Michael Karlin is a financial advisor with Tomoro LLC in Colts Neck, NJ, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Park Avenue Securities and Guardian Life Insurance. Karlin also manages a side business offering non-Guardian insurance products. Tomoro LLC provides personalized investment advisory and financial planning services to individuals, family offices, trusts, estates, foundations, and qualified retirement plans. The firm employs fundamental analysis across a range of investment vehicles, focusing primarily on long-term strategies while allowing for shorter-term trades aligned with client objectives.

Alan Stern is a Series 65-licensed financial advisor with 11 years of industry experience, currently serving at Sternt Capital Management, Inc. since 2015. The firm provides portfolio management, financial planning, and retirement rollover advice primarily to individual clients, including high-net-worth individuals, as well as charitable organizations and plan participants. Sternt Capital Management employs model asset allocation portfolios invested mainly in mutual funds and ETFs, managing accounts on both discretionary and non-discretionary bases.

Jeremy Suarez is a financial advisor with Tomoro LLC, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Guardian Life Insurance Company and Park Avenue Securities before joining Tomoro. Suarez manages his advisory business alongside a side venture handling business bill pay. Tomoro LLC provides personalized investment advisory and financial planning services to individuals, high net worth clients, family offices, trusts, and other entities. The firm employs a fundamental analysis approach and offers a range of investment options, including mutual funds, ETFs, equities, fixed income, REITs, private/alternative investments, and derivatives, focusing primarily on long-term strategies while accommodating shorter-term trades as needed.

Gavriel Kandkhorov is a financial advisor at Row Management Inc. with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, Gladstone Wealth Group, and Wells Fargo Advisors Financial Network. Kandkhorov is also a licensed insurance agent with Royal Oak Insurance Agency. Row Management is an independent, single-advisor firm that provides portfolio management and personalized investment planning to individuals, high-net-worth households, and pension and profit-sharing plans. The firm employs a multi-method investment approach, including fundamental, quantitative, and technical analysis, and offers both discretionary and non-discretionary services across a range of investment products.

Brian Rice is the owner and investment advisor at Rice Wealth Management Group, Inc. in Fair Haven, NJ, with 34 years of industry experience. He previously worked at Raymond James Financial Services for over 20 years. Outside of financial advising, Rice operates a fishing charter business, Jersey Devil Charters and Guide Service, based in Fair Haven. Rice Wealth Management Group, Inc. provides discretionary portfolio management and selection-of-advisor services primarily to individual and high-net-worth clients. The firm employs a mix of fundamental, quantitative, technical, and modern portfolio theory methods, managing accounts on a discretionary basis and tailoring portfolios to client goals, risk tolerance, and time horizon.

Jonathan Green is a CFP® professional with 15 years of industry experience. He is currently with Entrepreneur Wealth, which he joined in 2026, and previously worked at Triad Advisors, Inc. and Targeted Financial Services, LLC. Outside of advising, he is involved with entities such as Jobel Management and D.J. Stable, LLC. Entrepreneur Wealth provides preliminary financial planning and consulting services to individuals, families, small businesses, and retirement plans, focusing on general investment concepts and planning considerations. The firm refers clients to unaffiliated Investment Adviser Managers for asset management and does not manage client assets directly.

Kimberly Bannwarth is a financial advisor at Relevé Financial Group with four years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Relevé since 2016, previously spending three years at NorthRock Partners, LLC. Outside of finance, she is involved in music as a vocal director and teacher. Relevé Financial Group manages approximately $255.6 million and serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm offers comprehensive financial planning, consulting, and portfolio management through both traditional managed accounts and a subscription-based online advisory platform.

Joseph Vecchio is a Certified Public Accountant (CPA) and CERTIFIED FINANCIAL PLANNER™ (CFP®) and has dedicated his professional life to the finance and accounting professions. Joe started his career in public accounting where he established a solid accounting foundation. As a full-time professional trader, he has cemented his belief in the efficient market theory and the futility behind stock-picking strategies. He has strategically forecasted and adapted to tremendous regulatory, technological and competitive pressures on a pro-active level to achieve a competitive advantage for over two decades. Joe was introduced to fee-only, tax-focused comprehensive financial planning in 2000 when he retained a fee-only financial planner for his personal finances. Joseph was enlightened by the value that it brought to his financial and personal well-being. His experience as a tax professional, financial market expert and small businessman has inspired him to serve as your personal financial bodyguard against threats, debts and the IRS. Joseph holds a Master of Business Administration (MBA) from Montclair State University. Joseph graduated Magna Cum Laude, Omicron Delta Epsilon-The International Honor Society for Economics, and Beta Gamma Sigma-The International Business Honor Society honors. On the football field, Joseph was a two-year captain for the Muhlenberg College Football Team, as well as a two year All-American football player. Joe resides in Monmouth Beach, NJ with his wonderful wife Colleen, three beautiful girls Grace, Morgan, and Riley, and three loving dogs. He enjoys striper fishing, Texas Hold-Em, college football, and caring for his saltwater reef aquarium and koi pond.

Vid Ponnapalli is a CFP® with 11 years of industry experience and has been with Unique Financial Advisors LLC since 2014. He is also the sole owner of Unique Tax Consultants, a separate business providing tax preparation and planning services for individuals, families, and small businesses. Unique Financial Advisors LLC offers financial planning and discretionary portfolio management to individuals, families, and businesses, including both high-net-worth and non-HNW clients. The firm primarily uses a passive investment approach with index funds and ETFs, combining fundamental analysis within financial plans and managing accounts on a discretionary basis through Charles Schwab.

