Ellie Bockstie is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott. She previously worked at T. Rowe Price and Bankers Life and Casualty. Outside of her advisory role, she coaches girls’ lacrosse teams in the Baltimore area and participates in a local professional women's networking group. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets, serving individuals, families, trusts, corporate clients, and municipal entities with a range of brokerage, financial planning, and advisory services.

James Winner is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2015. He is based in Bel Air, MD, and holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm provides services to a diverse clientele, including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable and municipal organizations, offering financial planning, brokerage, and advisory programs.

Sherry Kimball is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She has been with Janney Montgomery Scott since 2015 and holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Elizabeth Plunkett is a financial advisor at Janney Montgomery Scott with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Janney since 2019. Her prior experience includes three years at Wells Fargo Clearing and nine years at A. G. Edwards & Sons, Inc. She serves as a board member for the Rockfield Foundation and is involved with the Community Foundation Harford County as a member of its Nominating Committee. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets. It serves a diverse client base including individuals, families, trusts, estates, corporations, and municipal clients, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Lisa Fulco is a CFP® and ChFC® with 27 years of experience in the financial services industry. She is currently with Allworth Financial, L.P. and its affiliated broker-dealer, AW Securities, having previously worked at Morgan Stanley, TIAA-CREF, Equitable Advisors, and MSI Financial Services. Outside of her advisory role, she serves as Treasurer for the Graham Equestrian Center nonprofit and is a board member for the Ma and Pa Heritage Trail project in Harford County, Maryland. Allworth Financial serves a broad client base, including individuals, high-net-worth investors, institutions, and nonprofits, offering financial planning, portfolio management, and retirement consulting services. The firm employs both quantitative and qualitative analysis to implement customized investment strategies across multiple asset classes and manages proprietary funds alongside third-party advisers.

Tanner White is a financial advisor with Edward Jones in Aberdeen, MD, holding Series 65 and Series 66 credentials. He has four years of military service in the United States Army and began his career at Edward Jones in 2025. Prior to that, he worked briefly with Ripken Baseball and studied at the University of Southern California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, supported by a nationwide network of more than 23,000 financial advisors.

Joseph Andersen is a ChFC® credentialed financial advisor with 41 years of industry experience. He currently works at OSAIC and previously held positions at Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Outside of his advisory role, Andersen offers accident and health insurance products through Mullen Andersen & Associates. OSAIC serves a broad range of retail and institutional clients with integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios across multiple investment vehicles.

Michael Forcade is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2008, accumulating 18 years of industry experience. He is based in North East, Maryland. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers various advisory strategies through a nationwide network of financial advisors and branch offices.

David Emig is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. His prior roles include positions at Citigroup Global Markets and Legg Mason Wood Walker. He is a Series 66 licensee and serves as a trustee for family investment interests. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and tools to develop customized recommendations.

David Barnes is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that offer portfolio management, financial planning, custody, and brokerage services. The firm implements customized strategies through a combination of in-house and third-party managers, supported by a broad capital-markets platform and affiliated asset managers.

John Delp is a financial advisor with Primerica Advisors in Oxford, PA, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with Primerica Advisors since 1982 and Primerica Financial Services since 1991. Outside of his advisory work, he is involved in referral activities for home security and automation products through affiliated companies and owns Delp Financial Corporation, which operates for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through established partners, focusing primarily on individual rather than institutional portfolio management.

Timothy Spigelmire is a financial advisor at Fidelity with three years of industry experience and holds the Series 66 designation. His prior work includes roles at Equitable Advisors, Merrill, and American Family Insurance. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combined approach of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

James Lowry is a financial advisor with Ameriprise in Bel Air, MD, holding a Series 66 designation and 19 years of industry experience. His prior experience includes roles at PNC Investments, Wells Fargo Clearing, and Edward Jones. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Jonathan Williams is a financial advisor at Edward Jones in Oxford, PA, holding the Series 63 and Series 65 designations with two years of industry experience. He previously worked with Florida Financial Advisors (DBA Tristate Financial Advisors) and has held roles in various firms including Nyle Maxwell and Capstone Logistics. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Marcus Grubb is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a Financial Advisor since 2001 and brings extensive experience in helping clients pursue a wide range of financial objectives, including college education planning, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, tax minimization, and portfolio management services. Marcus graduated from the University of Maryland, College Park in 1998 with a degree in Economics. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Marcus is also a qualified Portfolio Manager able to build and manage personalized or defined investment strategies on a discretionary basis. A lifelong resident of Harford County, Maryland, Marcus grew up in Havre De Grace and currently lives in Fallston with his wife Kysa and son Noah. He is involved in community activities, including past participation in the local Lion’s Club. In his personal time, Marcus enjoys cooking, fishing, hunting, and spending time with his family.

Purvi Patel is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has prior experience at Bank of America, First National Bank of Pennsylvania, and worked at Pillai Coaching Institute for five years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Niedzwiecki is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise since 2005, including its affiliated entities, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in computer services and software development through Step3, Inc. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Curtis Shambaugh is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, he operates Shambaugh Financial LLC, providing financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and consulting services, with access to multiple program structures and third-party managers.

Michelle Sin is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, and retirement income. Michelle's approach focuses on connecting all aspects of her clients' financial lives to help prioritize and pursue their most important goals. Michelle graduated from Towson University in 1995 with a bachelor's degree in Business Administration, concentrating in Finance. She began her career at Morgan Stanley, where she worked for 10 years, followed by three years at Ferris Baker Watts before joining Merrill Lynch with her team. She holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Michelle resides in Bel Air with her husband and three sons. She is active in the Korean-American community and volunteers at her sons' schools. Her community involvement includes participation with the Bel Air Chem Free Association, Bel Air High School, Bel Air Rec Council, FOBAS, and Harford Technical High School. In her free time, Michelle enjoys cooking, music, reading, tennis, traveling, yoga, and spending time with her family.

Aaron Stephenson is a CFP® and holds a Series 66 license with 10 years of industry experience. He has been with Edward Jones since 2014, based in Bel Air, MD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.