Russell Schultz is a CFP® with 28 years of experience in the financial advisory industry. He has been with Schultz Financial Group Incorporated since 2009, working within a team of five advisors. The firm advises individuals, families, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations on wealth management and non-discretionary investment management. Schultz Financial Group Incorporated employs a “Four Capitals” framework covering financial, physical, intellectual, and psychological aspects. The firm’s investment approach begins with macroeconomic scenario analysis and focuses on due diligence of external managers across various asset classes, operating primarily on a non-discretionary basis with a fixed annual retainer fee structure.

Casey Mccurdy is a financial advisor at Desert Rose Capital Management, Inc. with five years of industry experience. He holds a Series 65 designation and previously worked at Redhawk Wealth Advisors, Fusion Capital Management, Aspen Creek Capital Management, and Appreciation Financial. In addition to his advisory role, he serves as a Field Vice President at Aspen Creek Capital Management, focusing on long-term planning through life insurance, annuities, and health insurance. Desert Rose Capital Management provides investment advice and portfolio management to individuals, retirement plans, trusts, estates, and corporations, and acts as a sub-advisor to other registered investment advisers. The firm emphasizes a core investment approach combining exchange-traded options with conservative income-producing assets to manage portfolio risk while seeking market appreciation.

Jennifer Specter is a financial advisor at Schultz Financial Group Incorporated in Reno, NV, with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with Schultz Financial Group since 2016. Outside of her advisory role, she serves as Managing Director for Cruz Consulting Group, providing human capital consulting services. Schultz Financial Group advises individuals, families, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations on wealth management and non-discretionary investment management. The firm employs a “Four Capitals” framework and emphasizes macroeconomic scenario analysis and external manager due diligence, primarily operating on a non-discretionary basis with a fixed annual retainer fee structure.

Ryan Mack is a CFP® professional with 15 years of industry experience, currently serving at GK Wealth Management LLC. His prior roles include positions at Q3 Advisors, Clark Asset Management, Capstone Capital Wealth Advisors, Farther Finance Advisors, and Fidelity Investments. Outside of financial advisory, he owns and manages a retail ice hockey equipment business in Reno, NV. GK Wealth Management advises individuals, families, small businesses, and retirement plans, providing portfolio management, financial planning, and pension consulting. The firm uses a manager-of-managers approach emphasizing strategic asset allocation, manager selection, and periodic rebalancing, incorporating alternative and private pooled investments into client portfolios.

Martina Schackman is a CFP® and CFA® with 33 years of industry experience. She is currently with Benefit Financial Services Group, where she has worked since 2019. Prior to that, she spent eight years with Prudential Investment Management Services and Prudential Insurance Company of America. Benefit Financial Services Group serves individual investors, families, corporations, trusts, charitable organizations, and retirement plan sponsors. The firm offers wealth management and institutional pension consulting services, focusing on diversified, outcome-oriented portfolios and acting in ERISA fiduciary roles for retirement plans.

Kelli Howe is a financial advisor with Navellier & Associates Inc in Reno, NV, holding 14 years of industry experience. She has been with Navellier & Associates since 2000. Navellier & Associates serves a diverse client base including individual and high-net-worth investors, trusts, estates, charitable organizations, pension plans, and registered investment companies. The firm employs a quantitative and fundamental screening process across various equity and ETF strategies and offers discretionary and non-discretionary portfolio management, model and signal services, and participation in wrap fee and managed-account programs.

Vicki Schultz is a CFP® professional with 33 years of experience at Schultz Financial Group Incorporated, where she has worked since 1983. She serves as an investment committee member for the University of Nevada, Reno Foundation, participating in quarterly meetings to review and advise on the foundation’s investment policies. Schultz Financial Group provides wealth management and non-discretionary investment management to individuals, families, trusts, and institutions using a “Four Capitals” framework. The firm emphasizes scenario analysis and manager due diligence, managing assets primarily on a non-discretionary basis with a focus on planning integration and oversight.

Robert Ballan is a financial advisor at RB Capital Management, LLC in Reno, NV, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with RB Capital Management since 2000 and has operated as self-employed since 1991. RB Capital Management serves individual and institutional clients, including high-net-worth individuals, corporations, trusts, foundations, and retirement plans. The firm emphasizes fee-based investment management with a focus on hedged strategies and managed fixed-income portfolios, integrating financial planning into its advisory services.

Michael Lentz is a financial advisor at Palisade Investments, LLC with 28 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to joining Palisade Investments in 2025, he worked at Lentz + Lentz, CPAs for 36 years and has operated Michael L Lentz, CPA APC since 2018. Palisade Investments serves individual and institutional clients, including high-net-worth investors and retirement plans, offering retirement-plan consulting, asset management, and financial planning. The firm uses a strategic asset-allocation approach focused on diversified portfolios with mutual funds and ETFs, and provides both discretionary and non-discretionary services tailored to client goals.

Patricia Meidell is a CFP® professional with over 53 years of experience in the financial industry. She is affiliated with American Wealth Management, where she has worked since 2008, and also has a decade of experience at M.S. Howells Securities, Inc. In addition to her advisory roles, she serves on the board of Artown, an organization that promotes local arts in Northern Nevada. American Wealth Management is a SEC-registered investment adviser serving a diverse client base that includes individuals, pension plans, trusts, and charitable organizations. The firm employs a proprietary quantitative investment process focused on relative price momentum and trend analysis, primarily utilizing ETFs and mutual funds to construct portfolios and manage risk through tactical strategies.

