Kristine Clagett is a financial advisor at One Capital Management, LLC with 13 years of industry experience. She holds a Series 66 designation and has previously worked at 2Four2, LLC, Q4 Wealth Management, and Nations Financial Group, Inc. One Capital Management serves individuals, retirement plans, trusts, corporations, and institutional clients through a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm offers wealth management, financial planning, sub-advisory, retirement plan solutions, advisory consulting, and cash management services, and acts as investment adviser to the FundX suite of ETFs.

Sean Duffy is a financial advisor at Ascentis Independent Advisors, LLC in Fort Collins, CO, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Raymond James Financial Services and Peak Brokerage Services. He also works as a Wealth Planning Associate at Impact Financial Strategies. Ascentis Independent Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and business entities by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a tailored investment approach that includes discretionary management, third-party managers, co-advisory arrangements, and private direct investments, with ongoing portfolio monitoring and rebalancing.

Paul Johnson is a CFP® and ChFC® with 40 years of industry experience. He has worked at First Heartland Capital Inc. since 2010. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party asset management services, and model-based self-directed brokerage account programs, delivering advisory services through independent investment adviser representatives using a combination of fundamental, technical, and tactical approaches.

Teddy Ezzell III is a financial advisor at Western Wealth Management LLC in Fort Collins, CO, holding a Series 66 designation with 25 years of industry experience. He has been with Western Wealth Management and affiliated with LPL Financial since 2014. Western Wealth Management serves a diverse client base including individuals, corporations, retirement plans, charitable organizations, and institutional clients, offering comprehensive portfolio management, financial planning, and consulting services. The firm operates as a decentralized network of advisors, combining proprietary and third-party investment strategies across multiple platforms.

Patrick Johnson is a CFP® and ChFC® with 21 years of industry experience, currently serving at Arax Advisory Partners in Fort Collins, CO. He previously worked at Truist Investment Services, Inc. before joining SRS Capital Advisors, Inc. in 2007. In 2014, he founded and serves as president of Synthesis Life Insurance, Inc., a Public Benefit Corporation focused on life insurance brokerage. Arax Advisory Partners provides wealth management and advisory services to a diverse clientele including individuals, high-net-worth clients, family offices, institutions, and businesses. The firm employs a fiduciary approach using in-house portfolio teams, external managers, and a mix of traditional and alternative investments.

Kenneth Connally is a CFP® professional with 16 years of industry experience, currently advising at Summit Financial, LLC. His prior roles include positions at Facet Wealth, Charles Schwab, and Fidelity Brokerage Services LLC. Summit Financial, LLC is an SEC-registered multi-team advisory firm managing approximately $26.35 billion in assets with 216 advisors serving around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs alongside financial planning and retirement plan advisory services, combining discretionary and consultative approaches to portfolio management.

Ann Stewart is a financial advisor with Concorde Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Her prior roles include positions at Cambridge Investment Research Advisors, Money Concepts Capital Corp, Wells Fargo Investments, and Banc of America Investment Services. Outside of her advisory work, she serves as president of an independent insurance agency. Concorde Asset Management provides portfolio management, financial planning, and retirement-plan advisory services to individual, corporate, and retirement-plan clients. The firm integrates proprietary and third-party model portfolios and platforms, offering discretionary and non-discretionary solutions tailored to client objectives and risk tolerances.

Timothy Murray is a financial advisor at Ascentis Independent Advisors, LLC with 27 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Edward D. Jones & Co., L.P. for 24 years and Raymond James Financial Services for four years. Outside of his advisory role, he owns Shotgun Chaps LLC, a business related to independent financial advising. Ascentis Independent Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and business entities by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm uses a combination of discretionary management, third-party managers, and platform solutions to tailor investment advice to client objectives.

Kira Aduddell is a financial advisor at IHT Wealth Management LLC with 19 years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. for a combined total of 18 years before joining IHT Wealth Management in 2022. IHT Wealth Management serves individual, corporate, and institutional clients with discretionary asset management, financial planning, ERISA plan consulting, and outsourced CIO arrangements. The firm uses a combination of proprietary model portfolios, third-party managers, and quantitative investment strategies tailored to clients' objectives and risk tolerances.

Matthew Jackson is a Series 65-credentialed advisor with 15 years of industry experience. He has been with Royal Fund Management, LLC since 2015 and previously worked at Virtue Capital Management, LLC and Colorado Elite Retirement Planning, LLC, the latter of which he also serves as president. Outside of advising, Jackson is president and author at Dreammaker Lifestyle, LLC, where he markets publications and courses unrelated to investment, and volunteers as Chief Philanthropy Officer for the Colorado Bowhunters Association Foundation. Royal Fund Management serves individual investors, corporations, and retirement plans with portfolio management, financial planning, and pension consulting services. The firm employs a range of investment strategies tailored to client risk tolerance and offers both discretionary and held-away account management through multiple platforms.

