Tracy Smithnosky is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Janney since 2021, following six years at Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, and institutional sponsors, offering brokerage services, financial planning, and multiple advisory programs.

Nicholas Panagiotakis is a CFP® professional affiliated with Guardian Life, having 23 years of industry experience. His career includes roles at Park Avenue Securities and Guardian Life Insurance, among others. He holds Series 63 and Series 65 licenses. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, institutions, and retirement plan sponsors. The firm provides tailored financial planning and investment management through a combination of advisor-led discretionary management and model-based strategies, with access to proprietary programs and alternative investments.

Patrick Golden is a financial advisor at Farther with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at STIFEL, Private Client Services, LLC, and operated Golden Wealth Management. He is also an insurance agent. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through both a digital platform and in-person meetings. The firm employs a Modern Portfolio Theory-based investment approach implemented with proprietary model portfolios, algorithmic rebalancing, and a range of asset types, including ETFs, mutual funds, equities, and fixed income.

Corey Golden is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Farther since 2026. He previously worked at Stifel, Nicolaus & Company, Incorporated for 10 years and was president and chief compliance officer of Golden Wealth Management, an independent registered investment advisor. Outside of financial advising, he co-owns and operates a small business that produces and sells ketchup. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary models and algorithmic rebalancing, with a focus on ETFs, mutual funds, equities, fixed income, and AI-assisted advisor judgment.

John Cyprich is a financial advisor with Integrity Alliance, LLC and holds a Series 66 designation. He has nine years of industry experience, previously working at Bankers Life Securities, Inc. and Bankers Life and Casualty. He is also a partner in Keystone Legacy Financial LLC, where he manages an insurance marketing agency and writes insurance policies. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent adviser representatives. The firm offers continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing various portfolio management approaches across multiple custodial platforms.

Scott Skammer is a financial advisor with GWN Securities Inc. in Forty Fort, PA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has been with GWN Securities since 2015 and also has a background with McCarthy Tire Service Co. Outside of his advisory role, Skammer serves as an adjunct professor teaching undergraduate finance and is treasurer of a nonprofit organization providing meals to local nursing home residents. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm employs a range of investment strategies, including legacy market-timing and momentum-based approaches, and manages approximately $3.65 billion across over 37,000 client accounts.

Desmond Scott is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has held roles at multiple firms, including Grober Imbey Agency, Inc., Netlaw, and World Financial Group, Inc. In addition to advisory work, he supports small businesses with accounting and planning needs through his own firm, D. Scott and Associates, LLC. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services with access to proprietary and third-party investment models, managing over $2 billion in client assets across discretionary and non-discretionary accounts.

Maria Montenegro is a financial advisor at Empower Advisory Group with 10 years of industry experience. She holds Series 65 and Series 66 designations and has worked at GWFS Equities, Inc., Prudential Investment Management Services LLC, Prudential Insurance Company of America, and PNC Bank. In addition to her advisory role, she serves as president of K & M Sales, Inc., a non-stocking supplier of plumbing and heating supplies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Bernard Martin Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at LPL Financial since 2002 and joined Private Advisor Group in 2016. Outside of his advisory role, he manages The Barn at Glistening Pond LLC, a venue for weddings in Falls, PA. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and access to various managed account solutions, including proprietary and third-party platforms.

Barry King is a financial advisor with Transamerica Financial Advisors in Kingston, PA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has been affiliated with World Financial Group since 2001. King is also a representative for WealthWave, involved in marketing activities. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, utilizing proprietary and third-party investment models with discretionary and non-discretionary program options.

Malo Carpenter is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked with firms including World Financial Group and WealthWave and currently holds a role at Netlaw focused on estate planning. Carpenter is also involved in the sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, retirement plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers across multiple platforms, delivering services through a large network of advisors and managing approximately $1.7 billion in regulatory assets under management.

Lisa Probanski Bonito is a financial advisor at &Partners with a Series 66 designation and two years of industry experience. Prior to joining &Partners, she worked at Wells Fargo Clearing, Maximus, and Navient. &Partners serves a diverse client base that includes high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and various advisory services using a combination of fundamental, technical, and quantitative analysis, with accounts managed by in-house advisors or third-party managers.

Carla Jagodzinski is a financial advisor with Eagle Strategies (New York Life) holding Series 63 and Series 65 licenses and has 21 years of industry experience. She has been with Eagle Strategies since 2023 and operates her own practice, Jagodzinski Financial Boutique, which sells New York Life products and brokers non-registered insurance products. Outside of her advisory work, she serves as a committee member and authorized founder of the Luzerne Foundation’s David J Miller Scholarship Fund, which supports local scholarship recipients. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individual investors, institutional clients, and plan sponsors. The firm emphasizes tailored advice through multiple program types, managing the majority of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

John Begley is a CFP® with 25 years of industry experience, currently affiliated with Eagle Strategies (NY Life). He has a long tenure with New York Life and its related entities, including Eagle Strategies since 2011. Outside of his advisory role, he serves as a basketball official for a local youth league. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a wide range of individual and institutional clients. The firm emphasizes tailored advice delivered through multiple program types, with a majority of assets managed on a non-discretionary basis.

Derek Thompson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 13 years of industry experience. His prior roles include positions at JP Morgan securities and Chase Bank, as well as driver and business owner roles with companies such as Uber, Lyft, and Apex Business LLC. He is also involved with Netlaw, a firm that provides estate planning services including wills and trusts. Transamerica Financial Advisors serves a diverse client base, including individuals, pension plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services with proprietary and third-party investment models, managing both discretionary and non-discretionary assets.

David Tarantini is a financial advisor at &PARTNERS with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing for a total of ten years. &PARTNERS serves a diverse client base, including high-net-worth individuals, institutions, and retirement plans, offering investment management, financial and tax planning, and ERISA consulting. The firm employs a combination of fundamental, technical, and quantitative analysis across discretionary and non-discretionary accounts, utilizing both proprietary and third-party strategies.

Robert Gover is a CFP®-designated financial advisor with 17 years of industry experience. He is currently with &Partners, LLC, having joined the firm in 2024 after eight years at Wells Fargo Clearing and a brief tenure at Merrill. Gover holds the Series 66 license. &Partners serves a diverse client base including high-net-worth individuals, institutions, retirement plans, and charitable organizations. The firm offers investment management and financial planning services using a combination of proprietary and third-party strategies, supported by a mix of fundamental, technical, and quantitative analysis.

Claude Hicks is a financial advisor with Transamerica Financial Advisors, holding a Series 65 designation and currently based in Kingston, PA. He has experience with several firms since 2024 and has been involved with Highstreet IT Solutions, LLC since 2011. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

James Murphy is a ChFC® credentialed financial advisor with Guardian Life, where he has worked since 1996, totaling 29 years of industry experience. He serves on the board of directors at Fox Hill Country Club in Exeter, PA. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides a range of brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers access to proprietary and third-party advisory solutions.

Melissa Seitchek is a financial advisor at TIAA-CREF with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several financial institutions, including Santander Securities, Citizens Bank, and PNC Investments. Seitchek serves as a voting member of the Penn Lake Association board, where she helps plan community and children’s events. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, including customized strategies managed under client-approved investment policies.