Linda Becker is a financial advisor at Avisen Advisors, LLC in Reno, NV, with 42 years of industry experience. She has been with Avisen Advisors and Avisen Wealth Management since 2009. Becker holds Series 63 and Series 65 designations. Avisen Advisors provides financial planning and portfolio management services to individuals, business entities, trusts, pension and profit-sharing plans, and foundations. The firm uses a combination of direct portfolio management and third-party platforms, offering a range of strategies and investment approaches tailored to client needs.

Cheryl Czyz is a financial advisor with Navellier & Associates Inc in Reno, NV, holding a Series 63 designation and 11 years of industry experience. She has been with Navellier & Associates since 1994, working as a marketing associate and providing market support to wholesalers and registered representatives. Navellier & Associates serves a diverse client base including individual and high-net-worth investors, trusts, estates, charitable organizations, pension plans, and registered investment companies. The firm employs a bottom-up quantitative and fundamental screening process across various equity and ETF strategies and offers discretionary and non-discretionary portfolio management along with model and signal services to third-party advisors.

Keith Basso is a financial advisor with Navellier & Associates Inc, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has worked with Navellier & Associates since 1992 and with IFS Fund Distributors since 2006. Outside of his advisory role, he manages a horse racing and breeding business through Antietam Bloodstock, LLC. Navellier & Associates serves a diverse range of clients, including individuals, high-net-worth investors, trusts, estates, and institutional entities, offering discretionary and non-discretionary portfolio management across various equity and ETF strategies. The firm employs a bottom-up, quantitative and fundamental screening process and provides model and signal services, wrap fee and managed-account programs, and UIT arrangements.

Louis Navellier is a financial advisor at Navellier & Associates Inc with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Navellier & Associates since 1987. In addition to his advisory role, he writes newsletters under a personal services contract for InvestorPlace Media. Navellier & Associates serves a diverse client base including individual and high-net-worth investors, trusts, estates, charitable organizations, pension plans, and registered investment companies. The firm employs a bottom-up, multi-step quantitative and fundamental screening process across various equity and ETF strategies, offering both discretionary and non-discretionary portfolio management.

Dongjoon Lee is a CFP® and CFA® with 12 years of industry experience, currently serving as a financial advisor at American Wealth Management since 2018. Prior to this, he worked at Schultz Financial Group Inc. and has been an adjunct professor at the University of Nevada, Reno since 2017. He also serves as investment committee chair for the Nevada Area Council Inc. Boy Scouts of America. American Wealth Management manages approximately $760.5 million for a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs a proprietary quantitative investment process focused on relative price momentum and trends, primarily using ETFs and mutual funds to construct portfolios with tactical strategies aimed at managing equity exposure.

Teddy Bakhos is a financial advisor at GK Wealth Management LLC in Reno, NV, holding a Series 65 credential with six years of industry experience. He previously worked at Libano-Française Finance from 2012 to 2023 and is the director and owner of Bakhos Consulting Services, Inc., where he provides outsourced Chief Investment Officer services. GK Wealth Management advises individuals, high-net-worth clients, families, small businesses, and retirement plans with ongoing portfolio management, financial planning, and pension/401(k) consulting. The firm emphasizes strategic asset allocation, manager selection, and periodic rebalancing, often implementing client strategies through third-party and institutional fund managers.

Lori Powell is a financial advisor at Elevage Partners, LLC with 33 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Nationwide Investment Services Corporation for 11 years before joining Elevage Partners in 2021. Elevage Partners serves individual clients, including high-net-worth households, with discretionary portfolio management and comprehensive financial planning. The firm also manages held-away retirement accounts and private pooled investment vehicles, employing a customized investment approach that combines economic and fundamental analysis with both long-term holdings and opportunistic short-term trades.

Laif Meidell is a financial advisor at American Wealth Management with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with American Wealth Management since 2008. Meidell serves as president of the Model Strategist Program and is involved with the Nevada Area Council Boy Scouts of America as council president. He is also a board member of the Renown Health Foundation, assisting with financial education initiatives. American Wealth Management is an SEC-registered investment adviser managing approximately $760.5 million for a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm uses a proprietary quantitative investment process focused on price momentum and trends, employing ETFs and mutual funds to build portfolios with tactical strategies designed to reduce equity exposure during severe market declines.

Albert Burchfield IV is a financial advisor at Navellier & Associates Inc with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Navellier since 2002. Navellier & Associates serves a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management focused on equity and ETF strategies. The firm employs a bottom-up quantitative and fundamental screening process and provides model services to third-party advisors, with portfolios monitored regularly and including tactical overlays and defensive cash allocations.

Chad Mortimore is a CFP® professional at Q3 Advisors, LLC with four years of industry experience. His prior roles include positions at Fidelity Investments, Charles Schwab, Bank of America, and the Nevada Air National Guard. Q3 Advisors provides financial planning and tax-focused consulting services to individuals through packaged programs such as Roth conversion planning and comprehensive financial plans. The firm operates on fixed, pre-determined planning fees and does not manage investment portfolios or recommend specific securities.