Gregorio Beck is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and possessing 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. He is based in Chico, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Warren Locke is a financial advisor with Ameriprise in Chico, CA, holding Series 63 and Series 65 designations and possessing 42 years of industry experience. He has been with Ameriprise and its affiliates since 2014. Locke also serves as an advisor with Blue Oaks Management, LLC, an Ameriprise financial advisory franchise. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds, providing detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools with advisor input to deliver tailored retirement income advice.

Michael Behnke is a financial advisor with LPL Financial in Chico, CA, holding Series 63 and Series 66 registrations and seven years of industry experience. His prior roles include positions at BMO Harris Bank, JPMorgan Chase Bank, J.P. Morgan Securities, Wells Fargo Clearing Services, and Wells Fargo Bank. Outside of finance, he is a partner in 530 Paint and Pressure, a non-investment-related business based in Butte County, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies across discretionary and non-discretionary management styles.

Katelyn Murray is a CFP® professional with 12 years of industry experience, currently affiliated with LPL Financial in Chico, CA. She has worked at LPL Financial since 2013 and is also associated with Wealthcare Advisory Partners, LLC. Outside of her advisory roles, she serves as a Notary Public for existing clients without charge. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research and multiple portfolio strategies.

Muhammad Khaki is a CFP® with 32 years of industry experience, currently affiliated with LPL Financial since 2019. Prior to that, he worked at Cetera Advisor Networks LLC for six years. His professional activities include managing an investment-related business associated with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a broad range of advisory programs, financial planning services, and utilizes model portfolios alongside research from LPL Research and third-party subadvisors.

Deborah Sobrero is a financial advisor with Stifel, holding a Series 63 designation and 29 years of industry experience. She has been with Stifel Nicolaus since 2008. Outside of her advisory role, she owns grazing land that she rents to a cattle rancher. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment strategy methodology developed by its Investment Strategy Group to provide asset allocation and financial planning guidance.

Brittneyann French is a financial advisor at Stifel with a Series 66 designation and experience beginning in 2024. Her prior work includes roles at Golden Valley Bank and C & A Cleaning. She serves as a committee member of the California Deer Association’s Chico Chapter, a nonprofit organization focused on preserving hunting land. Stifel provides brokerage and investment advisory services to individuals, institutional clients, and charitable organizations, utilizing proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Gary Duncan is a financial advisor at Morgan Stanley with 27 years of industry experience. He has held his current position since 2009 at Morgan Stanley Smith Barney. Outside of his advisory work, he is a sole proprietor managing a rental property in Chico, California. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of its standalone planning.

Ruth Ludtke is a financial advisor at Stifel with 10 years of industry experience. She holds a Series 66 designation and has been with Stifel since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Alexis Gutierrez is a financial advisor with Fidelity in Chico, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill, J.P. Morgan Securities, JPMorgan Chase Bank, Massachusetts Mutual Life Insurance, Edward Jones, and Golden1 Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of proprietary fundamental research and quantitative analysis to construct model portfolios that incorporate mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Jason Heuton is a financial advisor at Stifel with two years of industry experience. He holds a Series 66 designation and has worked in various roles prior to joining Stifel, including positions at California State University, Chico, and Hulas Chinese BBQ. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities. The firm offers both brokerage and investment advisory services, utilizing a proprietary investment methodology developed by its Investment Strategy Group.

Adam Siler is a financial professional at Cetera with 9 years of industry experience. He has previously worked at Wells Fargo Bank and LPL Financial and currently provides financial services at Optimize Retirement Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios, with over $256 billion in assets under management.

Daniel Mauldin is a financial advisor with Ameriprise in Chico, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2022, he worked at Edward Jones for two years and MSC Industrial Supply Company for twelve years. He serves on the Board of Directors for the North State Composite Mountain Bike Team. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Alexis Stiemsma is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Alexis worked at Merrill Lynch and Bank of America N.A. Alexis also has experience outside finance, including a role at DoorDash. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering its program on a non-discretionary basis.

Joshua Dyer is a financial advisor with Merrill in Chico, CA, holding Series 63 and Series 66 credentials and 16 years of industry experience. His prior roles include positions at Bank of America N.A., JP Morgan Securities, LLC, and JP Morgan Chase Bank, N.A. He serves as a board member for the High Country Pines Homeowners Association. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christopher Jaques is a financial advisor at Stifel with 19 years of industry experience. He has been with Stifel Nicolaus & Co., Inc. since 2008 and holds a Series 66 designation. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling to guide asset allocation and financial planning, while clients retain discretion over implementation.

Andrew Lipkin is a financial advisor with LPL Financial in Chico, CA, holding Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Securities America, Inc. and OSAIC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide, offering a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Matthew Mason is a CFP® professional with nine years of experience in the financial services industry. He has been with Stifel since 2020 and previously worked at The Vanguard Group, Inc. from 2016 to 2020. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Eric Moxon is a financial advisor with Stifel in Chico, CA, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been with Stifel since 2009. Outside of his advisory role, Moxon serves as Vice-President of the Chico Area Council on Aging, where he is involved in delivering meals to seniors, writing grants, and attending board meetings; he also sits on the Emergency Food and Shelter Board of Butte County. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Kara Scott is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and has previously worked at Asset Management Group, Safeway, and other organizations. Prior to her financial advisory role, she has diverse work experience including a position with the Peace Corps. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, supported by research, model portfolios, and technology-driven strategies.