David Essay is a CFP® professional with 23 years of industry experience, currently serving at United Capital Financial Advisers, LLC. His prior roles include positions at Cetera Advisor Networks, Raymond James Financial, and First National Capital Markets. Outside his advisory work, Essay is an assistant basketball coach for a Fort Collins high school. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services including sub-advisory, consulting, and a technology platform supporting customization and access to alternative investments.

Edward Moore is a financial advisor at Fortis Capital Advisors, LLC with 26 years of industry experience and holds a Series 66 designation. His prior work includes roles at Belpointe Asset Management, LLC, Mountain Financial Capital, LLC, and several other firms. Outside of advising, he owns a pass-through company called Love U Moore. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, and retirement-plan consulting. The firm employs a variety of investment strategies, including discretionary management and ESG-oriented options, and manages over $1.6 billion in discretionary assets.

Peter Ahrens is a CFP® professional at Mission Wealth Management, LP in Fort Collins, CO, with four years of industry experience. His prior roles include positions at Keystone Financial Services, JMG Financial Group, A.H.C. Advisors, and Rauschenberger Financial Advisors. He has also been involved with Blue Sail Ent. outside of his advisory career. Mission Wealth Management serves high-net-worth individuals, families, and institutional clients, providing wealth management, financial planning, investment management, and consulting services. The firm integrates investment management with tax, trust, legacy, philanthropy, and risk planning, using a mix of internal and third-party management across various asset types.

Quinn Mcelwee is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. His work history includes roles at Integrity Alliance, Lion Street Financial, Cetera Advisor Networks, and Girard Securities. Outside of advising, he is the owner of an agriculture Delaware statutory trust, where he manages design, legal, and funding responsibilities. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, and institutional clients. The firm employs discretionary portfolio management with customizable asset-allocation models and offers access to third-party managers, alternative investments, and specialized services such as 529 plan advice and 1031 exchange introductions.

Jerald Dunn is a CFP® professional with 46 years of industry experience, currently serving as an advisor at Savvy since 2026. His prior roles include positions at AdvisorNet Wealth Management, Goldman Sachs, United Capital Financial Advisers, LLC, and Girard Securities, Inc. Outside of advisory work, he co-owns Triwest, LLC, a real estate organization based in Fort Collins, CO, where he assists with organizational management. Savvy serves individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations with customized investment and financial planning services. The firm employs a primarily index-based, long-term approach supplemented by active equity portfolios, tax-aware direct indexing, and integrates third-party fintech tools and specialized sub-adviser strategies.

Jonathan Mertens is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at TIAA-CREF Individual & Institutional Services and Lion Street Financial. In addition to his advisory duties, he is involved in insurance agency activities related to fixed insurance and annuity business. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individual, high-net-worth, retirement plan, and institutional clients. The firm supports customizable investment strategies and offers technology and practice platforms for independent advisors.

Lindsay Batezel is a CFP® and Series 66 credentialed financial advisor with eight years of industry experience. She is currently with ON Investment Management Company and previously worked at Valic Financial Advisors and Agia. Outside of her advisory role, she is a partial owner of Cake Co, LLC, which manages short-term rental properties. ON Investment Management Company serves individuals, families, trusts, charitable organizations, businesses, and plan sponsors by providing financial planning, portfolio management, and retirement-plan advisory services. The firm offers a range of third-party investment programs alongside discretionary and non-discretionary account management.

Laurence Bowers is a financial advisor at Gradient Advisors, LLC with 17 years of industry experience. He holds a Series 65 designation and has worked at Gradient Advisors since 2012. In addition to his advisory role, Bowers owns and operates Legacy Financial Resources, LLC, a financial services business, and Legacy Tax Services, LLC, which provides tax preparation. Gradient Advisors offers investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and businesses. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model and various analytical tools in portfolio management.

Wyatt Warberg is a financial advisor at Fortis Capital Advisors, LLC with one year of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and New York Life. Outside of his advisory role, he serves as secretary on the board of the Janet Shea Education Foundation. Fortis Capital Advisors provides investment advisory and financial planning services to individuals, trusts, businesses, retirement plans, other advisers, and institutional clients. The firm offers customized portfolio construction across a range of strategies, managing accounts primarily on a discretionary basis.

Kristin Howe is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Her career includes roles at Integrity Alliance, Lion Street Financial, CETERA Advisor Networks, and Girard Securities. She has been with United Capital Financial Advisers since 2010. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services, including sub-advisory and consulting, supported by the FinLife Partners platform that assists independent advisors with technology and practice management.