investment strategies using both in-house and third-party managers.

Eric Deangelis is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of his advisory work, he serves as treasurer for the Ocean City High School Soccer Booster Club, managing fundraising and scholarship distributions. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and niche areas such as business-owner transition and special-needs planning. The firm’s advisors develop tailored recommendations supported by proprietary research and planning tools, with flexible implementation options for clients.

Marissa Waszak is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a wide range of clients, including individuals, high-net-worth clients, and institutional accounts.

Kyle Roffina is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. His prior experience includes roles at Wells Fargo Clearing Services LLC and Janney Montgomery Scott. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients, with specialized planning options for clients meeting certain net-worth thresholds.

Alec Sachais is a financial advisor with Morgan Stanley in Northfield, NJ. He holds a Series 66 designation and has been with Morgan Stanley since 2024. Prior to joining the firm, his work experience includes roles at Resorts Casino Hotel and positions at Rider University and Villanova University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning solutions. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

John D'Alessandro Jr. is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked with Morgan Stanley in various capacities since 2002, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. He serves as a non-public arbitrator for FINRA cases in the Philadelphia offices. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves approximately $2.74 trillion in client assets.