John Munley is a CFP® certificant with seven years of experience in the financial advisory industry. He has worked at Whealth Advisors since 2019 and previously spent three years with Blue Blaze Financial Advisors, LLC. In addition to his advisory role, Mr. Munley serves as a Regional Director for College Aid Pro, assisting individuals with college funding needs and the financial aid process. Whealth Advisors serves individuals and families, including high-net-worth clients, trusts, and small business owners, providing comprehensive financial planning and investment management. The firm emphasizes a passive, index-oriented investment approach and offers specialized services in college funding and student-loan advising.

Melissa Bickerstaff is a financial advisor at Molokai Advisors with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Old City Securities, Merida Capital Holdings, and Bank of America. Outside of her advisory role, she is involved with Umergence LLC. Molokai Advisors provides investment management and consulting services primarily to pooled investment vehicles and institutional clients, while also offering advisory services to individuals. The firm employs a mixed qualitative and quantitative investment process focused on manager research, portfolio monitoring, and tailored asset allocation, serving a broad range of institutional client types.

Guy Paredes is a financial advisor with Rockdale Financial Services, Inc., holding Series 63 and Series 65 credentials and more than 40 years of industry experience. He has worked at Rockdale Financial Services since 2014 and has prior experience with Cetera and Imagine Retirement, LLC. Rockdale Financial Services serves individual and high-net-worth clients as well as pension and profit-sharing plans with non-discretionary investment advisory services. The firm primarily manages portfolios through allocations to mutual funds, ETFs, and independent managers, providing periodic reporting and reviews while employing both fundamental and technical analysis across various investment strategies.

Pamela Perskie is a financial advisor at Seven Mile Advisory LLC with seven years of industry experience. She holds Series 65 and Series 66 designations and previously worked at Mariner Platform Solutions, AdvicePeriod, LLC, and SCS Financial. Perskie serves as president of the Wharton Alumni Club of New York, a nonprofit organization. Seven Mile Advisory provides discretionary investment management and financial planning primarily for high-net-worth individuals, trusts, qualified purchasers, and institutional clients. The firm focuses on a concentrated client base, employing a mix of passive and active strategies, and uses third-party managers and platforms to support its services.

Neil Piper is a financial advisor at Invest For A Lifetime, LLC with over 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and The Private Client Advisory Group LLC. Outside of advisory work, he is involved in life and fixed annuity insurance sales and operates a sole proprietorship. Invest For A Lifetime, LLC provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, non-profits, and business entities. The firm manages approximately $78 million primarily on a discretionary basis, combining fundamental and technical analysis to create diversified portfolios using in-house models and third-party managers.

Dennis Mcnamara is a CFP® and holds a Series 66 license, with 10 years of experience in the financial advisory industry. He has worked at Whealth Advisors since 2019 and previously at Lighthouse Financial Advisors from 2016 to 2019. Whealth Advisors serves individuals and families, including high-net-worth clients, trusts, and small business owners, by providing comprehensive financial planning and investment management. The firm employs a largely passive, index-oriented investment strategy focused on asset allocation, diversification, and low-cost portfolios, and offers specialized services such as tax and estate planning reviews, retirement and college funding support.

Andrew Guez is a financial advisor at Tomoro LLC with two years of industry experience. He holds a Series 65 designation and has worked at Invst LLC since 2023. Prior to his advisory roles, he was a student for twelve years. Tomoro LLC provides personalized investment advisory and financial planning services to a range of clients, including individuals, high net worth families, trusts, and foundations. The firm employs fundamental analysis and a diversified mix of investment vehicles, generally pursuing long-term strategies while accommodating shorter-term trades based on client objectives.

David Vargo is a CFP®-certified financial advisor with LPL Financial, based in Sherman, CT, and has 36 years of industry experience. He has been with LPL Financial since 2001 and also operates Varbeco Wealth Management, LLC. Outside of his financial advisory work, he performs as a musician several times a month in various venues across New Jersey. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Bruno Larocca is a financial advisor at RDM Capital Associates Inc with 11 years of industry experience. He has been with RDM Capital Associates since 1998. RDM Capital Associates provides personalized asset management services to individuals, families, trusts, charitable organizations, foundations, pension plans, and corporations, including both individual and high-net-worth clients. The firm constructs household-level portfolios using proprietary investment models that combine fundamental analysis with active and passive strategies, emphasizing tax-efficient placement and portfolio consolidation.

Matthew Santarsiero is a CFP® and holds a Series 66 license with nine years of industry experience. He has worked at LPL Financial, LLC from 2016 to 2023 and currently serves as the sole advisor at Tomoro LLC since 2026. He also maintains a role at Invst, LLC since 2023. Tomoro LLC provides personalized investment advisory and financial planning services to individuals, high net worth clients, family offices, trusts, estates, foundations, and qualified retirement plans. The firm employs fundamental analysis to tailor portfolios across various asset classes, pursuing primarily long-term strategies while allowing shorter-term trades as client objectives dictate.

Thomas Gallagher is a financial advisor at Molokai Advisors with 23 years of industry experience. He holds Series 66, Series 65, and Series 63 licenses. His prior roles include positions at Bluestone Growth Partners LLC, Umergence LLC, Finex Hong Kong, Maxim Group LLC, and Cap Intro. Molokai Advisors provides investment management and consulting primarily to pooled investment vehicles and institutional clients, with services also available to individuals. The firm uses a mixed qualitative and quantitative investment process focused on manager research, portfolio monitoring, and customized asset allocation, working with affiliated and third-party managers across a broad range of institutional client types.