Brian Barrows is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with Cetera. He has held roles at multiple firms, including Barrows Trostle Advisors and Avantax Advisory Services. Outside of advising, he is involved in client service management focused on accounting and tax preparation. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Valerie Walters is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory programs, including wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.

Keri Stains is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to this, she was employed at ACNB Bank and F & M Trust Company. Outside of her advisory role, she is involved in direct marketing activities with Le-Vel Brands, LLC and Pampered Chef, Ltd. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households, as well as pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michael Skubon is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial since 2001. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Megan Stickell is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ashton Vattelana is a financial advisor with Edward Jones in Hagerstown, MD, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, he worked at F. Hoffmann-La Roche AG in Diagnostics and AstraZeneca Pharmaceuticals. He is involved with local organizations, serving on the Community Impact Committee of the United Way of Washington County and as a board member of the Meritus Health Foundation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and has a large nationwide network of advisors and branch offices.

Helen Taormina is a financial advisor with Raymond James & Associates in Chambersburg, PA, holding a Series 66 license and 10 years of industry experience. She previously worked at Merrill from 2015 to 2023 before joining Raymond James in 2023. Outside of her advisory role, she is a co-owner of an LLC with her husband, although she does not have direct management responsibilities. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and advisory services with a range of portfolio management strategies.

Alfred Smith is a Senior Resident Director and Wealth Management Advisor at Merrill, where he provides personalized wealth management strategies tailored to clients' individual financial goals. He leverages access to Merrill’s investment insights and Bank of America’s banking and lending solutions to create flexible strategies that adapt to changing market conditions. With a focus on managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income, Alfred employs a rational, goals-based approach to help clients manage risk and pursue long-term financial objectives. With over twenty years of experience navigating diverse economic and market environments, Alfred offers guidance to individuals, families, and businesses seeking to secure their financial futures. He holds the Certified Financial Planner (CFP®) and Personal Investment Advisor (PIA) designations, reflecting his commitment to professional standards and ongoing education. Alfred is a graduate of Tulane University and also holds a high school diploma from Montclair High School. Outside of his professional role, Alfred is active in community service, upholding Merrill’s tradition of local engagement. He enjoys cooking, golfing, running marathons, and playing tennis. When not working with clients, he spends time with his family, including his wife and two daughters, as well as pursuing yardwork and reading history.

Darrien Uglow is a financial advisor at Cetera with a Series 66 designation and no prior industry experience. He has been affiliated with Cetera and Cetera Investment Services LLC since 2025 and 2026, respectively, and has a background working at F&M Trust Co. and in the hospitality industry. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Kimberly Blenckstone is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Christopher Redos is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 30 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory work, he is president and sole owner of Windy Meadows Holdings, LLC, which is involved in the sale of cattle, hay, eggs, and wholesale frozen food, and he is also active as a musician in a local band. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Marissa Bowers is a financial advisor with Raymond James Financial, holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining Raymond James, she worked at the Walter Reed Army Institute of Research and held various roles in consulting, education, and the service industry. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting services aligned with client goals.

John Reinert is a financial advisor with Edward Jones in Chambersburg, PA, holding CFP®, ChFC®, and Series 63 designations and having 35 years of industry experience. He has been with Edward Jones since 1990. Outside of his advisory work, he serves as president of a condominium association managing building operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs and investment options supported by a large network of advisors and branch offices nationwide.

Bonny Brown is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has worked extensively with Wells Fargo Clearing, including a prior 21-year tenure and a recent return in 2025. Outside of her advisory role, she serves as the power of attorney for her mother and administrator of her father’s estate. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, notably insurance-related vehicles and bank deposit sweep programs.

Nadine Oliver is a financial advisor at LPL Enterprise with 29 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior experience includes roles at the Prudential Insurance Company of America and PRUCO Securities, LLC spanning from 2007 to 2024. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and brokerage products. The firm combines advisory programs with a broad range of financial products and utilizes both in-house and third-party portfolio management strategies.

Darren Grove is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1997 and focuses on delivering personalized attention and disciplined, customized investment strategies to high-net-worth individuals and families. His expertise encompasses areas such as education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. Darren holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) credentials. He earned a Bachelor of Science degree in Business Administration with a major in Finance from Shippensburg University, Pennsylvania. Throughout his career, he has been involved in various community and professional roles, including membership in the Chambersburg Exchange Club, service at the Presbyterian Church of Falling Spring, and participation on the Shippensburg University Finance Advisory Council. Outside of his professional life, Darren enjoys biking, running, swimming, and music. He also spends time with his family, actively supporting his two daughters’ school and extracurricular activities.

Eric Alleman is a financial advisor with Edward Jones in Chambersburg, PA, holding a Series 66 designation and four years of industry experience. He previously worked at ACNB Bank for five years and Farmers and Merchants Trust Company for nine years. Outside of his advisory role, Alleman serves on the boards of the CASD Foundation and Greenvillage Youth League, and is a member of the finance committee at Five Forks Church. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies. The firm is notable for its large network of advisors and branches, affiliated mutual funds, and comprehensive services such as tax-efficient strategies and securities-based lending.

Stephanie Kennedy is a financial advisor with Wells Fargo Clearing in Hagerstown, MD, holding a Series 66 designation and eight years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent ten years with WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Hunter Brindle is a CFP® and CFA® professional with five years of industry experience, currently with Cetera. He has held roles at Cetera Wealth Services, DoorDash, Orrstown Bank, and other organizations. Brindle serves as a board member for the Chambersburg YMCA, participating in monthly meetings and committees. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Kristian Frank is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings a commitment to helping clients develop individualized wealth management strategies, focusing on areas such as corporate executive services, divorce transition planning, legacy planning, personal retirement planning, philanthropic planning, tax minimization, and retirement income. Kristian works closely with his clients to balance risk and reward solutions based on their unique financial situations, goals, and risk tolerance. Kristian holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He graduated in 1996 from Grove City College with a B.S. in Accounting and Political Science and also attended Gettysburg Theological Seminary for three years. Beyond his professional activities, Kristian is involved in various community organizations such as the American Cancer Society, Capitol Theatre, Chambersburg Council for the Arts, Civitan International, Kismore's Mission Support Team, and the Leukemia and Lymphoma Society. He enjoys gardening, hiking, ice hockey, pottery, reading, spending time with his family, traveling, and writing during his personal time.