Ted Karren is a financial advisor with Edward Jones in Smithfield, UT, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors. The firm offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brian Nelson is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and 14 years of industry experience. His prior work includes 12 years at Fidelity Investments. He is also an owner of BMN Investments, LLC, a business focused on expense management. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individual and institutional clients with a range of portfolio management and retirement services. The firm operates a multi-manager platform offering various investment strategies and oversight across multiple program structures and custodial relationships.

Matthew Kennedy is a financial advisor at Edward Jones in Brigham City, UT, holding CFP® and ChFC® designations with seven years of industry experience. He previously worked at Tate, Bywater, Fuller, Mickelsen & Tull, PLC from 2015 to 2018. Kennedy is a co-owner of Revision Editing LLC, a partnership formed for tax purposes, with no active responsibilities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs with a nationwide network of over 23,700 financial advisors.

Mark Lyons is a financial advisor at Cetera with 22 years of industry experience and holds a Series 66 designation. He has operated his own firm, Mark R. Lyons, Inc., since 2013 and has also been affiliated with Cetera Advisors LLC since that time. Lyons is also involved as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program options and affiliated and third-party managers.

Nathan Blotter is a CFP®-designated financial advisor at LPL Financial with 23 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory role, he operates Nate Blotter & Associates, LLC, a tax preparation and accounting service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a network of more than 22,800 advisors.

John Forsgren is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory role, Forsgren serves on the Cornish Town Council and is a board member of the Mountain Valley Ranch Horse Association. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides a range of portfolio management options and access to both proprietary and third-party investment strategies.

Clayton Mc Murdie is a financial advisor at Edward Jones with 16 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2009. Outside of his advisory role, he tests fitness equipment for Icon Health and Fitness in Logan, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operates under a fiduciary standard, and maintains a large nationwide network of advisors and branch offices.

Jarin Murray is a financial advisor with Primerica Advisors in Logan, Utah, holding Series 63 and Series 65 credentials and 18 years of industry experience. His work history includes roles at PFS Investments, Inc., Primerica Financial Services, and involvement in construction and flooring businesses. Outside of finance, he owns Inspire and Create Gifts and works as a draw inspector for NW Monitoring. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options within a wrap-fee structure.

Shawn Roghaar is a financial advisor with Fidelity and holds the Series 66 designation. He has 16 years of industry experience and has been with Fidelity Investments and its affiliates since 2010. Outside of his advisory role, he serves as a guide at Bear River Gun Club, a privately owned hunting club in Utah. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Brad Hess is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2011. He previously worked at Investment Advisors International, Inc. and is also involved with Hess Industries Inc., a separate business entity unrelated to investment advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by advanced research tools and a broad platform of financial products.

Daniel Kennedy is a financial advisor with Edward Jones in Brigham City, UT, holding a Series 66 license and 11 years of industry experience, all of which has been with Edward Jones since 2015. Outside of finance, he is a co-owner of Kennedy Voice Studio, a voice teaching business. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options, with a nationwide network of approximately 23,701 advisors and $1.01 trillion in assets under management.

Michael Carmichael is a financial advisor with LPL Financial in Logan, UT, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at OSAIC, Sagepoint Financial, Inc., Voya Financial Advisors, and operating Carmichael Financial, LLC since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

James Macfarlane is a financial advisor at Morgan Stanley with 15 years of industry experience. His prior roles include positions at Goldman Sachs & Co. from 2014 to 2019 and leadership at Certeza Fund Advisors and Certeza Asset Management between 2019 and 2022. He holds Series 66 and Series 63 licenses. Outside of his advisory work, Macfarlane is involved as a partner in real estate ventures through two entities based in Providence, Utah. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by structured processes and firm-approved tools.

Zachary Arnell is a financial advisor at Edward Jones in Providence, UT, holding the Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at White Knight Pest Control and Bear Lake Landscape, and spent several years at Utah State University and the Church of Jesus Christ of Latter-Day Saints. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a broad range of advisory programs and investment solutions with over $1 trillion in assets under management.

David Zook is a financial advisor at Edward Jones in Logan, UT, holding a Series 66 designation. He has prior experience at Measure, LLC, Cache County Corporation, and Nibley City Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Jan Lofthouse is a financial advisor with Raymond James Financial Services Advisors, Inc. in Logan, Utah, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining Raymond James in 2025, Jan worked for 16 years at D.A. Davidson & Co. Outside of advisory work, Jan is an associate at Holbrook Wealth Strategies, providing support to a financial advisor in a non-investment role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm employs a non-discretionary, client-tailored approach using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Nathan Odette is a Series 66 licensed financial advisor with LPL Financial, based in Brigham City, Utah. He has two years of industry experience, including roles at CUSO Financial Services, America First Credit Union, and Northwestern Mutual. Prior to entering the financial industry, his background includes work in retail and voluntary service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and various strategic allocation options.

Jeremy Day is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. His prior work includes positions at Eye Care of Rigby, Turfco, and The Eye Institute of Wyoming. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Sterling Widmer is a CFP® professional with 20 years of experience, currently affiliated with MassMutual Investors Services in North Logan, UT. He has served at MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Widmer is also the owner of Atlas Wealth Management, a business involved in the sales of new financial products and servicing of existing contracts. MassMutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved analytical tools and offers a range of investment programs and educational seminars.

Ken Kennedy is a financial advisor with Edward Jones in Brigham City, UT, holding the CFP® and ChFC® designations along with Series 63 and 66 licenses. He has 41 years of industry experience and has been with Edward D. Jones & Co., L.P. since 1984. Outside of his advisory role, he is involved with family ranch interests through registered LLCs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.