Jake Stephens is a financial advisor with LPL Financial in Chico, California, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at JPMorgan Securities LLC and JPMorgan Chase Bank from 2015 to 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of advisory and brokerage services through a large network of investment adviser representatives.

Benito Abarca Sanchez is a financial advisor at Edward Jones with a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at Hanna Interpreting Services LLC and Safeway Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Joseph Greco is a financial advisor with Stifel, holding a Series 66 designation and 20 years of industry experience. He has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to support asset allocation, retirement, insurance, and estate planning analyses.

Gregorio Beck is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and possessing 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. He is based in Chico, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Behnke is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including JPMorgan Chase Bank, BMO Harris Bank, Wells Fargo, and various technology and restaurant companies. Outside of his advisory role, he is a partner in 530 Paint and Pressure, a non-investment-related business in Butte County, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Katelyn Murray is a CFP® professional with 12 years of industry experience, currently affiliated with LPL Financial in Chico, CA. She has worked with LPL Financial since 2013 and is also connected to Wealthcare Advisory Partners, LLC. In addition to her advisory work, she serves as a notary public for existing clients without charging a fee. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions and supports its advisors with research, technology, and multiple financial service platforms.

Muhammad Khaki is a financial advisor with LPL Financial, holding CFP® and Series 63 designations and 33 years of industry experience. He has worked at LPL Financial since 2019 and previously spent over two decades at Cetera Advisor Networks and Cetera Wealth Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Deborah Sobrero is a financial advisor with Stifel, holding a Series 63 designation and 29 years of industry experience. She has been with Stifel Nicolaus since 2008. Outside of her advisory role, she owns grazing land that she rents to a cattle rancher. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment strategy methodology developed by its Investment Strategy Group to provide asset allocation and financial planning guidance.

Brittneyann French is a financial advisor at Stifel with a Series 66 designation and experience beginning in 2024. Her prior work includes roles at Golden Valley Bank and C & A Cleaning. She serves as a committee member of the California Deer Association’s Chico Chapter, a nonprofit organization focused on preserving hunting land. Stifel provides brokerage and investment advisory services to individuals, institutional clients, and charitable organizations, utilizing proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Gary Duncan is a financial advisor at Morgan Stanley with 27 years of industry experience. He has held his current position since 2009 at Morgan Stanley Smith Barney. Outside of his advisory work, he is a sole proprietor managing a rental property in Chico, California. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of its standalone planning.

Ruth Ludtke is a financial advisor at Stifel with 10 years of industry experience. She holds a Series 66 designation and has been with Stifel since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Alexis Gutierrez is a financial advisor with Fidelity in Chico, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill, J.P. Morgan Securities, JPMorgan Chase Bank, Massachusetts Mutual Life Insurance, Edward Jones, and Golden1 Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of proprietary fundamental research and quantitative analysis to construct model portfolios that incorporate mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Jason Heuton is a financial advisor at Stifel with two years of industry experience. He holds a Series 66 designation and has worked in various roles prior to joining Stifel, including positions at California State University, Chico, and Hulas Chinese BBQ. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities. The firm offers both brokerage and investment advisory services, utilizing a proprietary investment methodology developed by its Investment Strategy Group.

Adam Siler is a financial professional at Cetera with 9 years of industry experience. He has previously worked at Wells Fargo Bank and LPL Financial and currently provides financial services at Optimize Retirement Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios, with over $256 billion in assets under management.

Daniel Mauldin is a financial advisor with Ameriprise in Chico, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2022, he worked at Edward Jones for two years and MSC Industrial Supply Company for twelve years. He serves on the Board of Directors for the North State Composite Mountain Bike Team. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Alexis Stiemsma is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Alexis worked at Merrill Lynch and Bank of America N.A. Alexis also has experience outside finance, including a role at DoorDash. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering its program on a non-discretionary basis.

Joshua Dyer is a financial advisor with Merrill in Chico, CA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His career includes roles at Bank of America, J.P. Morgan Securities, and Merrill. He serves as a board member of the High Country Pines Homeowners Association in Heber, Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Jaques is a financial advisor at Stifel with 19 years of industry experience. He has been with Stifel Nicolaus & Co., Inc. since 2008 and holds a Series 66 designation. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling to guide asset allocation and financial planning, while clients retain discretion over implementation.

Andrew Lipkin is a financial advisor with LPL Financial in Chico, California. He holds Series 63 and Series 65 credentials and has three years of industry experience. His prior roles include positions at Securities America, Inc. and OSAIC, as well as five years at The Printed Image. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes and employing technology tools for operational support.

Matthew Mason is a CFP® professional with nine years of experience in the financial services industry. He has been with Stifel since 2020 and previously worked at The Vanguard Group, Inc. from 2016 to 2020. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.